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Credit union data reporting exemption covered in Politico
A new Politico column draws attention to the lack of regulatory transparency at tax-exempt credit unions, particularly their exemption from federal reporting requirements on overdraft fees.
Credit unions now labeling themselves community banks: Romero Rainey
Community bankers have for years warned of the expansion of credit union powers, but Navy Federal Credit Union’s new “Community Bank” brand indicates credit unions recognize they’ve gone too far.
Chopra: CFPB’s 1033 consumer data proposal coming this month
The Consumer Financial Protection Bureau this month will propose standards for sharing consumer financial data, CFPB Director Rohit Chopra said.
ICBA releases handout on 1071 rule for small-business customers
ICBA added a new handout for small-business customers to its collection of customizable tools on the Consumer Financial Protection Bureau’s Section 1071 rule.
Interagency appraisal panel meeting next month
The Federal Financial Institutions Examination Council’s Appraisal Subcommittee next month is scheduled to hold its third public hearing on appraisal bias, the residential appraisal process, and...
New HR subgroup on ICBA Community
ICBA launched a new human resources subgroup on its ICBA Community online platform.
ICBA updates advocacy dashboard
ICBA updated its “Advocacy in Action” government relations dashboard for the fourth quarter with the latest community banking advocacy successes and priorities.
Lawmakers targeting credit cards that benefit retailers: op-ed
Retailers benefit from the convenience of credit cards at the same time they’re asking Congress to impose new routing restrictions, according to a new Washington Times op-ed.
ICBA releases handout on 1071 rule for small-business customers
ICBA added a new handout for small-business customers to its collection of customizable tools on the Consumer Financial Protection Bureau’s Section 1071 rule.
FDIC proposes corporate governance, risk management guidelines
The FDIC proposed guidelines to establish corporate governance and risk management standards for covered institutions with total consolidated assets of $10 billion or more.
House bill introduces ICBA-proposed USDA Express loan program
A newly introduced House bill would implement an ICBA proposal to speed up approval times for USDA loans and thereby enhance access to credit in rural communities.
ICBA backs bipartisan bill to update small-issue bond programs
ICBA expressed support for bipartisan legislation in the House and Senate to reform small-issue bond programs that support first-time farmers and manufacturing.
Bowman: Credit union acquisitions show need for rethinking merger standards
Credit union acquisitions of community banks support the case for including credit unions and other nonbanks in regulatory policies on proposed bank mergers, Federal Reserve Governor Michelle...
Sheltered Harbor offers three pillars for cyber resiliency: blog
With Cybersecurity Awareness Month underway, a new ICBA blog post spotlights how the Sheltered Harbor initiative supports community bank cyber resilience.
ICBA-CISA exercise returns this fall
ICBA and the Cybersecurity and Infrastructure Security Agency are scheduled to host another tabletop exercise to support community bank cybersecurity this fall.
ICBA offers teller specialist program for the team
The ICBA Teller Specialist Certificate Program equips community bank tellers with the knowledge and tools needed to meet the demanding requirements of the frontline banking environment.
ICBA Provides Consumer Tips to Safeguard Financial Data During Cybersecurity Awareness Month
In recognition of Cybersecurity Awareness Month in October, ICBA and the nation’s community banks are offering tips to consumers on practical measures they can take to protect their sensitive data...
Gruenberg: Interest in reforming deposit insurance has dissipated
There does not seem to be any imminent likelihood of changes to U.S. deposit insurance coverage, FDIC Chairman Martin Gruenberg said.
OCC issues 2024 supervision plan
The OCC released its bank supervision operating plan for fiscal 2024, which the agency’s staff uses to guide supervisory priorities, planning, and resource allocations.
Central bank group says CBDC experiment successful
The Bank for International Settlements said an experiment showed that wholesale central bank digital currencies can be used to facilitate cross-border trading and settlement between financial...
FinCEN proposes extending deadline for filing beneficial owner info
The Financial Crimes Enforcement Network issued a proposal to extend the deadline for certain reporting companies to file their initial beneficial ownership information reports.
Independent Banker focuses on all things cybersecurity
The October issue of ICBA Independent Banker magazine features six things community banks need to know about cybersecurity today.
Regulators propose updated reporting on web addresses
The federal banking agencies proposed regulatory reporting changes related to the Financial Accounting Standards Board’s accounting standards update on troubled debt restructurings and vintage...
Supreme Court to begin hearing arguments on CFPB constitutionality
The U.S. Supreme Court today is set to hear arguments in a case challenging the constitutionality of the Consumer Financial Protection Bureau.
ICBA urging outreach on 1071, credit card legislation
ICBA continues urging community bankers to reach out to their lawmakers on two key initiatives pending in Congress.
New ICBA podcast on how community banks can use AI
The latest episode of ICBA’s “Independent Banker” podcast spotlights what artificial intelligence means for community banks and how they can take advantage of it.
Short-term funding extension averts government shutdown
Congress on Saturday passed a short-term government funding extension, which President Joe Biden signed into law, averting a government shutdown. The agreement keeps the government funded at...
FinCEN issues updated guidance on beneficial ownership reporting
The Financial Crimes Enforcement Network issued additional guidance and resources on pending beneficial ownership information reporting requirements.
FDIC updates consumer compliance exam manual
The FDIC issued an updated version of its Consumer Compliance Examination Manual, which exam staff use for supervisory activities.
FinCEN seeking comment on application for reporting identifier
The Financial Crimes Enforcement Network is seeking additional comment on a proposed application that entities would use to obtain an identifier for reporting beneficial ownership information.
CISA launches cybersecurity public awareness campaign
The Cybersecurity and Infrastructure Security Agency announced the launch of a nationwide cybersecurity public awareness campaign to educate Americans on how to stay safe online.
ICBA opposing congressional efforts to advance rate caps
ICBA and other groups expressed united opposition to a legislative proposal to impose a national cap on the fees and interest charged on consumer loans.
Senate preps for vote on resolution to reverse 1071 rule
With the Senate set to act as soon as this week on a resolution to block the Consumer Financial Protection Bureau’s Section 1071 rule, ICBA is urging community bankers to urge their senators to...
Introducing ICBA Payments’ New Chairman: Ruth Christopher
When she launched her career as a CPA, Ruth Christopher wasn’t necessarily envisioning a role at a community bank. But after a few years at a regional CPA firm, a partner encouraged her to apply as...
ICBA Commends Senate Banking Committee for Passing Bipartisan Cannabis-Banking Bill
ICBA today commended the Senate Banking Committee for its passage of the SAFER Banking Act, legislation that would establish a safe harbor from sanctions for financial institutions that serve...
ICBA requests comment extension on overtime proposal
ICBA and other groups asked the Labor Department to extend by 60 days the comment period on its proposal to increase the number of employees who are entitled to overtime compensation.
Fed joins crackdown on re-presented transactions
The Federal Reserve has joined the FDIC and OCC in targeting how banks treat single items that are repeatedly rejected for insufficient funds.
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Key stakeholders join opposition to credit card routing bill
A key member of the House along with major airlines and transportation unions last week announced their opposition to legislation that would impose credit card routing restrictions, which ICBA...
Fed’s Bowman urges community banks to weigh in on agency rulemakings
Federal Reserve Governor Michelle Bowman encouraged community bankers to provide feedback on agency rulemakings.