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ICBA to Regulators: Apply Stricter Resolution Standards on Large Regional Banks

The Independent Community Bankers of America (ICBA) today urged federal regulators to apply stricter regulatory standards on large regional banks.

Jan 23, 2023
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Article
Regulatory Relief

ICBA urges CFPB to preempt state TILA law

The Consumer Financial Protection Bureau was incorrect in determining that the Truth in Lending Act does not preempt a recently enacted New York State disclosure law, ICBA said in a new comment...

Jan 23, 2023
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Article
Compliance

ICBA, groups to CFPB: Seek input on review of credit card late fee safe harbor

ICBA and other groups called on the CFPB to comply with the Small Business Regulatory Enforcement Fairness Act as it considers reducing or eliminating the safe harbor fee that credit card issuers...

Jan 23, 2023
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Article
Compliance Credit Cards

Brainard: Fed ‘staying the course’ in tackling inflation

The Federal Reserve is “determined to stay the course” to address inflation and restore price stability, Fed Vice Chair Lael Brainard said.

Jan 20, 2023
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Article
Inflation

CFPB issues guidance on ‘negative option’ subscriptions

The Consumer Financial Protection Bureau issued a circular affirming that companies offering “negative option” subscription services must comply with federal consumer financial protection law.

Jan 20, 2023
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Article
Compliance

ICBA updates advocacy dashboard with top priorities

ICBA updated its “Advocacy in Action” government relations dashboard for the first quarter with the latest community banking advocacy successes and priorities.

Jan 17, 2023
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Article
Advocacy

CFPB updates mortgage servicing exam procedures

The Consumer Financial Protection Bureau released updated mortgage servicing examination procedures for use by CFPB examiners.

Jan 19, 2023
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Article
Compliance

OCC details civil money penalty adjustment

The OCC issued a bulletin on its adjustment to the maximum amount of each civil money penalty within its jurisdiction.

Jan 18, 2023
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Article
Compliance