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ICBA urges crop insurance support

ICBA urges crop insurance support ICBA and other groups urged policymakers to protect crop insurance from harmful cuts as they develop the fiscal 2022 budget. ICBA and other groups urged...

Feb 25, 2021
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Article
Agriculture Crop Insurance

FinCEN issues advisory on EIP fraud

FinCEN issues advisory on EIP fraud The Financial Crimes Enforcement Network issued an advisory to alert financial institutions to fraud and other financial crimes related to Economic Impact...

Feb 25, 2021
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Article
Advocacy Crisis Preparedness Cybersecurity +1 More...

Community banks again outperform industry: FDIC

Community banks again outperform industry: FDIC Community banks reported net income growth of 21.2 percent in the fourth quarter from a year ago and a 3.6 percent increase in 2020 from the year...

Feb 24, 2021
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Article
Advocacy Commerce & Banking

FS-ISAC Coronavirus Update, Feb. 23, 2021

FS-ISAC Coronavirus Update, Feb. 23, 2021 A new report out Tuesday warns that a more transmissible variant of coronavirus threatens to start a renewed surge of infections in March, and suggests the...

Feb 24, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

PPP reforms target smallest businesses

PPP reforms target smallest businesses The Biden administration announced several Paycheck Protection Program reforms to target the program to the smallest businesses. The Biden administration...

Feb 23, 2021
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Article
Advocacy Crisis Preparedness Lending

ICBA urges funding for rural development programs

ICBA urges funding for rural development programs ICBA and other groups called on House appropriators to ensure adequate funding for key USDA rural development programs in the next COVID bill. ICBA...

Feb 23, 2021
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Article
Advocacy Agriculture Crisis Preparedness +1 More...

FS-ISAC Coronavirus Update, Feb. 22, 2021

FS-ISAC Coronavirus Update, Feb. 22, 2021 President Joe Biden on Monday criticized the Paycheck Protection Program because small businesses struggled to get loans that instead went to larger...

Feb 23, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Agencies finalize call report threshold relief

Agencies finalize call report threshold relief Federal regulators issued final call report changes related to asset threshold relief given the impact of Paycheck Protection Program lending on bank...

Feb 22, 2021
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Article
Advocacy Crisis Preparedness Lending

FS-ISAC Coronavirus Update, Feb. 18, 2021

FS-ISAC Coronavirus Update, Feb. 18, 2021 Treasury Secretary Janet Yellen said Thursday that a major stimulus package is necessary for the economy to recover from the Covid-19 pandemic even amid...

Feb 19, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Community banks lead 2021 PPP lending

Community banks lead 2021 PPP lending Insured depository institutions under $10 billion in assets in 2021 have approved more than 740,000 Paycheck Protection Program loans worth $60.7 billion,...

Feb 19, 2021
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Article
Advocacy Crisis Preparedness Lending

Climate change poses risks to FIs: Fed's Brainard

Climate change poses risks to FIs: Fed's Brainard Federal Reserve Governor Lael Brainard said climate change is already imposing substantial economic costs while presenting risks and opportunities...

Feb 19, 2021
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Article
Agriculture

Fed extends netting protections

Fed extends netting protections The Federal Reserve Board issued a final rule to apply netting protections to a broader range of financial institutions. The Federal Reserve Board issued a final...

Feb 19, 2021
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Article
Federal Reserve Compliance

Fed's Powell testifying this week

Fed's Powell testifying this week Federal Reserve Chairman Jerome Powell is slated to testify this week before the Senate Banking Committee and House Financial Services Committee on the agency's...

Feb 22, 2021
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Article
Federal Reserve

Minority bank webinar on evaluating capital opportunities

Minority bank webinar on evaluating capital opportunities ICBA, ICBA Securities, and Vining Sparks are hosting a complimentary webinar for FDIC-designated Minority Depository Institutions on...

Feb 22, 2021
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Article
Minority Owned Depository Institutions (MDI)

USDA announces dealer trust for livestock sellers

USDA announces dealer trust for livestock sellers The USDA Agricultural Marketing Service announced a new Dealer Statutory Trust for livestock sellers, in accordance with the year-end...

Feb 19, 2021
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Article
Agriculture

ICBA updates 'Return to the New Normal' guide

ICBA updates 'Return to the New Normal' guide ICBA updated its "Return to the New Normal" guide featuring suggestions to help community banks resume more normal operations and person-to-person...

Feb 18, 2021
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Article
Advocacy Crisis Preparedness Lending

ICBA issues summary on new BSA/AML law

ICBA issues summary on new BSA/AML law ICBA recently issued a summary on the defense spending law enacted at the beginning of the year that includes BSA/AML reforms. ICBA recently issued a summary...

Feb 18, 2021
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML)

FS-ISAC Coronavirus Update, Feb. 17, 2021

FS-ISAC Coronavirus Update, Feb. 17, 2021 A new report published in the New England Journal of Medicine on Wednesday suggests that Pfizer-BioNTech’s Covid-19 vaccine can protect people against...

Feb 18, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Government measures target North Korean cybercrime

Government measures target North Korean cybercrime The Justice Department indicted three North Korean computer programmers for participating in a series of cyberattacks designed to steal and extort...

Feb 18, 2021
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Article
Cybersecurity

SBA shortens period for relief payments

SBA shortens period for relief payments The SBA issued new guidance adjusting the number of months of 7(a), 504, and Microloan payments it is making for borrowers under Section 1112 of the CARES...

Feb 17, 2021
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Article
Advocacy Crisis Preparedness Lending

ICBA Continues Call for Joint CRA Rulemaking

The Independent Community Bankers of America today reiterated its call for federal regulators to work together on updated Community Reinvestment Act regulations in a comment letter to the Federal...

Feb 16, 2021
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Article
Community Reinvestment Act (CRA)

FS-ISAC Coronavirus Update, Feb. 15, 2021

FS-ISAC Coronavirus Update, Feb. 15, 2021 The seven-day average of new COVID-19 cases in the US has declined in 40 states and territories, remained the same in eight, and increased in three states,...

Feb 16, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

SBA issues new loan program guidance

SBA issues new loan program guidance The SBA on Friday night issued two notices on its lending programs. Further PPP information and resources are available on the SBA and Treasury sites and ICBA's...

Feb 16, 2021
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Article
Advocacy Crisis Preparedness Lending

FS-ISAC Coronavirus Update, Feb. 12, 2021

FS-ISAC Coronavirus Update, Feb. 12, 2021 The US Centers for Disease Control and Prevention said Friday that schools can safely open as long as a range of precautions are in place, offering a...

Feb 12, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Policymakers to Participate in ICBA ThinkTECH Accelerator Event

Policymakers to Participate in ICBA ThinkTECH Accelerator Event ICBA, in partnership with The Venture Center and the State of Arkansas, will host a one-day virtual summit for policymakers and the...

Feb 17, 2021
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Article

OCC allows closures due to Winter Storm Uri

OCC allows closures due to Winter Storm Uri The OCC issued a proclamation allowing national banks and federal savings associations to close offices affected by Winter Storm Uri at their discretion....

Feb 17, 2021
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Article
Compliance

White House extends forbearance, foreclosure protections

White House extends forbearance, foreclosure protections The Biden administration extended the foreclosure moratorium and mortgage forbearance on certain loans through the end of June. The Biden...

Feb 17, 2021
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Article
Advocacy Crisis Preparedness Lending +1 More...

FS-ISAC Coronavirus Update, Feb. 16, 2021

FS-ISAC Coronavirus Update, Feb. 16, 2021 The rate of new US coronavirus cases continued to decline Monday and Tuesday, as the country’s rolling average of daily infections fell below 90,000 for...

Feb 16, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

ICBA continues opposition to Rakuten ILC application

ICBA continues opposition to Rakuten ILC application Rakuten Bank America’s resubmitted deposit insurance application continues to pose risks of mixing banking and commerce due to Rakuten Inc.’s...

Feb 16, 2021
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Article
Lending

ICBA to OCC: Rescind unvetted charter policy shift

ICBA to OCC: Rescind unvetted charter policy shift ICBA and other groups asked the OCC to rescind an interpretive letter expanding eligibility to apply for a national trust charter as well as the...

Feb 16, 2021
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Article
Fintech Regulation

Letter to Banking Agencies Regarding Community Bank Leverage Ratio

Letter to Banking Agencies Regarding Community Bank Leverage Ratio The Independent Community Bankers of America commends the Federal Deposit Insurance Corporation, the Federal Reserve Board and the...

Feb 12, 2021
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Article
Commerce & Banking

FS-ISAC Coronavirus Update, Feb. 9, 2021

FS-ISAC Coronavirus Update, Feb. 9, 2021 In this latest update from FS-ISAC, experts warn the U.S. could be in the calm before the storm ahead of another possible surge in Covid-19 cases fueled by...

Feb 10, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

Fed extends rule allowing PPP loans to directors

Fed extends rule allowing PPP loans to directors The Federal Reserve Board again extended its rule allowing certain bank directors and shareholders to apply to their banks for Paycheck Protection...

Feb 10, 2021
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Article
Advocacy Crisis Preparedness Lending

Smaller lenders continue leading PPP lending

Smaller lenders continue leading PPP lending Insured depository institutions under $10 billion in assets in 2021 have approved more than 608,000 Paycheck Protection Program loans worth $39.4...

Feb 10, 2021
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Article
Advocacy Crisis Preparedness Lending

SBA begins EIDL repayments today

SBA begins EIDL repayments today The SBA today will begin remitting reconciliation payments for Paycheck Protection Program loans with a forgiveness payment that was reduced by the amount of an...

Feb 09, 2021
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Article
Advocacy Crisis Preparedness Lending

Consumer fraud losses surge in 2020: FTC

Consumer fraud losses surge in 2020: FTC The Federal Trade Commission said it received more than 2.1 million fraud reports from consumers in 2020. Consumers reported losing more than $3.3 billion...

Feb 08, 2021
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Article
Cybersecurity

ICBA Renews Preferred Service Provider Relationship with Travelers

ICBA Renews Preferred Service Provider Relationship with Travelers The Independent Community Bankers of America today announced it has extended its Preferred Service Provider relationship with...

Feb 12, 2021
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Article

Five Tips to Make the Most of the ICBA Connect Team Experience

Five Tips to Make the Most of the ICBA Connect Team Experience ICBA Connect is a virtual experience that is designed to energize, inspire and bring community banking teams together. And to magnify...

Feb 10, 2021
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Article

OCC rescinds CRA benchmarking survey

OCC rescinds CRA benchmarking survey The OCC said national banks over $2.5 billion in assets are not required to respond to a Community Reinvestment Act benchmarking survey, as advocated by ICBA....

Feb 10, 2021
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Article
Community Reinvestment Act (CRA)

ICBA pitches provisions for pending relief package

ICBA pitches provisions for pending relief package ICBA today is advancing its recommendations for the pandemic relief package before Congress. Developed with community bankers, the ICBA...

Feb 09, 2021
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Article
Advocacy Crisis Preparedness Lending

FS-ISAC Coronavirus Update, Feb. 8, 2021

FS-ISAC Coronavirus Update, Feb. 8, 2021 Dr. Anthony Fauci, director of the National Institute of Allergy and Infectious Diseases, predicted Sunday that vaccine supplies would improve by March,...

Feb 08, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

FS-ISAC Coronavirus Update, Feb. 5, 2021

FS-ISAC Coronavirus Update, Feb. 5, 2021 Johnson & Johnson on Thursday submitted to the Food and Drug Administration an application for emergency authorization for its one-dose coronavirus vaccine,...

Feb 05, 2021
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Article
Advocacy Operational Risk Crisis Preparedness

PPP borrowers most successful with community banks: study

PPP borrowers most successful with community banks: study Community banks were the most common source for Paycheck Protection Program loans among employer firms, and they were the source from which...

Feb 05, 2021
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Article
Advocacy Crisis Preparedness Lending

CISA COVID-19 call series continues

CISA COVID-19 call series continues The Cybersecurity and Infrastructure Security Agency's series of teleconferences on COVID-19 and vaccine distribution continues this week. The Cybersecurity and...

Feb 08, 2021
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Article
Advocacy Crisis Preparedness Cybersecurity

ICBA seeks advocacy survey feedback

ICBA seeks advocacy survey feedback ICBA continues calling on community bankers to complete its State of Advocacy survey to help identify new and existing community banker relationships with...

Feb 05, 2021
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Article
Advocacy

[WATCH] Dan Thurmon on Shattering Self-Imposed Limitations at ICBA Connect

[WATCH] Dan Thurmon on Shattering Self-Imposed Limitations at ICBA Connect Dan Thurmon is a dynamic keynote speaker and author who will teach you how to create a culture of continuous improvement...

Feb 03, 2021
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Article

[WATCH] Michelle Poler: Face Your Fears and Grab Your Dancing Shoes for ICBA Connect

[WATCH] Michelle Poler: Face Your Fears and Grab Your Dancing Shoes for ICBA Connect Michelle Poler is a creative and passionate social entrepreneur, keynote speaker, fear-facer, and branding...

Feb 03, 2021
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Article

FedNow industrywide launch moved up to 2023

FedNow industrywide launch moved up to 2023 The Federal Reserve moved up its planned industrywide launch of the FedNow instant payments service by up to a full year to 2023. The announcement...

Feb 03, 2021
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Article
Federal Reserve

ICBA Bancard Hires Vice President, Relationship Manager

ICBA Bancard Hires Vice President, Relationship Manager ICBA Bancard, the payments services subsidiary of the Independent Community Bankers of America, today announced Laura Pierce as vice...

Feb 02, 2021
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Article

ICBA-backed foreclosure assistance introduced in Senate

ICBA-backed foreclosure assistance introduced in Senate ICBA-supported legislation to prevent avoidable foreclosures, evictions, and utility shut-offs was introduced by Sen. Jack Reed (D-R.I.),...

Feb 05, 2021
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Article
Advocacy Crisis Preparedness

FS-ISAC Coronavirus Update, Feb. 4, 2021

FS-ISAC Coronavirus Update, Feb. 4, 2021 At the current rate of 1.32 million shots a day, every adult in the US could be fully vaccinated in about a year, and assuming 75% of adults must be fully...

Feb 04, 2021
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Article
Advocacy Operational Risk Crisis Preparedness +1 More...

[WATCH] Matthew McConaughey Talks about the Glorious Rodeo of Life and ICBA Connect

[WATCH] Matthew McConaughey Talks about the Glorious Rodeo of Life and ICBA Connect Academy Award-winning actor Matthew McConaughey joins community bankers at ICBA Connect, providing an inspiring,...

Feb 03, 2021
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Article

[WATCH] Victoria Arlen on Fanning the Flame, Paralympic Games Gold, and Redefining What’s Possible at ICBA Connect

[WATCH] Victoria Arlen on Fanning the Flame, Paralympic Games Gold, and Redefining What’s Possible at ICBA Connect Victoria Arlen was in a vegetative state for four years and written off by medical...

Feb 03, 2021
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Article

[WATCH] Jessica O. Matthew’s Cheat Sheet for Finding Your “Why” at ICBA Connect

[WATCH] Jessica O. Matthew’s Cheat Sheet for Finding Your “Why” at ICBA Connect Jessica O. Matthews is the founder and CEO of Uncharted Power, an award-winning, sustainable-infrastructure company....

Feb 03, 2021
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Article

ICBA Connect speakers post intro videos

ICBA Connect speakers post intro videos Academy Award-winning actor Matthew McConaughey, magic teacher Vinh Giang, status quo questioner Jessica Matthews, social entrepreneur Michelle Poler, and...

Feb 03, 2021
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Article

Boosting your Connections

Boosting your Connections As we’ve been preparing for ICBA Connect, the Community Banker University education team has been thinking a great deal about connection. It fuels everything we do, and it...

Feb 02, 2021
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Article

Independent Banker spotlights Black-owned banks

Independent Banker spotlights Black-owned banks The February issue of Independent Banker focuses on why Black-owned banks are crucial to lifting the economic fortunes of African Americans. The...

Feb 02, 2021
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Article

CFPB issues 2021 consumer reporting list

CFPB issues 2021 consumer reporting list The Consumer Financial Protection Bureau issued its 2021 list of consumer reporting companies. The list includes the three nationwide consumer reporting...

Feb 01, 2021
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Article
Compliance

IRS concluding stimulus payments

IRS concluding stimulus payments The IRS on Friday reissued 1.2 million Economic Impact Payments through the ACH network with an effective date of this Wednesday, Feb. 3. Another 2.3 million...

Feb 01, 2021
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Article
Advocacy Crisis Preparedness Lending

[WATCH] Vinh Giang: Entrepreneur, Magician, Communications Teacher at ICBA Connect

[WATCH] Vinh Giang: Entrepreneur, Magician, Communications Teacher at ICBA Connect Vinh Giang has spent the last 15 years mastering the art of performance-enhanced communication and has helped...

Feb 01, 2021
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Article