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Durbin Amendment expansion out of congressional omnibus

Congress left out of its end-of-year omnibus spending bill numerous ICBA-opposed legislative initiatives, including language to extend the Durbin Amendment to credit cards.

Dec 21, 2022
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Article
Lending

CFPB updates HELOC brochure

The Consumer Financial Protection Bureau issued an update to its “What you should know about home equity lines of credit” brochure.

Dec 19, 2022
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Article
Compliance

NCUA chief backs bill to tighten credit union cyber oversight

The head of the National Credit Union Administration called on Congress to pass ICBA-advocated legislation that would authorize the agency to examine credit union third-party service providers for...

Dec 19, 2022
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Article
Credit Unions Cybersecurity

FinCEN proposes rule on accessing beneficial ownership info

The Financial Crimes Enforcement Network issued a proposed rule governing access to and protection of beneficial ownership information.

Dec 16, 2022
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Article
Technology Fintech Regulation

Regulators adopt Fair Debt Collection Practices Act exam procedures

The Federal Financial Institutions Examination Council’s Task Force on Consumer Compliance adopted revised examination procedures for the Fair Debt Collection Practices Act and its implementing...

Dec 16, 2022
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Article
Compliance

ICBA op-ed: FDIC should draw down assessment rate increase

With the Federal Reserve's interest rate hikes hastening the normalization of deposits, the FDIC should respond by quickly drawing down its assessment rate increase, ICBA Chairman Brad Bolton wrote...

Dec 13, 2022
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Article

New bill would establish national data breach standard

Rep. Blaine Luetkemeyer (R-Mo.) reintroduced ICBA-advocated legislation to establish a national data breach notification standard.

Dec 19, 2022
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Article
Cybersecurity Technology

ICBA backs ‘same risk, same regulation’ approach to crypto oversight

ICBA said it strongly supports the Financial Stability Board’s approach to international crypto-asset regulation that is based on the principle of “same activity, same risk, same regulation.”

Dec 16, 2022
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Article
Digital Assets Technology