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Billion-Dollar Credit Union Exploits Tax Exemption to Acquire a Community Bank
Washington, D.C. (August 25, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the newly reported acquisition of a...
Community bank net income increases 8.2% in Q2
2026-08-26 Community banks reported an 8.2% second-quarter increase in net income from the previous quarter, according to the FDIC’s latest Quarterly Banking Profile. Key Drivers: During the...
ICBA: Latest credit union acquisition highlights need for tax policy change
2026-08-26 After another tax-paying community bank was reportedly acquired by a billion-dollar credit union, ICBA said Congress should discuss credit union tax and regulatory exemptions. Details:...
Agencies rescind SPCP statement
2026-08-26 Federal banking regulators rescinded the Interagency Statement on Special Purpose Credit Programs Under the Equal Credit Opportunity Act and Regulation B, dated Feb. 22, 2022. Details:...
ICBA supports FAIR Exams Act
2026-08-26 ICBA expressed support for the Senate version of the Fair Audits and Inspections for Regulators’ Exams Act (S. 5335), which would improve the bank examination environment by creating a...
Romero Rainey: No ‘middle ground’ on fixing Clarity Act
In a new Q&A, ICBA President and CEO Rebeca Romero Rainey told Banking Dive that policymakers must address ambiguities within the Clarity Act that could allow stablecoins to hurt local lending....
Regulators issue final rule prioritizing material financial risks
2026-08-28 The FDIC and OCC issued a final rule designed to focus examiners’ and institutions’ attention on material financial risks and compliance with banking and banking-related laws and...
FDIC proposes rule to implement ICBA-advocated reciprocal deposit change
FDIC proposes rule to implement ICBA-advocated reciprocal deposit change 2026-08-28 The FDIC board of directors approved an interim final rule to amend the statutory framework governing reciprocal...
OCC announces additional updates focusing on material risks
2026-08-28 In addition to an FDIC-OCC rule on material financial risks, the OCC announced additional actions to focus supervisory attention on the most significant risks and violations. Details:...
ICBA opposes Dakota Ridge national trust bank charter application
2026-08-28 ICBA urged the OCC to deny Dakota Ridge’s application for a national trust bank charter, citing concerns with its business model and broader policy considerations. Defer Action: At a...
ICBA chair: Stablecoins cannot become deposit substitution
2026-08-31 On a new podcast, ICBA Chair Alice Frazier said the Clarity Act focus on keeping stablecoin as a payment tool and not allow it to become a deposit substitute. Details: Appearing on the...
International finance leaders voice concerns about digital assets
Top central bankers echoed ICBA’s concerns about the impact of stablecoins on community banks. Details: Speaking at the Jackson Hole Economic Symposium hosted by the Federal Reserve Bank of Kansas...
OCCIP issues alert on business email scams
2026-08-31 The Treasury Department’s Office of Cybersecurity and Critical Infrastructure Protection issued an alert on business email compromise (BEC) scams. Details: In the alert to financial...
FDIC releases Q4, Q1 CRA evaluation schedules
The FDIC issued the list of institutions scheduled for a Community Reinvestment Act evaluation during the fourth quarter of 2026 and first quarter of 2027. Q4 2026:...
Transforming Complex Core Evaluations into Strategic, Bottom-Line Wins
Sponsored_Brand825 2026-09-01 ICBA_FeatureImage_CoreRenewals_2000x1250_v1.png The prospect of undertaking a core evaluation feels daunting for many bank executives. After all, it is easy to view a...
What Does the New Reciprocal Deposit Legislation Mean for U.S. Banks?
What the law changes The new law amends the Federal Deposit Insurance Act to expand the amount of a bank’s reciprocal deposits that can be classified as “nonbrokered,” a designation that generally...
What 1,100 Consumers Told Us About Banking
2026-09-01 Independent Banker Featured Image.png The decisions financial institutions make today will shape the relationships they build tomorrow. Whether you're investing in new technology,...
Examiner-Ready CECL: What the OCC's 2026 Handbook Update Changes
Examiner-Ready CECL: What the OCC's 2026 Handbook Update Changes 2026-09-01 Independent Banker Article Feature Image_2000 x 1250 (1).png From vague to prescriptive The 2021 version opened with...
ICBA 2026 National Community Bank Service Award Recipients Honored for Transformative Efforts to Uplift Local Communities
ICBA 2026 National Community Bank Service Award Recipients Honored for Transformative Efforts to Uplift Local Communities 2026-09-01 0926 NCBSA 2k.jpg Independent Banker magazine spotlights...
House members release CFPB-reform bill
Members of the House Financial Services Committee introduced legislation to reform the Consumer Financial Protection Bureau. Sponsors: Committee Chairman French Hill (R-Ark.), Financial...