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CFPB extends GSE 'patch'
CFPB extends GSE 'patch' The Consumer Financial Protection Bureau extended the government-sponsored enterprise "patch," which exempts Fannie Mae and Freddie Mac mortgage loans from parts of the...
Regulatory Developments—August in Review
Regulatory Developments—August in Review Although August is typically a sleepy month in D.C., policymakers were still hard at work last month—which meant that the ICBA’s regulatory affairs...
CFPB expands 1071 exemptions in new proposal
The Consumer Financial Protection Bureau issued an updated 1071 proposed rule that would exempt more community banks and small-business loans, as advocated by ICBA.
CFPB, Justice Department withdraw ECOA statement for noncitizens
CFPB, Justice Department withdraw ECOA statement for noncitizens The Consumer Financial Protection Bureau and Justice Department withdrew their joint statement on fair lending and credit...
ICBA supports revisions to the 1071 small-business rule
ICBA supports revisions to the 1071 small-business rule ICBA expressed support for the Consumer Financial Protection Bureau’s proposed revisions to its 1071 small-business data collection and...
ICBA supports parts of CFPB’s Reg B proposal
ICBA supports parts of CFPB’s Reg B proposal ICBA said the Consumer Financial Protection Bureau’s proposal to amend Reg B with the Equal Credit Opportunity Act 's statutory text will reduce...
Independent Banker details 2026 regulatory outlook
Independent Banker details 2026 regulatory outlook The latest Independent Banker magazine previews how deregulation may play out in 2026, citing agency efforts to relieve regulatory burden on...
CFPB accepting HMDA data submissions
CFPB accepting HMDA data submissions The Consumer Financial Protection Bureau said its filing period for Home Mortgage Disclosure Act data collected in 2025 opened on Jan. 1. Submissions will be...