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Independent Banker offers ideas to budget strategically

The 2025 budgeting season will be difficult because of the current interest rate environment, according to a new Independent Banker article, but there are opportunities for community banks to...

Aug 14, 2024
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Article

ICBA: FHFA overstepping with FHLBank inquiry

The Federal Housing Finance Agency does not have the authority to redefine the mission of the Federal Home Loan Banks, ICBA told American Banker.

Aug 12, 2024
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Article
Federal Housing Finance Agency

FDIC announces initial dates for new resolution filings

The FDIC announced initial submission dates for its final rule requiring resolutions plans for banks with at least $100 billion in assets and “informational filings” for banks over $50 billion.

Aug 09, 2024
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Article

FDIC issues notice on asset manager exemption notice

The FDIC issued a Financial Institution Letter on an amended Labor Department rule governing how qualified professional asset managers handle exemption requests under the Prohibited Transaction...

Aug 14, 2024
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Article

Fed’s Bowman: Bankers and regulators aren’t on the same page about M&A

When it comes to process reform for mergers and acquisitions, it can feel like bankers and regulators are living in different worlds, according to Federal Reserve Governor Michelle Bowman.

Aug 13, 2024
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Article

FDIC issues guidance on interactive teller machines

The FDIC issued guidance on whether the use of interactive teller machines at a location other than an established branch facility would require banks to file a domestic branch application.

Aug 12, 2024
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Article

ICBA requests comment extension on bank-fintech arrangements

ICBA and other groups requested a 30-day extension to the comment period for the regulatory agencies’ request for information on bank-fintech arrangements.

Aug 12, 2024
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Article
Fintech Innovation

Independent Banker deciphers FHFA credit score transition

A new Independent Banker article breaks down the Federal Housing Finance Agency’s new credit scoring requirements for Fannie Mae and Freddie Mac and ICBA’s concerns with the models.

Aug 09, 2024
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Article