Deploy New Solutions that Work for Community Banks
Community banks must continually evaluate new technologies and service providers that support evolving payment preferences while maintaining security, operational efficiency, and customer trust.
ICBA helps community banks discover solutions that strengthen card programs, enhance fraud prevention, support digital payments, and improve customer engagement, and it connects community banks with resources designed to support long-term success.
FIS Credit
This ICBA Payments program provides innovative options and full operational support for all program levels. As a direct issuer of your own uniquely tailored credit card program, your bank is in control—allowing flexibility and maximum profitability.
TCM Bank Agent Credit
TCM Bank is a limited-purpose credit card bank wholly owned by ICBA Payments and offers Agent Credit Issuing options that are supported by a dedicated client services team, staff training, promotions, and branded marketing materials.
Credit Card Solutions for Your Community Bank
ATTUNE
ATTUNE’s digital origination platform empowers banks to streamline onboarding, lending and real-time cross-selling.
Crux Analytics
Crux Analytics uses agentic business development workflows to support small business client acquisition, engagement, and retention.
Cync Software
Cync Software empowers community banks with cloud-native, AI-driven solutions that streamline commercial and small business lending while enhancing compliance.
FISCAL Forward
FISCAL Forward and TRACKING streamline statement spreading and tickler tracking processes with flexible structures that work for small business lending.
Holtmeyer & Monson
Holtmeyer & Monson is a Small Business Administration (SBA) lender service provider offering community banks a full complement of services ranging from SBA loan packaging and closing, securitization and sale, and portfolio management.
Lenders Cooperative
Lenders Cooperative consists of a robust loan origination system (LOS) product and shared services business - credit underwriting, SBA LSP services, compliance & risk, bank operations and call center support.