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Debit Card Fraud Trends and Risk Mitigation for Community Banks
Debit card fraud remains a substantial payments risk. Federal Reserve Financial Services’ 2026 Risk Officer Report found that 75% of surveyed financial institutions had encountered debit card fraud...
Meet Toby Mattson: Helping Community Banks Grow Stronger Card Programs
Meet Toby Mattson: Helping Community Banks Grow Stronger Card Programs The ICBA Payments staff are here to power your bank’s potential. Get to know the people who support your bank and its payments...
More Than a Card: Strengthening Business Relationships Through Payment
At Citizens Bank of Las Cruces, our mission is to provide and deliver the best financial services the first time, every time, but when it came to our business card program, we were in a stagnant...
10 Tips for Community Banks to Fight Fraud this Holiday Season
10 Tips for Community Banks to Fight Fraud this Holiday Season 2019-11-05 While the season of cheer, joy, and family and friends are only a few weeks away, big spending and gift giving brings...
Account Takeover Fraud – Where Does the Buck Stop?
2019-06-17 Insidious with far-reaching consequences for its victims, account takeover fraud (ATO) continues to challenge consumers, businesses, and the financial services industry. According to...
12 Winning Vendor Negotiation Tips
12 Winning Vendor Negotiation Tips 2019-02-26 Finding a new vendor can be a test of your negotiation skills, especially when nearly everything in business is negotiable. Bancard Confidential...
Minnesota Bank Drives Support for Local Non-Profits
2019-02-20 Once many community banks were touting “full service.” Today, Harvest Bank aims to improve upon that concept, to truly champion and assist their communities’ continual survival and,...
Are Biometrics the Future of Payments Authentication?
2019-02-12 Could a fingerprint or iris scan be the answer to consumer password fatigue? Perhaps. In China, several face-detecting technologies are being used to authorize payments, with the Alipay...
Contactless Payments Reboot: Get Ready, Get Set
Contactless payments failed to gain momentum in the United States when they first appeared more than a decade ago. Executed through smart magnetic stripe cards, waving a card was only marginally...
Are You Leveraging Your Card’s Core Benefits?
Are You Leveraging Your Card’s Core Benefits? The Visa Liability Waiver Program ICBA Bancard’s Senior Vice President of Card and Payment Products, Julie Hanson, says that many times when she is...
Visa Examines Digital Trends and Consumer Expectations
Visa Examines Digital Trends and Consumer Expectations A Visa study examines how digital trends are reinventing consumer expectations. This shift in the ecosystem is driven by universal...
How to Create a Successful Fintech Partnership
2018-05-29 What is Fintech? If you asked ten people to define “fintech” you’d likely get ten different answers. (You may also get a few four-letter words that aren’t fit for print!) Fintech is an...
A Eulogy for the Static Password
A Eulogy for the Static Password 2018-05-08 Last month, Visa eliminated the use of static passwords for its Verified by Visa cardholder authentication service. Static passwords were once thought to...
Community Bankers Raise $10K With Charitable Giving Platform
Community Bankers Raise $10K With Charitable Giving Platform Community Bankers Raise $10K With Charitable Giving Platform The Independent Community Bankers of America® (ICBA) recently announced...
3-D SECURE 2.0 FAQs
3-D SECURE 2.0 FAQs Q: What is authentication? A: It is a way to gain better assurance that the genuine customer is using his or her card online. The authentication outcome is added to the...
What Merchants Are Looking For In 2018
2018-02-06 Innovations in online, mobile, and social technologies have created a revolution in merchant services that is intensifying competition between merchant acquirers and new market entrants....
3DS 2.0 Authentication Is Coming!
3DS 2.0 Authentication Is Coming! 2018-01-29 In September, ICBA Bancard partnered with CardinalCommerce to implement a powerful 3-D Secure, 2.0 authentication solution for community bank clients...
Next Gen Security: 3-D Secure 2.0
2017-11-06 According to the U.S. Payments Forum’s 2017 summer market snapshot, 45 to 50 percent of all U.S. credit and debit transactions are now chip-on-chip. Accordingly, the industry has...
ICBA Bancard Is Your On-ramp for Faster Payments
The evolutionary process of payments in banking has always required early adopters and innovators with the courage to advance to that next point of efficiency and value for business clients. Like...
Three New Details Every Community Banker Needs to Know about Faster Payments
Three New Details Every Community Banker Needs to Know about Faster Payments 2017-07-26 When it comes to the future of faster payments in the U.S., it’s a marathon, not a sprint. From the 2015...