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Rising tide: Bonds to own for a rate hike environment
Community bankers are nothing if not predictable, and I mean that as a compliment. They are bright, have a nose for the risk/reward and a sense of duty and loyalty to their customers and staff....
Buyers of U.S. debt come in many shapes and sizes.
I think we can all agree that there has been plenty to be concerned about in the last, say, five years. Some are environmental issues, some are social and, for community bankers, plenty are economic.
The Financially Underserved: How Banks are Positioned to Make a Lasting Impact
For the financially underserved in the United States the widening wealth gap and financial hardships resulting from the pandemic are not just media headlines. They are a reality.
Why Financial Institutions Should Embrace ESG
Public and regulatory expectations regarding climate change and other environmental, social, and governance (ESG) issues are rapidly changing. The largest banks have made climate commitments...
The Reality Facing Your Real Estate Credit Portfolio
If your bank is average, your credit portfolio will contain a concentration of over 70% in real estate loans. While you might have the best intentions for underwriting real estate loans with the...
Five Things Banks can do to Prepare for Interest Rate Hikes
With inflation running hot, the Federal Reserve Board has recently begun accelerating its tapering program. In addition, the latest dot plot for the median Federal Funds rate show that short-term...
Banking in the Metaverse
According to Meta founder Mark Zuckerberg, the metaverse is where all activities will happen in a virtual reality world. To many community bankers, the idea of banking in the metaverse seems closer...
Commercial Real Estate Concerns in Your Portfolio
Commercial real estate is a hot topic right now. The perception of increasing risk within the banking system surrounding real estate loans is prevalent. This might be an area within your bank that...