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Fed proposes stress test changes

The Federal Reserve proposed changes that would reduce the volatility of capital requirements stemming from its annual stress test results.

Apr 21, 2025
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Article
Federal Reserve

Fed’s Barr: Banks are frontline defenders against deepfake-enabled fraud

Banks play a critical role in safeguarding against deepfake-driven fraud given their direct handling of financial transactions and sensitive customer data, according to Federal Reserve Governor...

Apr 18, 2025
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Article
Fraud

ICBA urges OCC to preserve dedicated supervision for community banks

In response to the OCC’s announced decision to combine its community, midsize, and large bank supervision functions, ICBA said merging supervisory functions threatens to dilute the nuanced...

Apr 17, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA Urges OCC to Preserve Dedicated Supervision for Community Banks

ICBA President and CEO Rebeca Romero Rainey issued the following statement in opposition to the OCC’s announced decision to merge its community, midsize, and large bank supervision functions into a...

Apr 16, 2025
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Article
Office of the Comptroller of Currency (OCC)

Acquisition ignites calls to end tax exemption for large credit unions

ICBA reiterated its call for policymakers to eliminate the federal tax exemption for credit unions with more than $1 billion in assets following the fourth announced credit union acquisition of a...

Apr 17, 2025
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Article
Credit Unions

After community bank acquisition, ICBA urges end to tax exemption for billion-dollar credit unions

ICBA reiterated its call for policymakers to eliminate the federal tax exemption for credit unions with more than $1 billion in assets following the fourth announced credit union acquisition of a...

Apr 16, 2025
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Article
Credit Unions

Judge scraps CFPB credit card late fee rule

A federal judge voided a Consumer Financial Protection Bureau rule capping credit card late fees at $8, after the agency agreed with opponents that the rule was illegal.

Apr 16, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA Urges End to Tax Exemption for Billion-dollar Credit Unions After Another Community Bank Acquisition

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement in response to the latest acquisition of a tax-paying community bank by a...

Apr 15, 2025
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Article
Credit Unions