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How community banks are navigating the end of penny production
2025-12-12 A new ICBA article spotlights how community bankers are responding to the federal government officially discontinuing production of new pennies. Details: Based in part on conversations...
ICBA Opposes OCC’s Approval of Five National Trust Charter Applications
Washington, D.C. — The Independent Community Bankers of America (ICBA) today expressed opposition to the Office of the Comptroller of the Currency’s conditional approval of five national trust bank...
CISA releases cybersecurity performance goals
2025-12-15 The Cybersecurity and Infrastructure Security Agency released updated Cross-Sector Cybersecurity Performance Goals (CPG 2.0), which include actions for critical infrastructure owners and...
President Trump proposes national AI framework
President Trump proposes national AI framework 2025-12-15 President Donald Trump proposed removing state-level artificial intelligence laws and installing a national standard. Details: In an...
ICBA opposes approval of national trust charter applications from nonbanks
2025-12-15 ICBA expressed opposition to the OCC’s conditional approval of five national trust bank charter applications from nonbank fintechs. OCC Approvals: The OCC conditionally approved...
ICBA Analysis: Permitting Interest on Payment Stablecoin Holdings Would Reduce Community Bank Lending by $850 Billion
2025-12-15 ICBA News Washington, D.C. — As Congress crafts legislation to establish a regulatory framework for digital assets markets, the Independent Community Bankers of America (ICBA) today...
ICBA supports parts of CFPB’s Reg B proposal
2025-12-16 ICBA said the Consumer Financial Protection Bureau’s proposal to amend Reg B with the Equal Credit Opportunity Act 's statutory text will reduce regulatory uncertainty and protect...
ICBA supports revisions to the 1071 small-business rule
2025-12-16 ICBA expressed support for the Consumer Financial Protection Bureau’s proposed revisions to its 1071 small-business data collection and reporting rule while pushing for additional relief...
ICBA analysis: Permitting interest on payment stablecoins would harm community bank lending
With Congress crafting legislation to establish a regulatory framework for digital assets markets, ICBA released new data showing the harmful impact on local economies of allowing crypto exchanges,...
CFPB updates TILA, CLA, FCRA thresholds for 2026
CFPB updates TILA, CLA, FCRA thresholds for 2026 2025-12-16 The Consumer Financial Protection Bureau issued annual threshold adjustments that are effective Jan. 1, 2026. TILA: The CFPB issued a...
Agencies update appraisal exemption threshold
Regulators announced that the 2026 threshold for higher-priced mortgage loans that are subject to special appraisal requirements will increase from $33,500 to $34,200. Background: The threshold...
ICBA Opposes PayPal Application to Form Industrial Loan Company
2025-12-16 Washington, D.C. — The Independent Community Bankers of America (ICBA) today expressed strong opposition to PayPal’s application to form an industrial loan company—a type of financial...
FDIC proposes application process for bank subsidiaries to issue stablecoins
2025-12-17 The FDIC issued a proposed rule that would implement the application provisions under the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS) Act. ...
House panel advances five ICBA-supported bills
2025-12-17 After ICBA urged the House Financial Services Committee to vote yes on five pro-community bank bills during its two-day markup, the committee voted to advance all of the bills on day...
ICBA opposes PayPal’s ILC application
2025-12-17 ICBA expressed strong opposition to PayPal’s application to form an industrial loan company, saying the FDIC should not allow nonbank firms to benefit from the federal safety net while...
OCC issues CRA strategic plan for community banks
2025-12-18 The OCC issued proposed guidance for a simplified strategic plan process for community banks to comply with the Community Reinvestment Act. Details: The OCC said the strategic plan: ...
Senate passes NDAA with ICBA-opposed measures removed
Senate passes NDAA with ICBA-opposed measures removed 2025-12-18 The Senate passed the National Defense Authorization Act by a 77-20 vote after removing several ICBA-opposed measures from the...
ICBA looks back on transformative year for community banking
2025-12-18 A new article from ICBA President and CEO Rebeca Romero Rainey and ICBA Chairman Jack Hopkins details what 2025 has meant for community banks and how this year’s events will shape the...
Kristine LaVigna Named President & CEO of ICBA CRA Solutions/USI Alliance
Washington, D.C. — ICBA CRA Solutions/USI Alliance, a subsidiary of the Independent Community Bankers of America® (ICBA), today announced the appointment of Kristine LaVigna as president and CEO....
ICBA Names Justin Dunmyer as SVP, Innovation & Product Strategy
ICBA Names Justin Dunmyer as SVP, Innovation & Product Strategy 2025-12-18 Washington, D.C. (Dec. 18, 2025)—The Independent Community Bankers of America® (ICBA) announced today that Justin Dunmyer...