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ICBA continues opposition to Rakuten ILC application

ICBA continues opposition to Rakuten ILC application Rakuten Bank America’s resubmitted deposit insurance application continues to pose risks of mixing banking and commerce due to Rakuten Inc.’s...

Feb 16, 2021
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Article
Lending

ICBA to OCC: Rescind unvetted charter policy shift

ICBA to OCC: Rescind unvetted charter policy shift ICBA and other groups asked the OCC to rescind an interpretive letter expanding eligibility to apply for a national trust charter as well as the...

Feb 16, 2021
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Article
Fintech Regulation

Letter to Banking Agencies Regarding Community Bank Leverage Ratio

Letter to Banking Agencies Regarding Community Bank Leverage Ratio The Independent Community Bankers of America commends the Federal Deposit Insurance Corporation, the Federal Reserve Board and the...

Feb 12, 2021
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Article
Commerce & Banking

FS-ISAC Coronavirus Update, Feb. 9, 2021

FS-ISAC Coronavirus Update, Feb. 9, 2021 In this latest update from FS-ISAC, experts warn the U.S. could be in the calm before the storm ahead of another possible surge in Covid-19 cases fueled by...

Feb 10, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Fed extends rule allowing PPP loans to directors

Fed extends rule allowing PPP loans to directors The Federal Reserve Board again extended its rule allowing certain bank directors and shareholders to apply to their banks for Paycheck Protection...

Feb 10, 2021
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Article
Advocacy Crisis Preparedness Lending

Smaller lenders continue leading PPP lending

Smaller lenders continue leading PPP lending Insured depository institutions under $10 billion in assets in 2021 have approved more than 608,000 Paycheck Protection Program loans worth $39.4...

Feb 10, 2021
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Article
Advocacy Crisis Preparedness Lending

SBA begins EIDL repayments today

SBA begins EIDL repayments today The SBA today will begin remitting reconciliation payments for Paycheck Protection Program loans with a forgiveness payment that was reduced by the amount of an...

Feb 09, 2021
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Article
Advocacy Crisis Preparedness Lending

Consumer fraud losses surge in 2020: FTC

Consumer fraud losses surge in 2020: FTC The Federal Trade Commission said it received more than 2.1 million fraud reports from consumers in 2020. Consumers reported losing more than $3.3 billion...

Feb 08, 2021
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Article
Cybersecurity