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FinCEN says it will only enforce willful beneficial ownership violations

Small-business owners doing their best to comply with beneficial ownership requirements should not lose sleep over the new reporting requirements, Financial Crimes Enforcement Network Deputy...

Aug 16, 2024
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Article
Financial Crimes Enforcement Network (FinCEN)

Fed: Instant payments require enhanced risk management

Banks moving to an instant payment environment need a strategy that considers fraud, liquidity, compliance, and third-party risks, according to a blog post from the Federal Reserve.

Aug 15, 2024
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Article

Lawmakers call on Gruenberg to resign or testify

Republican members of the House Financial Services Committee called on FDIC Chairman Martin Gruenberg to appear before the committee next month if he has not stepped down before then.

Aug 15, 2024
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Article

IRS forms coalition to combat growing scams

The Internal Revenue Service announced it has formed a coalition with state tax agencies and the tax industry to combat the growth of scams and schemes threatening taxpayers and tax systems.

Aug 19, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

FDIC publishes Q&As on official signage

The FDIC published questions and answers related to its final rule governing the usage of official FDIC signs, advertising, name, logo, and more.

Aug 19, 2024
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Article
Compliance

Credit unions use loopholes to undercut community banks: former exec

Credit unions use their tax-exempt status to weaken community banks and their capacity to meet the credit needs of local communities, according to a former credit union executive who now works for...

Aug 15, 2024
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Article
Credit Unions

Independent Banker offers ideas to budget strategically

The 2025 budgeting season will be difficult because of the current interest rate environment, according to a new Independent Banker article, but there are opportunities for community banks to...

Aug 14, 2024
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Article

CFPB: federal rules apply to contract-for-deed arrangements

The Consumer Financial Protection Bureau issued an advisory opinion and research report on contracts for deed, a form of home seller financing.

Aug 14, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance