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ICBA Supports Proposed Long-Term Debt Requirements for Large Banks

The Independent Community Bankers of America (ICBA) expressed support for an interagency proposal to require banks with $100 billion or more in assets to maintain minimum levels of externally...

Jan 04, 2024
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Article

ICBA supports proposed debt requirements for large banks

ICBA expressed support for an interagency proposal to require banks with $100 billion or more in assets to maintain minimum levels of externally issued long-term debt.

Jan 04, 2024
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Article

Independent Banker offers 2024 CEO outlook

The January issue of ICBA's Independent Banker magazine features a look ahead at the coming year from a roundtable of community bank CEOs.

Jan 03, 2024
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Article

ICBA announces support for proposed large-bank debt rules

ICBA announced its support for an interagency proposal to require banks with $100 billion or more in assets to maintain minimum levels of externally issued long-term debt.

Jan 05, 2024
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Article

Rep. Blaine Luetkemeyer won’t seek reelection

Rep. Blaine Luetkemeyer (R-Mo.), who chairs the House Financial Services Committee’s national security subcommittee, said he will retire from Congress at the end of his current term.

Jan 05, 2024
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Article
Housing Finance/GSEs

ICBA Community tops 2,000 members

The ICBA Community online platform continues to grow, recently surpassing 2,000 members since its launch in July.

Jan 04, 2024
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Article

ThinkTECH Accelerator private sessions coming up

Community bankers can register to participate in the sixth ICBA ThinkTECH Accelerator program to meet with six emerging fintech companies advancing community bank innovation.

Jan 04, 2024
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Article

CDFI Fund advisory board meeting this month

The Community Development Advisory Board—which advises the Community Development Financial Institutions Fund—is scheduled to meet at 2 p.m. (Eastern time) Wednesday, Jan. 17. The...

Jan 03, 2024
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Article
Community Development Financial Institution (CDFI)

ICBA PAC auction tickets available

Tickets are now available for ICBA PAC’s 35th Annual Auction Fundraiser, which is scheduled for Saturday, March 16, during ICBA LIVE in Orlando.

Jan 02, 2024
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Article

Senate committee chairman: ILC loophole a top 2024 priority

Senate Banking Committee Chairman Sherrod Brown (D-Ohio) included ICBA-supported legislation to close the industrial loan company loophole in his list of priorities for the coming year.

Jan 02, 2024
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Article
Congressional Matters

ICBA mission crucial to 2023 successes: Romero Rainey

Never has ICBA’s community bank-focused mission been more important than in 2023, ICBA President and CEO Rebeca Romero Rainey said this week in a message to the nation’s community bankers.

Dec 22, 2023
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Article

New NCUA board member confirmed

The Senate confirmed Tanya Otsuka to serve as a member of the National Credit Union Administration board. Otsuka replaces board member Rodney Hood, whose term expired in August.

Dec 22, 2023
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Article
National Credit Union Administration (NCUA)

FDIC finalizes rules on official sign, misrepresentations

The FDIC board of directors adopted a final rule to modernize rules governing the use of official FDIC signs and to clarify agency regulations on deposit insurance misrepresentations.

Dec 21, 2023
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Article

Agencies adjust CRA asset thresholds

Federal regulators announced the 2024 updated asset-size thresholds used to define "small banks" and "intermediate small banks" under their current Community Reinvestment Act regulations.

Dec 21, 2023
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Article
Community Reinvestment Act (CRA)

Romero Rainey: ICBA mission crucial to 2023 successes

Never has ICBA’s community bank-focused mission been more important than in 2023, ICBA President and CEO Rebeca Romero Rainey said in a message to the nation’s community bankers.

Dec 20, 2023
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Article

FDIC emphasizes impact of largest banks on 2024 budget

The FDIC board of directors approved the agency’s 2024 operating budget while citing the disproportionate cost of overseeing the largest and riskiest banks.

Dec 21, 2023
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Article

Navy Federal faces lawsuit following reports of discriminatory lending

Plaintiffs this week filed a class-action lawsuit against Navy Federal Credit Union following last week’s CNN report of the credit union’s wide racial disparities in mortgage approval rates.

Dec 20, 2023
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Article
Credit Unions

Key lawmaker to Navy Federal: Explain report on lending disparities

House Financial Services Committee Ranking Member Maxine Waters (D-Calif.) said Navy Federal Credit Union must explain itself to Congress following last week’s CNN report of its wide racial...

Dec 19, 2023
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Article
Federal Housing Finance Agency

ICBA urges passage of new Senate bill to close ILC loophole

ICBA expressed strong support for the introduction of Senate legislation to close the industrial loan company loophole.

Dec 18, 2023
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Article
Congressional Matters

SEC rejects Coinbase request for crypto framework

The Securities and Exchange Commission denied Coinbase’s request for the agency to develop a new regulatory framework for cryptoasset securities.

Dec 18, 2023
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Article
Digital Assets

Senate bill would improve supervisory appeals process

ICBA-advocated legislation to improve the bank examination environment through a workable appeals process was introduced in the Senate.

Dec 19, 2023
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Article
Congressional Matters

FDIC board meeting tomorrow on budget, signage

The FDIC scheduled a board meeting for 2 p.m. (Eastern time) tomorrow, Dec. 20.

Dec 19, 2023
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Article

FDIC issues advisory on CRE concentrations

The FDIC issued an advisory to reemphasize the importance of strong capital, appropriate credit loss allowance levels, and robust credit risk-management practices for institutions with commercial...

Dec 19, 2023
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Article

Farm Credit System growth slows in 2023

The Farm Credit Administration board met last week to receive a quarterly report on economic conditions affecting the agricultural economy and Farm Credit System institutions.

Dec 18, 2023
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Article
Farm Credit System (FCS)

ICBA Hosts First ThinkTECH Connect To Showcase Community Bank Innovation

The Independent Community Bankers of America® (ICBA) hosted its first ThinkTECH Connect event, an ICBA event showcasing rapid-fire pitches from 10 emerging fintechs that address community bank pain...

Dec 15, 2023
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Article
Technology

Webinar to help navigate recent CRA changes

ICBA is hosting a webinar next month on the federal banking agencies’ recently finalized changes to Community Reinvestment Act regulations.

Dec 15, 2023
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Article

CNN reports on credit union lending disparities, citing CRA exemption

The nation’s largest credit union has the widest racial disparities in mortgage approval rates of any major lender, CNN reported.

Dec 15, 2023
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Article
Mortgage Lending Diversity and Inclusion Minority Owned Depository Institutions (MDI)

Basel panel proposes tighter standards on bank stablecoin exposures

The Basel Committee published a new consultation paper proposing to refine how it treats stablecoins in its standards for banks’ cryptoasset exposures.

Dec 15, 2023
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Article
Digital Assets

ICBA Strongly Supports Senate Bill to Close ILC Loophole

ICBA today expressed its strong support for bipartisan legislation to close the industrial loan company (ILC) loophole, which allows commercial companies to own full-service banks without the same...

Dec 15, 2023
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Article
Compliance Lending

Williams: Community bankers focused on regulatory environment

ICBA Chairman Derek Williams discusses the community banking industry’s 2024 outlook in the latest “Banking with Interest” podcast from IntraFi.

Dec 14, 2023
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Article
Community Bank Awareness

ThinkTECH Accelerator registration open

Community bankers can now register to participate in the sixth ICBA ThinkTECH Accelerator program to meet with six emerging fintech companies advancing community bank innovation.

Dec 15, 2023
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Article

ICBA quarterly briefing today

ICBA today is hosting its fourth-quarter update on industry news and highlights.

Dec 13, 2023
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Article

ICBA quarterly briefing tomorrow

ICBA tomorrow is hosting its fourth-quarter update on industry news and highlights. Scheduled for 2 p.m. (Eastern time) tomorrow, Dec. 13

Dec 12, 2023
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Article

ICBA names Aaron Stetter as EVP of affiliate, volunteer relations

ICBA announced that Aaron Stetter is rejoining the organization in a newly created role as executive vice president of affiliate and volunteer relations.

Dec 11, 2023
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Article

The week ahead: final Fed meeting of 2023

The week ahead: final Fed meeting of 2023

Dec 11, 2023
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Article

Revised CDFI certification application released

The Community Development Financial Institutions Fund issued a revised CDFI certification application that addresses ICBA concerns with a previously released proposal.

Dec 08, 2023
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Article
Community Development Financial Institution (CDFI)

FDIC: DIF restoration on track

The FDIC projects the Deposit Insurance Fund reserve ratio will likely reach its 1.35% minimum by the statutory deadline of Sept. 30, 2028, according to an agency update on its DIF restoration plan.

Dec 08, 2023
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Article

Fed holds rates steady, hints at 2024 cuts

The Federal Open Market Committee voted to hold target interest rates at a range of 5.25-5.50% and indicated rate cuts are on the table in 2024.

Dec 14, 2023
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Article
Federal Reserve

Postal Inspectors warning consumers about check washing

The U.S. Postal Inspection Service is warning consumers about check washing, in which fraudsters change payee names and dollar amounts on checks and fraudulently deposit them.

Dec 14, 2023
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Article
Fraud

ThinkTECH Connect set for today

ICBA today is hosting a fast and informative session to explore fintech solutions for community banks.

Dec 14, 2023
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Article

ICBA Supports Bill to Restrict Sale of ‘Trigger Leads’

The Independent Community Bankers of America (ICBA) today expressed support for bipartisan legislation to help protect the financial privacy of mortgage applicants.

Dec 14, 2023
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Article
Mortgage Lending Mortgage Rules

Today: CDFI Fund webinar on revised certification application

The Community Development Financial Institutions Fund is slated to host a live webinar at 1:30 p.m. (Eastern time) today on its recently revised CDFI certification application.

Dec 13, 2023
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Article
Community Development Financial Institution (CDFI)

Buhrmaster named New York Fed director

The Federal Reserve Bank of New York announced that former ICBA Chairman John Buhrmaster, president and CEO of 1st National Bank of Scotia, N.Y., has been elected as a Class A director representing...

Dec 13, 2023
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Article

ICBA Past Chairman Jim Ghiglieri dies

ICBA Past Chairman Jim Ghiglieri died Saturday morning. The former president of Alpha Financial Group in Toluca, Ill., served as ICBA chairman in 2007-2008.

Dec 12, 2023
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Article

FDIC committee on misconduct announces firm conducting review

The FDIC’s special committee to oversee a third-party review of the agency’s workplace culture and misconduct said it appointed the law firm of Cleary Gottlieb Steen & Hamilton LLP to conduct the...

Dec 12, 2023
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Article

OCC: 56.4% of examiners dedicated to midsize, community banks

The OCC said 56.4% of its examiners are assigned to midsize and community bank supervision, compared with 31% assigned to large bank supervision.

Dec 12, 2023
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Article

New podcast on ICBA Community

The latest episode of ICBA’s “Independent Banker” podcast spotlights the positive impact of the ICBA Community platform and how community bankers can make the most out of the platform.

Dec 11, 2023
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Article

ICBA Names Aaron Stetter as Executive Vice President, Affiliate and Volunteer Relations

ICBA today announced that Aaron Stetter is rejoining the organization in a newly created role as executive vice president, affiliate and volunteer relations.

Dec 08, 2023
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Article

ICBA announces next ThinkTECH Accelerator cohort

ICBA announced the selected companies for its sixth ICBA ThinkTECH Accelerator program.

Dec 08, 2023
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Article

Key offices report on crypto risks to financial sector

This year’s turmoil in the digital assets market exposed and elevated the high level of interconnectedness between digital assets firms and traditional markets, according to the federal Office of...

Dec 08, 2023
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Article
Digital Assets

OCC issues guidance on ‘buy now, pay later’ lending

The OCC issued guidance to national banks and federal savings associations to address the risks associated with “buy now, pay later” lending.

Dec 07, 2023
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Article
Compliance

Romero Rainey, Merski again named top lobbyists

ICBA President and CEO Rebeca Romero Rainey and ICBA Group Executive Vice President of Congressional Relations and Strategy Paul Merski were featured on The Hill’s 2023 list of the nation’s top...

Dec 07, 2023
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Article

ICBA ThinkTECH Accelerator  Cohort Revealed

The Independent Community Bankers of America® (ICBA) today announced the selected companies for its sixth ICBA ThinkTECH Accelerator program (AP6), which will focus on fintech solutions around...

Dec 07, 2023
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Article
Fintech Innovation

ICBA: Agency use of AI could relieve data reporting burden

ICBA offered recommendations for an Office of Management and Budget proposal to establish artificial intelligence governance standards for federal agencies.

Dec 06, 2023
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Article
Technology

ICBA Statement on Revised CDFI Certification Application

ICBA President and CEO Rebeca Romero Rainey issued the following statement on today’s Treasury Department and Community Development Financial Institutions Fund announcement on revisions to the CDFI...

Dec 07, 2023
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Article
Community Development Financial Institution (CDFI)

Regulators rolling out off-cycle exams: Reuters

Reuters reported on bank regulators ramping up off-cycle examinations of community banks following large bank failures earlier this year.

Dec 07, 2023
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Article
Agencies/Regulators 

ICBA's Romero Rainey, Merski Again Named to The Hill’s Top Lobbyist List

ICBA President and CEO Rebeca Romero Rainey and ICBA Group Executive Vice President of Congressional Relations and Strategy Paul Merski are among the top association executives featured in The...

Dec 07, 2023
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Article
Advocacy

Here for good: help us celebrate community banking

The year is almost over, and we’d love your help to get ready for ICBA LIVE 2024, March 14-17. In line with the holiday spirit, we’re asking you to share how you and your bank are here for good:...

Dec 06, 2023
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Article

ThinkTECH session next week features quick fintech pitches

ICBA next week is hosting a fast and informative session to explore fintech solutions for community banks.

Dec 06, 2023
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Article

House committee chairman McHenry won’t seek reelection

House Financial Services Committee Chairman Patrick McHenry (R-N.C.) announced he will retire from Congress at the end of his current term.

Dec 06, 2023
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Article
Congressional Matters