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Independent Banker offers community banker advocacy guidebook

The latest Independent Banker magazine features the ultimate advocacy guidebook for community bankers featuring ICBA grassroots resources.

Apr 08, 2025
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Article

OCC issues guidance on rescinding CRA final rule

The OCC issued guidance on the federal banking agencies’ March 28 announcement that they plan to rescind the Community Reinvestment Act final rule issued in October 2023 and reinstate the prior CRA...

Apr 08, 2025
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Article
Office of the Comptroller of Currency (OCC)

OCC announces information security incident involving email

The OCC notified Congress of a major information security incident, as required by the Federal Information Security Modernization Act.

Apr 08, 2025
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Article
Data Breach Office of the Comptroller of Currency (OCC)

Independent Banker: ICBA’s new board gets to work

The latest issue of Independent Banker magazine reports that while ICBA’s 2025-2026 board members hail from all parts of the country, they share a common focus: helping community banks succeed.

Apr 07, 2025
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Article
Executive Leadership/C-Suite Bank Director/Board Member

Romero Rainey: Committee markup a key milestone, but more work ahead

The explosion of pro-community bank policy reforms from the first quarter of the year culminated in last week’s House Financial Services Committee markup, but there is still significant work to do.

Apr 07, 2025
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Article

ICBA urging overdraft outreach following House vote delay

With the House vote on an ICBA-advocated resolution to overturn the Consumer Financial Protection Bureau’s overdraft rule delayed until next week, ICBA is calling on community bankers to continue...

Apr 04, 2025
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Article
Overdraft Services

ICBA urging grassroots outreach on overdraft with House vote delayed

With the House vote on an ICBA-advocated resolution to overturn the Consumer Financial Protection Bureau’s overdraft rule delayed, ICBA is calling on community bankers to continue urging their...

Apr 03, 2025
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Article
Grassroots/Be Heard Overdraft Services

Senate panel advances financial nominations

The Senate Banking Committee voted to advance several nominations out of committee.

Apr 04, 2025
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Article
Congressional Matters

Bill to establish stablecoin regulatory framework passes House committee

The House Financial Services Committee voted to pass legislation to establish a federal supervisory framework for stablecoins and their issuers.

Apr 03, 2025
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Article
Digital Assets

ICBA applauds House panel for advancing 1071, de novo, anti-CBDC bills

ICBA commended the House Financial Services Committee for advancing three ICBA-advocated bills to repeal the CFPB’s 1071 rule, promote de novo bank formation, and restrict the issuance of a U.S....

Apr 03, 2025
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Article
De Novo Banks

ICBA urging grassroots outreach ahead of House overdraft vote

With the House set to vote this week on an ICBA-advocated resolution to overturn the Consumer Financial Protection Bureau’s overdraft rule, ICBA is calling on community bankers to continue urging...

Apr 01, 2025
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Article
Overdraft Services

Webinar today on the future of community banking

BankTech Ventures is scheduled to host “Investing in the Future of Community Banking – A Banker’s Perspective” at 3 p.m. (Eastern time) today.

Apr 02, 2025
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Article

ICBA celebrates Community Banking Month

In observance of Community Banking Month, ICBA reminded Americans of the pivotal role community banks serve in bolstering local economies, supporting small businesses, and offering...

Apr 02, 2025
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Article
Community Bank Awareness

OCC withdraws from interagency climate risk guidance for large banks

The OCC withdrew its participation in ICBA-opposed interagency principles for climate-related financial risk management for financial institutions with $100 billion or more in total consolidated...

Apr 01, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA Celebrates Community Banks Strengthening Local Economies During Community Banking Month in April

In observance of Community Banking Month in April, ICBA is reminding Americans of the pivotal role community banks serve in bolstering local economies, supporting small businesses, and offering...

Apr 01, 2025
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Article
Community Bank Awareness

ICBA Community Surpasses 5,000 Members, Driving Peer-to-Peer Value

ICBA today announced that ICBA Community, its exclusive digital network for ICBA members, has surpassed 5,000 members. Designed as a secure, member-only space for community bankers to connect, ask...

Mar 31, 2025
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Article

ICBA applauds agencies for proposing to rescind CRA rule

ICBA applauded the federal banking agencies for announcing plans to rescind their final rule reforming the Community Reinvestment Act, citing its disproportionate implementation costs for community...

Mar 31, 2025
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Article
Community Reinvestment Act (CRA)

ICBA commends SEC for ending defense of climate-related disclosure rule

ICBA commended the SEC for ending the defense of its rule requiring public companies to issue climate-related disclosures, which would have a damaging impact on the capital markets, community...

Mar 31, 2025
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Article
Climate

After Senate passes resolution to overturn overdraft rule, House grassroots action needed

After the ICBA-supported Congressional Review Act resolution, S.J. Res 18, last week passed the Senate, it moves to the House of Representatives, where a vote is expected this week—requiring...

Mar 31, 2025
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Article
Congressional Matters Overdraft Services

ICBA Applauds Agencies for Proposing to Rescind Harmful Community Reinvestment Act Rule

ICBA President and CEO Rebeca Romero Rainey issued the following statement on today’s announcement that the federal banking regulators intend to issue a proposal to rescind the Community...

Mar 28, 2025
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Article
Community Reinvestment Act (CRA)

ICBA Commends SEC for Ending Defense of Harmful Climate-Related Disclosure Rule

ICBA President and CEO Rebeca Romero Rainey issued the following statement on the Securities and Exchange Commission’s vote to end its legal defense of its ICBA-opposed rule requiring...

Mar 28, 2025
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Article
Climate

Webinar next week on the future of community banking

BankTech Ventures is scheduled to host “Investing in the Future of Community Banking – A Banker’s Perspective” at 3 p.m. (Eastern time) Wednesday, April 2.

Mar 27, 2025
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Article

HUD revises residency requirements for FHA loans

The Federal Housing Administration published revisions to residency requirements that will eliminate the “Non-permanent Residents” category in both the Single Family Title I and Title II programs.

Mar 27, 2025
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Article
Compliance

Treasury publishes final rule removing BOI reporting requirements for U.S. companies

The Treasury Department announced the formal publication of the FinCEN interim final rule that removes the requirement for U.S. companies and U.S. persons to report beneficial ownership information...

Mar 27, 2025
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Article
Compliance

SEC ends defense of ICBA-opposed climate-disclosure rule

The Securities and Exchange Commission voted to end its legal defense of its ICBA-opposed rule requiring climate-related investor disclosures.

Mar 28, 2025
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Article
Climate

Advocacy week in review

As policymakers continued to ramp up their work on federal policy, ICBA this week.

Mar 28, 2025
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Article
Advocacy

Webinar next week on the future of community banking

BankTech Ventures is scheduled to host “Investing in the Future of Community Banking – A Banker’s Perspective” at 3 p.m. (Eastern time) Wednesday, April 2.

Mar 26, 2025
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Article

ICBA: Durbin-Marshall bill would harm consumers, reduce choice

ICBA and other groups warned Congress that any legislative initiatives to expand the power of the federal government to intervene in the U.S. credit card market would harm consumers, small...

Mar 25, 2025
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Article
Credit Cards

Financial Trades to Congress: Misguided Durbin-Marshall Bill will Harm Consumers, Small Businesses and Financial Institutions

In a new letter filed today, organizations warned that any legislative initiatives to expand the power of the federal government to intervene in the U.S. credit card market would harm consumers,...

Mar 24, 2025
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Article
Credit Cards

ICBA Applauds Trump Administration on Executive Order Combating Check Fraud

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on President Donald Trump’s executive order on federal payments.

Mar 26, 2025
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Article
Data Security/Fraud Fraud

Ahead of Senate overdraft vote, ICBA urging grassroots outreach

With the Senate expected to vote this week on an ICBA-advocated resolution to overturn the Consumer Financial Protection Bureau’s overdraft rule, ICBA is calling on community bankers to urge their...

Mar 26, 2025
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Article
Overdraft Services

ICBA provides marketing resources for Community Banking Month

In preparation for Community Banking Month in April, ICBA offers a variety of ready-to-use resources on its Marketing Resource Center.

Mar 25, 2025
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Article
Community Bank Awareness

Independent Banker: How to fight AI spear phishing fraud

Artificial intelligence has turbocharged the problem of spear phishing, but the latest Independent Banker magazine shares how community banks can fight back.

Mar 24, 2025
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Article
Artificial Intellegence

ICBA and IntraFi Mark 20th Anniversary Serving Community Banks

ICBA today announced the 20th anniversary of its strategic relationship with IntraFi. IntraFi offers innovative deposit placement solutions that help community banks grow and compete in an evolving...

Mar 24, 2025
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Article

ICBA, other groups urge Congress to reauthorize cybersecurity law

ICBA and other groups urged Congress to reauthorize the Cybersecurity Information Sharing Act (CISA 2015) before it expires on Sept. 30, warning that failure to act could eliminate a valuable tool...

Mar 24, 2025
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Article
Congressional Matters Cybersecurity

Senators signal bipartisan support for the CDFI Fund

A bipartisan group of 23 senators led by CDFI Caucus Co-chairs Mark Warner (D-Va.) and Mike Crapo (R-Idaho) reaffirmed their support for the Community Development Financial Institutions Fund...

Mar 21, 2025
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Article
Community Development Financial Institution (CDFI)

OCC creates webpage with digitalization info for community banks

The OCC announced a new webpage with dedicated resources to help community banks meet their digitalization objectives.

Mar 20, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA urging ACRE Act, overdraft grassroots

With Congress working to advance ICBA-advocated legislation to support rural lending and to overturn the Consumer Financial Protection Bureau’s overdraft rule, ICBA is urging community bankers to...

Mar 19, 2025
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Article
Agriculture

OCC to cease examinations for reputation risk

The OCC announced that it will no longer examine its regulated institutions for reputation risk and is removing references to reputation risk from its Comptroller’s Handbook booklets and guides.

Mar 21, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA: FHFA credit score modernization effort missing key elements

The Federal Housing Finance Agency's Credit Score Models and Reports Initiative is overly complex, costly to consumers, and missing key requirements for a successful transition, ICBA and other...

Mar 21, 2025
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Article
Federal Housing Finance Agency

Fed maintains rates

The Federal Open Market Committee voted to maintain target interest rates at a range of 4.25% to 4.5%.

Mar 20, 2025
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Article

What community banks need to know about the Fedwire ISO 20022 switch

The latest Independent Banker magazine spotlights what community bankers need to know about the Fedwire Funds Service’s conversion to the ISO 20022 message format.

Mar 19, 2025
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Article

ICBA strongly supports nomination of Michelle Bowman for Fed vice chair for supervision

ICBA expressed its strong support for President Donald Trump’s nomination of Federal Reserve Governor Michelle Bowman for vice chair for supervision at the Fed—as advocated by ICBA.

Mar 18, 2025
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Article
Federal Reserve

Executive order restricts CDFI Fund to statutory functions

President Donald Trump issued an executive order restricting the Community Development Financial Institutions Fund and some other federal programs to their statutory components and functions.

Mar 18, 2025
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Article

ICBA congratulates Pulte, details housing finance priorities

ICBA congratulated new Federal Housing Finance Agency Director Bill Pulte on his confirmation and laid out its key concerns related to housing finance policies.

Mar 18, 2025
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Article
Federal Housing Finance Agency

ICBA Strongly Supports Nomination of Fed Governor Michelle Bowman for Vice Chair for Supervision

The Independent Community Bankers of America (ICBA) today expressed its strong support for President Donald Trump’s nomination of Federal Reserve Governor Michelle Bowman for vice chair for...

Mar 17, 2025
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Article
Agencies/Regulators 

Independent Banker named best monthly trade association magazine

ICBA’s Independent Banker magazine took home top honors in its category for the Association Trends 2025 TRENDY Awards.

Mar 17, 2025
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Article

South Dakota Banker Jack E. Hopkins Elected ICBA Chairman

Jack E. Hopkins, president and CEO of CorTrust Bank in Sioux Falls, S.D., was elected chairman of the Independent Community Bankers of America (ICBA) for 2025-26. His term begins March 14 following...

Mar 14, 2025
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Article
Executive Leadership/C-Suite

Pulte sworn in as FHFA director

William Pulte was sworn in to a five-year term as director of the Federal Housing Finance Agency. Pulte was appointed to head the agency by President Donald Trump, and the Senate last week voted to...

Mar 17, 2025
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Article
Federal Housing Finance Agency

ICBA Independent Banker Named Best Monthly Trade Association Magazine by Association Trends

The Independent Community Bankers of America’s (ICBA) Independent Banker magazine took home top honors in its category at the Association Trends TRENDY Awards for the second consecutive year.

Mar 14, 2025
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Article

ICBA announces new chairman, Executive Committee

ICBA announced the election of its 2025-2026 Executive Committee at ICBA LIVE 2025 in Nashville, Tenn.

Mar 14, 2025
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Article
Executive Leadership/C-Suite

Olympian Kerri Walsh Jennings commends spirit of community banking

Community bankers embody the American spirit, Olympic gold medalist Kerri Walsh Jennings said at ICBA LIVE 2025.

Mar 14, 2025
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Article

ICBA chairman: Now is the time for change in Washington

Outgoing ICBA Chairman Lucas White said momentum for policy change is on the side of community bankers and now is the time to make a difference in Washington.

Mar 13, 2025
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Article

ICBA LIVE 2025 Showcase Celebrates Community Banking Innovation

The Independent Community Bankers of America (ICBA) hosted its ThinkTECH Accelerator showcase during ICBA’s national convention, ICBA LIVE.

Mar 12, 2025
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Article

ICBA LIVE continues in Nashville

The ICBA LIVE 2025 national convention continued at the Gaylord Opryland Resort & Convention Center in Nashville, Tenn.

Mar 12, 2025
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Article

Hopkins calls on community bankers to amplify their voices

New ICBA Chairman Jack E. Hopkins applauded community bankers for weathering the pandemic, a challenging interest rate environment, and mounting regulations—and urged them to build on their...

Mar 14, 2025
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Article

ICBA Announces 2025-26 Executive Committee, South Dakota Banker Elected Chairman

The Independent Community Bankers of America (ICBA) today announced the election of its 2025-26 executive committee during the 2025 ICBA LIVE national convention in Nashville.

Mar 14, 2025
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Article

ICBA urges Congress to end tax subsidies for credit unions over $1b in assets

With Congress considering legislation to reform the nation’s tax policy, ICBA called on policymakers to end unwarranted federal tax subsidies for the nation’s largest credit unions.

Mar 13, 2025
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Article
Congressional Matters Credit Unions

Keynote speaker encourages community bankers to rethink marketing

Bestselling author and trends expert Rohit Bhargava encouraged community bankers at ICBA LIVE in Nashville to “think non-obviously" and see what others miss.

Mar 13, 2025
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Article

ICBA urges regulatory relief under latest EGRPRA review

In its latest comments under the current Economic Growth and Regulatory Paperwork Reduction Act review, ICBA called on federal regulators to fast-track repeals of harmful and burdensome rules and...

Mar 12, 2025
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Article
Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRPRA s.2155)