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FDIC reports effective consumer compliance

The FDIC conducted roughly 1,000 consumer compliance examinations last year and found supervised institutions demonstrated effective management of their consumer compliance responsibilities.

Apr 06, 2023
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Article
Compliance

ICBA urging grassroots outreach on farm bill principles

ICBA is calling on community bankers to urge their members of Congress to include six key principles in this year’s farm bill.

Apr 11, 2023
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Article
Agriculture

CFPB launches 1071 technical support program

The Consumer Financial Protection Bureau launched a technical support program to help financial institutions implement and comply with its newly released Section 1071 final rule.

Apr 06, 2023
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Article
Compliance

Community Bank Month Highlights Benefits and Differentiators at Important Time

In recognition of Community Banking Month in April, the Independent Community Bankers of America (ICBA) and the nation’s community banks are reminding consumers of the benefits of banking locally...

Apr 05, 2023
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Article
Community Bank Awareness

FinCEN reports on business email compromise in the real estate sector

The Financial Crimes Enforcement Network issued an issued an analysis on patterns and trends identified in Bank Secrecy Act data relating to business email compromise in the real estate sector in...

Apr 03, 2023
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Article
Compliance

Hsu says overdraft practices pose UDAP risks

Acting Comptroller of the Currency Michael Hsu said not all overdraft fees present equal compliance risks and spotlighted “authorize positive, settle negative” and re-presentment fees as...

Apr 03, 2023
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Article
Compliance

ICBA Launches National Campaign: Now More Than Ever, Community Banks Are the Best Financial Choice for Consumers

ICBA delivers a powerful and timely message to consumers: Where you choose to bank matters, and community banks are best positioned to serve your financial needs.

Apr 03, 2023
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Article
Deposit Insurance

CFPB issues guidance on abusive conduct

The Consumer Financial Protection Bureau issued a policy statement statement that explains the legal prohibition on abusive conduct in consumer financial markets and summarizes precedent.

Apr 04, 2023
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Article
Compliance