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Six Payment Trends Shaping Community Bank Priorities in 2024

To ease the regulatory and economic forces pressuring margins and embrace new payments opportunities, community banks should focus on six key trends this year to drive their payments plans and...

Jan 10, 2024
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Article

Artificial Intelligence: Hype vs. Reality and What it Means for Community Banks

To help separate fact from fiction, let’s start with a working definition of AI and related terms, before discussing a few notable use cases for community banks.

Oct 26, 2023
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Article
Technology

Regulatory Perceptions of Artificial Intelligence and What They Mean for Community Banks

Federal banking regulators so far have approached regulating the use of artificial intelligence through the lens of existing regulation. But based on various regulatory announcements, there are...

Oct 30, 2023
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Article
Technology

Why Shifts in Payments Behavior Are Driving Community Bank Innovation

We have been experiencing an acceleration in innovation since the start of the pandemic. MuleSoft reported that in 2022, 72 percent of customer interactions occurred over digital channels proof...

Nov 03, 2023
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Article

Unlocking Potential: Community Banker University is now ICBA Education

As ICBA and our industry continues to differentiate and evolve, we are excited to announce the next stage of our journey as we rebrand from Community Banker University to ICBA Education.

Nov 06, 2023
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Article

ICBA’s Community Bank Mission Critical to 2023 Successes

At a time when consequential failures at large, risky banks led to major media outlets erroneously directing blame to Main Street community banks, ICBA was there defending and promoting the...

Dec 18, 2023
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Article

ICBA Center for Innovation: The Next Chapter in Fostering Community Bank-Fintech Partnerships

It’s an exciting time for ICBA Innovation, culminating in the long-awaited opening of ICBA’s Center for Innovation—an initiative more than a year in the making with the promise to help drive...

Feb 16, 2024
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Article
Payments

Community Banks are Fighting Check Fraud on the Front Lines

Banks and their customers continue to be challenged by a rise in fraud and scams across payment types. Most significantly, check fraud has emerged over the past several years as a leading concern.

Mar 20, 2024
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Article
Checks Fraud