Rebeca Romero Rainey: As a third-generation community banker, I understand the importance of paving the way for future leaders. That’s why I’m excited to be speaking at this year’s LEAD FWD Summit.
By stopping to focus on our own leadership, we generate the needed grit and creativity to lead forward. If it seems like a challenge to you, accept it. If you already feel confident in your leadership skills, continue to fine-tune them and pass along that knowledge to others. If you’re looking for ways to refine your leadership skills, consider inside and outside sources for support.
Tina Giorgio: With so many possible applications, it’s hard to predict the path that artificial intelligence will follow. In her latest blog post, ICBA Bancard President and CEO Tina Giorgio examines present-day use cases to see where things are heading.
On May 24, the Economic Growth, and Regulatory Relief and Consumer Protection Act (S. 2155) was signed into law. This new law gives community banks with assets of less than $10 billion regulatory relief in several areas including qualified mortgage safe harbor from the ability-to-repay, appraisal relief in rural areas, HMDA adjustments to data collection, and escrow requirements.
Rebeca Romero Rainey: We banded together, worked tirelessly for years on end, and achieved substantial regulatory relief via passage of the Economic Growth, Regulatory Relief and Consumer Protection Act.
Damon Moorer: This week TCM Bank celebrates 20 years of service to community banks. It’s remarkable how far we’ve come over this time—providing professionally managed consumer and business agent credit card programs for the nation’s community banks.
Steve Keen: With the nation recognizing Small Business Month in May, the House last week approved pro-community bank legislation to strengthen the Small Business Administration 7(a) program.
Rebeca Romero Rainey: Today is particularly special because we have taken another step toward meaningful community bank regulatory relief by delivering our S. 2155 petition to the House of Representatives.
On March 14, the Senate passed the Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155). The bill is now in the hands of the U.S. House of Representatives. ICBA staff and community bankers across the country are working diligently with lawmakers to get this bill passed and onto the desk of the president to sign into law.
Tina Giorgio: The opportunities presented by financial technology are ripe for the picking but sorting through them all to find the solution that delivers the most value for your bank and your customers can be challenging.
Thank you to all of those who stopped by the ICBA Community Banker University booth to drop off your “pink card” and chat with us. During our time at the Expo hall, we were able to show what our Online Training system looks like and demonstrate the ease of use to those whom have not yet seen it by utilizing giant touch screens.
Tina Giorgio: With threats continuing to emerge, I sat down with ICBA’s cyber expert, Jeremy Dalpiaz, assistant vice president of cyber and data security policy, to discuss what community banks can do to thwart cyberattacks. Our conversation uncovered three important tips for banks in navigating today’s cyber landscape.
A big “THANK YOU” to all who completed our online training survey in January! The information shared is extremely valuable to ensure ICBA’s Community Banker University Online Training Center is moving in the right direction.
We’re just a few short weeks away from next month’s ICBA Community Banking LIVE® national convention—the biggest show in community banking in the world! And to top it all off, it will be my last as ICBA president and CEO.
As the calendar has now flipped to January, we know your bank has the large task of assigning employees annual training and ensuring your bank’s training program is robust, engaging, and comprehensive. It is a major task for banks and we hope you will take advantage of the 300-plus courses that ICBA has to offer in its online training library.
Tina Giorgio: There’s something about the start of a new year that breeds optimism and fresh perspective. Challenges give way to opportunities, and obstacles become puzzles to solve. That positive tenacity intensifies for me as I look at 2018, a year in banking like no other. From the digital revolution to the role of fintechs, a new day has dawned, and in its light, we see the sprouting progression of community banking.
Sheltered Harbor is a financial services sector initiative that enables financial institutions to securely store and rapidly reconstitute account information while recovering from a cyber incident or natural disaster.
Tina Giorgio: When I gaze back on my career, I see peaks and the valleys; the times where I knew where I was headed and the times where I felt I was driving at night without headlights. In my role as a community banker, in particular, things seemed to accelerate with lightning speed. Sometimes, I was clairvoyant, reading that market crystal ball like a road map, and sometimes, well, let’s just say that we adapted.
