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CFPB says TILA doesn’t preempt state disclosure laws

The Consumer Financial Protection Bureau said state disclosure laws covering lending to businesses in California, New York, Utah, and Virginia are not preempted by the federal Truth in Lending Act.

Mar 29, 2023
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Article
Compliance

FinCEN publishes guidance on beneficial ownership reporting

The Financial Crimes Enforcement Network published its first set of guidance materials to help small businesses understand upcoming beneficial ownership information reporting requirements taking...

Mar 27, 2023
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Article
Compliance

Due today: ICBA ThinkTECH Accelerator applications

Today is the application deadline for the initial 2023 ICBA ThinkTECH Accelerator program, which is scheduled to run April 24-June 30.

Mar 24, 2023
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Article

Court rules for CFPB funding structure ahead of Supreme Court review

A U.S. appeals court ruled that the Consumer Financial Protection Bureau’s funding structure is constitutional as the Supreme Court prepares to consider the question later this year.

Mar 24, 2023
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Article
Compliance

Comments on TRID mortgage disclosures due next week

ICBA continues encouraging community bankers to submit comments by next week’s deadline urging the Consumer Financial Protection Bureau to test and ultimately adopt an ICBA proposal to update...

Mar 23, 2023
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Article
Compliance

ICBA backs bill to enhance regulatory flexibility

ICBA expressed support for legislation to support more flexible agency rules that take account of the size and compliance resources of small businesses.

Mar 23, 2023
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Article
Compliance

ICBA urges FinCEN to modify proposed beneficial owner reporting form

ICBA called on the Financial Crimes Enforcement Network to modify its proposed form for collecting beneficial ownership information from reporting companies.

Mar 22, 2023
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Article
Technology Financial Crimes Enforcement Network (FinCEN)

ICBA: Community Banks Remain Healthy and Vibrant

Independent Community Bankers of America President and CEO Rebeca Romero Rainey today issued the following statement on today’s remarks from Treasury Secretary Janet Yellen.

Mar 21, 2023
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Article
Advocacy Community Bank Awareness