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ICBA Statement on Fed Community Reinvestment Act Notice
ICBA President and CEO Rebeca Romero Rainey released a statement on today's Federal Reserve advance notice of proposed rulemaking on reforming Community Reinvestment Act regulations.
Bailey Yeager Joins ICBA as Director of Marketing Strategy and Execution
Bailey Yeager Joins ICBA as Director of Marketing Strategy and Execution The Independent Community Bankers of America announced today the hire of Bailey Yeager as director of marketing strategy and...
Push continues on next stimulus package
Push continues on next stimulus package ICBA is calling on community bankers to urge lawmakers to include common-sense policies benefiting local communities in the next economic stimulus package....
FinCEN issues AML standards for unregulated entities
FinCEN issues AML standards for unregulated entities The Financial Crimes Enforcement Network issued a Bank Secrecy Act final rule that requires minimum anti-money-laundering standards for banks...
Senate stimulus package includes ICBA priorities
Senate stimulus package includes ICBA priorities Senate Republicans introduced a scaled-back coronavirus relief package that includes ICBA-advocated provisions contained in previous drafts. Senate...
ICBA backs extension of patent litigation program
ICBA backs extension of patent litigation program ICBA and other members of the Quality Patents Coalition expressed support for a one-year extension of the Patent and Trademark Office's program for...
Agencies extend flood insurance comment period
Agencies extend flood insurance comment period Federal regulators said they will extend until Nov. 3 the comment period on a proposal to revise interagency questions and answers on flood insurance....
Visa Small Business Outlook: Summer 2020
Visa Small Business Outlook: Summer 2020 Small business spending fell sharply for the second straight quarter due to a significant drop in revenues caused by pandemic lockdowns. Small business...
ICBA to Community Banks: You are All Winners
ICBA to Community Banks: You are All Winners ICBA announced this year’s National Community Bank Service Awards by recognizing community banks across the nation for their extraordinary efforts to...
ICBA raises questions ahead of credit union advocacy event
ICBA raises questions ahead of credit union advocacy event ICBA continues urging Congress to "Wake Up" this week as credit union advocates meet with lawmakers during the National Association of...
HUD finalizes ICBA-backed 'disparate impact' rule
HUD finalizes ICBA-backed 'disparate impact' rule The Department of Housing and Urban Development recently finalized an ICBA-supported rule to amend its interpretation of the Fair Housing Act’s...
ICBA to Fed: Speed Up FedNow Launch
ICBA to Fed: Speed Up FedNow Launch The Independent Community Bankers of America today called on the Federal Reserve to accelerate implementation of its FedNow real-time payments service....
ICBA Pandemic Response Letter
ICBA Pandemic Response Letter As lawmakers return to Washington and the 116th Congress comes rapidly to a close, the nation’s families and small businesses are counting on Congress to pass the...
ICBA Bancard Launches Digital Payments Strategy Guide
ICBA Bancard Launches Digital Payments Strategy Guide ICBA Bancard, the payments services subsidiary of ICBA, announced the launch of its interactive tool to help its community bank clients create...
NCUA needs expanded third-party oversight: IG report
NCUA needs expanded third-party oversight: IG report The National Credit Union Administration needs authority over credit union service organizations and vendors to identify and reduce risks they...
State assistance program requires separate accounts
State assistance program requires separate accounts The new Lost Wage Assistance program that state unemployment agencies are administering requires states to use separate bank accounts from what...
ICBA Offers Tips to Prepare Ahead of a Natural Disaster
ICBA Offers Tips to Prepare Ahead of a Natural Disaster In recognition of National Preparedness Month in September, ICBA and the nation’s community bankers are reminding consumers of simple...
Reversing The Write-Off Trendline
Reversing The Write-Off Trendline In response to the widespread increase in digital payments, coupled with an increase in fraudulent activity, FINBOA has successfully partnered with Community Banks...
ICBA Welcomes William Pusey as Vice President of Member Relations
ICBA Welcomes William Pusey as Vice President of Member Relations ICBA announced that William Pusey has joined the association as vice president of member relations. Pusey will serve community...
ICBA Urges Transparency in JPMorgan, Postal Service Discussions
ICBA Urges Transparency in JPMorgan, Postal Service Discussions ICBA called on the U.S. Postal Regulatory Commission to investigate reports that the U.S. Postal Service is considering an exclusive...
CFPB releases 2021 HMDA guide
CFPB releases 2021 HMDA guide The Consumer Financial Protection Bureau released the 2021 Filing Instructions Guide for Home Mortgage Disclosure Act data. The Consumer Financial Protection Bureau...
FINBOA Welcomes Oconee Federal Savings and Loan
FINBOA Welcomes Oconee Federal Savings and Loan Oconee Federal Savings and Loan will join a growing number of community banks nationwide who have chosen FINBOA to transform the management of Reg E...
CFPB proposes "seasoned" QMs
CFPB proposes "seasoned" QMs The Consumer Financial Protection Bureau issued a notice of proposed rulemaking to create a new category of "seasoned" qualified mortgages. The Consumer Financial...
ICBA calls for withdrawal of misguided GSE directives
ICBA calls for withdrawal of misguided GSE directives ICBA is calling for the Federal Housing Finance Agency and Fannie Mae and Freddie Mac to immediately rescind the decision to charge a 0.5...
ICBA Responds to GSE decision to impose 50bp fee on mortgage refinances
ICBA Responds to GSE decision to impose 50bp fee on mortgage refinances Plans to impose a 50 basis point fee on most refinance mortgages delivered to Fannie Mae and Freddie Mac after Sept. 1 will...
FinCEN issues statement on BSA enforcement
FinCEN issues statement on BSA enforcement The Financial Crimes Enforcement Network issued a statement on its approach to enforcing Bank Secrecy Act rules and regulations. The Financial Crimes...
Data Show Community Banks Lead Economic Recovery
Data Show Community Banks Lead Economic Recovery The Independent Community Bankers of America today said recently released data show that community banks are the unequivocal leaders of the U.S....
Improve your digital presence webinar
Improve your digital presence webinar Join us for ICBA Bancard’s webinar, presented by Fintel Connect to learn how to improve your digital presence with a campaign-driven approach to winning...
Fed article explores “token-based and “account-based” digital currency distinctions
Fed article explores “token-based and “account-based” digital currency distinctions A New York Fed blog by Rod Garratt, Michael Lee, Brendan Malone, and Antoine Martin explores common distinctions...
Blog discusses intersection between fintech and regulation
Blog discusses intersection between fintech and regulation Unless you have been living on a desert island for the past few years, you would be hard-pressed to miss the technological revolution that...
Regulators clarify enforcement actions for BSA/AML violations
Regulators clarify enforcement actions for BSA/AML violations The federal financial regulatory agencies issued a joint statement clarifying their enforcement approach for Bank Secrecy...
Op-ed notes rising credit union acquisitions in the Midwest
Op-ed notes rising credit union acquisitions in the Midwest The recent purchase of West End Bank by 3Rivers Federal Credit Union last month, is part of a disturbing trend of large, billion-dollar...
ICBA Statement on Fannie Mae/Freddie Mac Decision to Impose 50 Basis Point Fee on Mortgage Refinances
ICBA Statement on Fannie Mae/Freddie Mac Decision to Impose 50 Basis Point Fee on Mortgage Refinances The Independent Community Bankers of America today issued a statement regarding the recent...
ICBA kicks off ThinkTECH 3.0
ICBA kicks off ThinkTECH 3.0 ICBA announced the kickoff of its third ICBA ThinkTECH Accelerator program in partnership with The Venture Center. ICBA announced the kickoff of its third ICBA...
SBA issues interim final rule on loan review, updates FAQs
SBA issues interim final rule on loan review, updates FAQs The SBA released an interim final rule on appeals of SBA loan review decisions under the Paycheck Protection Program that outlines the...
ICBA seeks extension on ECOA RFI deadline
ICBA seeks extension on ECOA RFI deadline ICBA joined other groups urging the Consumer Financial Protection Bureau not to rush potential changes to the Equal Credit Opportunity Act. ICBA joined...
ICBA ThinkTECH partner named top accelerator program by Finovate
ICBA ThinkTECH partner named top accelerator program by Finovate ICBA’s ThinkTECH Accelerator partner, The Venture Center, will be recognized during the Finovate fall virtual conference in...
Grassroots push continues amid stimulus debate
Grassroots push continues amid stimulus debate As negotiations over the next emergency stimulus package continue, ICBA is calling on community bankers to urge needed reforms. As negotiations over...
Blog discusses intersection between fintech and regulation
Blog discusses intersection between fintech and regulation Unless you have been living on a desert island for the past few years, you would be hard-pressed to miss the technological revolution that...
Kennedy to FDIC: Stop companies from taking advantage of ILC loophole
Kennedy to FDIC: Stop companies from taking advantage of ILC loophole Sen. John Kennedy (R-La.) wrote to FDIC Chairman Jelena McWilliams urging her not to allow industrial loan companies to exploit...
CISA issues alert on SBA COVID-19 relief website attack
CISA issues alert on SBA COVID-19 relief website attack The Cybersecurity and Infrastructure Security Agency issued an alert concerning an unknown malicious cyber actor spoofing the Small Business...
Fintech Application Period Kicks Off for ICBA ThinkTECH Accelerator
Fintech Application Period Kicks Off for ICBA ThinkTECH Accelerator ICBA today opened the application period for its third ICBA ThinkTECH Accelerator program in partnership with The Venture Center....
HUD sets aside funding to help low-income households amid COVID-19
HUD sets aside funding to help low-income households amid COVID-19 The Department of Housing and Urban Development announced $472 million in CARES Act funding to help low-income families during the...
Smaller lenders lead on PPP: SBA data
Smaller lenders lead on PPP: SBA data Lenders under $10 billion in assets have made some 2.74 million Paycheck Protection Program loans worth more than $233 billion through both rounds of funding,...
ICBA’s Romero Rainey to policymakers: streamline PPP forgiveness process
ICBA’s Romero Rainey to policymakers: streamline PPP forgiveness process Policymakers need to simplify the onerous forgiveness process for small businesses to ensure the Paycheck Protection Program...
OCC reduces assessments due to COVID-19
OCC reduces assessments due to COVID-19 The OCC is reducing assessments due to the OCC on Sept. 30, 2020, because of the COVID-19 emergency. The OCC is reducing assessments due to the OCC on Sept....
PPP forgiveness platform now live
PPP forgiveness platform now live The Small Business Administration's Paycheck Protection Program forgiveness platform is live and scheduled to begin accepting loan-forgiveness applications and...
Capital Assessment, Capital Planning Are Critical as Coronavirus Creates Chaos
Capital Assessment, Capital Planning Are Critical as Coronavirus Creates Chaos Stress testing and capital planning are important for financial institutions in good times, but they are even more...
SBA details PPP forgiveness platform
SBA details PPP forgiveness platform A Small Business Administration user guide offers details on the Paycheck Protection Program forgiveness platform scheduled to go live this Monday, Aug. 10. A...
Main Street, Inc. Acquires Marketing Technology Software Provider Onovative
Main Street, Inc. Acquires Marketing Technology Software Provider Onovative Main Street, Inc., a leading provider of data-driven print services to community financial institutions across the...
ICBA payments brief focuses on small biz
ICBA payments brief focuses on small biz ICBA's latest Payments Executive Brief focuses on how community banks can use payments to take advantage of small-business opportunities. ICBA's latest...
Visa American Mood Trend (August 2020)
Visa American Mood Trend (August 2020) Visa’s economists report on the dip in consumer confidence in July, how back-to-school spending will differ in 2020, and expectations for business conditions...
Grassroots push continues amid stimulus debate
Grassroots push continues amid stimulus debate As negotiations over the next emergency stimulus package continue, ICBA is calling on community bankers to urge needed reforms. As negotiations over...
ICBA seeks clear rules on PPP agent relationships
ICBA seeks clear rules on PPP agent relationships ICBA called on the Treasury Department and SBA to clarify rules on Paycheck Protection Program fees paid to agents that assist borrowers or...
USDA survey measuring areas for improvement
USDA survey measuring areas for improvement The USDA announced a new annual survey of farmers, ranchers and private forestland owners. The USDA announced a new annual survey of farmers, ranchers...
TCM Bank Announces New Board Members
TCM Bank Announces New Board Members TCM Bank, N.A., a subsidiary of ICBA Bancard, announced that Gregory Hohl, chairman and president of Wahoo State Bank in Wahoo, Nebraska, and Jeff Newgard,...
ICBA Names Michael Marshall as Director of Regulatory, Legal Affairs
ICBA Names Michael Marshall as Director of Regulatory, Legal Affairs The Independent Community Bankers of America announced today the hire of its government relations legal intern Michael Marshall...
Bipartisan bill offers relief to USDA borrowers
Bipartisan bill offers relief to USDA borrowers ICBA-supported legislation to provide loan relief to rural communities was introduced in the House and Senate. ICBA-supported legislation to provide...
FHFA: landlords must inform tenants of protections
FHFA: landlords must inform tenants of protections The Federal Housing Finance Agency said multifamily property owners with mortgages backed by Fannie Mae or Freddie Mac that enter into forbearance...
Fed announces details of real-time payments service
Fed announces details of real-time payments service The Federal Reserve Board released details of its forthcoming FedNow real-time payments service, which it is seeking to launch in 2023 or 2024....