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FDIC finalizes rules on official sign, misrepresentations

The FDIC board of directors adopted a final rule to modernize rules governing the use of official FDIC signs and to clarify agency regulations on deposit insurance misrepresentations.

Dec 21, 2023
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Article

Agencies adjust CRA asset thresholds

Federal regulators announced the 2024 updated asset-size thresholds used to define "small banks" and "intermediate small banks" under their current Community Reinvestment Act regulations.

Dec 21, 2023
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Article
Community Reinvestment Act (CRA)

Romero Rainey: ICBA mission crucial to 2023 successes

Never has ICBA’s community bank-focused mission been more important than in 2023, ICBA President and CEO Rebeca Romero Rainey said in a message to the nation’s community bankers.

Dec 20, 2023
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Article

FDIC emphasizes impact of largest banks on 2024 budget

The FDIC board of directors approved the agency’s 2024 operating budget while citing the disproportionate cost of overseeing the largest and riskiest banks.

Dec 21, 2023
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Article

Navy Federal faces lawsuit following reports of discriminatory lending

Plaintiffs this week filed a class-action lawsuit against Navy Federal Credit Union following last week’s CNN report of the credit union’s wide racial disparities in mortgage approval rates.

Dec 20, 2023
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Article
Credit Unions

Key lawmaker to Navy Federal: Explain report on lending disparities

House Financial Services Committee Ranking Member Maxine Waters (D-Calif.) said Navy Federal Credit Union must explain itself to Congress following last week’s CNN report of its wide racial...

Dec 19, 2023
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Article
Federal Housing Finance Agency

ICBA urges passage of new Senate bill to close ILC loophole

ICBA expressed strong support for the introduction of Senate legislation to close the industrial loan company loophole.

Dec 18, 2023
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Article
Congressional Matters

SEC rejects Coinbase request for crypto framework

The Securities and Exchange Commission denied Coinbase’s request for the agency to develop a new regulatory framework for cryptoasset securities.

Dec 18, 2023
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Article
Digital Assets