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Supplemental guidance issued on SolarWinds attack

Supplemental guidance issued on SolarWinds attack The Department of Homeland Security and Cybersecurity and Infrastructure Security Agency issued supplemental guidance to its alert for affected...

Dec 22, 2020
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Article
Cybersecurity

Congress passes stimulus deal with community bank-advocated provisions

Congress passes stimulus deal with community bank-advocated provisions Through tens of thousands of phone calls and direct messages to your members of Congress, you made your voices heard,...

Dec 22, 2020
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Article
Advocacy Crisis Preparedness Lending

ICBA Secures Relief in New Stimulus Measure

ICBA Secures Relief in New Stimulus Measure The Independent Community Bankers of America thanked Congress for passing compromise economic stimulus legislation with ICBA-advocated provisions...

Dec 22, 2020
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Article
Advocacy Crisis Preparedness Lending

Community Bank Provisions of Bipartisan Bicameral Stimulus Package

Community Bank Provisions of Bipartisan Bicameral Stimulus Package Congress is expected to vote this week on legislation designed to provide economic relief for communities, small businesses,...

Dec 21, 2020
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Article
Advocacy Crisis Preparedness

Agencies propose standards for computer security incident notifications

Agencies propose standards for computer security incident notifications Federal banking agencies issued a proposal that would require banks to promptly notify their primary federal regulator after...

Dec 21, 2020
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Article
Cybersecurity

CISA follow-up call today on SolarWinds

CISA follow-up call today on SolarWinds The Cybersecurity and Infrastructure Security Agency today is hosting a follow-up call on the supply chain attack on the SolarWinds Orion Platform and...

Dec 18, 2020
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Article
Cybersecurity

NCUA approves subordinated debt rule

NCUA approves subordinated debt rule The National Credit Union Administration board approved an ICBA-opposed final rule that will allow the largest and most complex credit unions to issue...

Dec 18, 2020
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Article
Credit Unions

ICBA Statement on Credit Union Debt Rule

ICBA Statement on Credit Union Debt Rule ICBA and the nation's community banks strongly oppose today’s National Credit Union Administration approval of a final rule that will allow the largest and...

Dec 17, 2020
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Article
Credit Unions

NCUA board meeting today on subordinated debt

NCUA board meeting today on subordinated debt The National Credit Union Administration board is scheduled to meet at 10 a.m. (Eastern time) today to vote on an ICBA-opposed final rule allowing...

Dec 17, 2020
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Article
Credit Unions

SolarWinds criminals narrow follow-up attacks: Microsoft

SolarWinds criminals narrow follow-up attacks: Microsoft The cyber criminals who targeted the SolarWinds Orion Platform appear to have limited their follow-up attacks to a relatively small number...

Dec 21, 2020
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Article
Cybersecurity

Agencies adjust CRA asset thresholds

Federal regulators announced the annual adjustment to Community Reinvestment Act thresholds.

Dec 18, 2020
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Article
Compliance Community Reinvestment Act (CRA)

SolarWinds: What community banks need to know

SolarWinds: What community banks need to know The supply chain attack on the SolarWinds Orion Platform and subsequent customer breaches is affecting every corner of the economy, including community...

Dec 17, 2020
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Article
Cybersecurity

SolarWinds-related breaches: What community banks need to know

SolarWinds-related breaches: What community banks need to know The supply chain attack on the SolarWinds Orion Platform, and the subsequent breaches to its customers, is a significant cybersecurity...

Dec 16, 2020
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Article
Cybersecurity

FDIC proposes amendments to SAR regs

FDIC proposes amendments to SAR regs The FDIC proposed a rule to amend the agency’s Suspicious Activity Report regulation. The proposal would permit the FDIC to issue additional, case-by-case...

Dec 16, 2020
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Article
Compliance

Community Banks Participating in ICBA/Travelers Program Receive Year End Dividend

Community Banks Participating in ICBA/Travelers Program Receive Year End Dividend The Independent Community Bankers of America today announced that a dividend of $4.3 million will be shared by more...

Dec 16, 2020
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Article

ICBA Statement on ILC, Brokered Deposit Rules

ICBA Statement on ILC, Brokered Deposit Rules Independent Community Bankers of America President and CEO Rebeca Romero Rainey issued a statement on today's Federal Deposit Insurance Corp. final...

Dec 15, 2020
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Article
Commerce & Banking Deposit Insurance Lending

ICBA Response to the CFPB’s Outline of Proposals for 1071

ICBA Response to the CFPB’s Outline of Proposals for 1071 The Independent Community Bankers of America welcomes the opportunity to comment on the Consumer Financial Protection Bureau’s Outline of...

Dec 14, 2020
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Article
Commerce & Banking

FDIC board meeting on ILC parent companies, brokered deposits

FDIC board meeting on ILC parent companies, brokered deposits The FDIC board of directors is set to meet tomorrow to vote on a final rule to codify its capital, liquidity and source-of-strength...

Dec 14, 2020
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Article
Lending

CFPB finalizes QM reforms

CFPB finalizes QM reforms The Consumer Financial Protection Bureau finalized rules addressing the pending expiration of the "GSE Patch," which exempts Fannie Mae and Freddie Mac mortgage loans from...

Dec 11, 2020
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Article
Compliance

Senate vote on 'beneficial owner' reform as soon as today

Senate vote on 'beneficial owner' reform as soon as today The Senate is expected to vote as soon as today on a compromise defense spending bill that includes a key step toward ICBA-advocated relief...

Dec 11, 2020
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML)

Bipartisan stimulus proposal includes ICBA priorities

Bipartisan stimulus proposal includes ICBA priorities Draft proposed legislation released by a bipartisan group of lawmakers includes ICBA-advocated stimulus priorities. Draft proposed legislation...

Dec 15, 2020
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Article
Advocacy Crisis Preparedness Lending

Romero Rainey: Act now on stimulus push

Romero Rainey: Act now on stimulus push ICBA President and CEO Rebeca Romero Rainey called on community bankers to make a final push for Congress to pass an economic relief package with key...

Dec 15, 2020
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Article
Advocacy Crisis Preparedness Lending

ICBA, state groups continue push for EIDL fix

ICBA, state groups continue push for EIDL fix ICBA and 44 state community banking associations called on Congress to fully forgive Economic Injury Disaster Loan Advances for recipients who also...

Dec 14, 2020
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Article
Advocacy Crisis Preparedness Lending

McWilliams touts "continuous engagement" oversight approach

McWilliams touts "continuous engagement" oversight approach More regular and informal meetings between banks and regulators to discuss operations and emerging risks could reduce the need for...

Dec 14, 2020
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Article
Regulatory Relief

Time running out on stimulus grassroots

Time running out on stimulus grassroots With Congress running out of time to pass a stimulus package by year-end, ICBA is calling on community bankers to reach out to their lawmakers and enlist...

Dec 11, 2020
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Article
Advocacy Crisis Preparedness Lending

ICBA’s Rebeca Romero Rainey, Paul Merski Named by The Hill as Top Lobbyists

ICBA’s Rebeca Romero Rainey, Paul Merski Named by The Hill as Top Lobbyists Independent Community Bankers of America President and CEO Rebeca Romero Rainey and ICBA Group Executive Vice President...

Dec 11, 2020
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Article
Advocacy

SBA issues FAQ on PPP questionnaires

SBA issues FAQ on PPP questionnaires The SBA updated its Paycheck Protection Program frequently asked questions with guidance on why some PPP borrowers are receiving a loan necessity questionnaire....

Dec 10, 2020
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Article
Advocacy Crisis Preparedness Lending

ICBA urges Congress to pass stimulus relief

ICBA urges Congress to pass stimulus relief ICBA called on Congress to enact pandemic relief legislation before the close of the 116th Congress. ICBA called on Congress to enact pandemic relief...

Dec 09, 2020
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Article
Advocacy Crisis Preparedness

Comment Letter to the OCC concerning Figure Bank

Comment Letter to the OCC concerning Figure Bank The Independent Community Bankers of America appreciates this opportunity to provide comment to the Office of the Comptroller of the Currency...

Dec 07, 2020
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Article
Commerce & Banking

'Beneficial owner' reform included in defense bill set for final vote

'Beneficial owner' reform included in defense bill set for final vote ICBA-advocated legislative language to provide relief from "beneficial ownership" disclosure mandates is included in compromise...

Dec 04, 2020
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML)

ICBA pushes PPP expense deductibility

ICBA pushes PPP expense deductibility ICBA and more than 500 other groups called on Congress to pass a technical correction amending the CARES Act to explicitly provide that PPP loan-forgiveness...

Dec 04, 2020
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Article

Grassroots urgent as stimulus talks heat up

Grassroots urgent as stimulus talks heat up As congressional negotiations over an economic stimulus package heat up, ICBA continues calling on community bankers to urge their lawmakers to include...

Dec 10, 2020
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Article
Advocacy Crisis Preparedness Lending

SBA details tax reporting on covered 7(a) payments

SBA details tax reporting on covered 7(a) payments The SBA issued a notice on the six months of 7(a), 504, and Microloan payments it is making for borrowers under Section 1112 of the CARES Act. The...

Dec 09, 2020
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Article
Advocacy

Bowman: Fed to offer best practices on fintech partnerships

Bowman: Fed to offer best practices on fintech partnerships The Federal Reserve plans to publish a white paper early next year on community bank partnerships with fintech companies and effective...

Dec 07, 2020
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Article
Technology Fintech Innovation Fintech Regulation

ICBA urges Congress to pass 'beneficial owner' reform

ICBA urges Congress to pass 'beneficial owner' reform ICBA called on members of Congress to pass a compromise defense spending bill that includes a key step toward ICBA-advocated relief from...

Dec 07, 2020
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML)

ARRC issues guide on LIBOR developments

ARRC issues guide on LIBOR developments The Alternative Reference Rates Committee released a guide and webinar recording on recent announcements on the transition from U.S. dollar LIBOR. The...

Dec 07, 2020
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Article
Lending

Scott, Thompson set to take over House Ag Committee

Scott, Thompson set to take over House Ag Committee Rep. David Scott (D-Ga.) will be the next House Agriculture Committee chairman after winning the vote of the House Democratic Caucus. Rep. David...

Dec 04, 2020
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Article
Agriculture

Community bank net income rises 10%: FDIC

Community bank net income rises 10%: FDIC Community bank net income increased 10 percent in the third quarter from the same time last year, according to the FDIC's Quarterly Banking Profile....

Dec 02, 2020
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Article

OCC reduces assessments for 2021

OCC reduces assessments for 2021 The OCC said it is reducing rates in all fee schedules by 3 percent for the 2021 calendar year. The reduced assessments go into effect Jan. 1. The OCC said it is...

Dec 02, 2020
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Article
Compliance

Agencies encourage end of LIBOR-based contracts

Agencies encourage end of LIBOR-based contracts Federal regulators issued a joint statement encouraging banks to cease entering into new contracts that use U.S. dollar LIBOR as a reference rate as...

Dec 01, 2020
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Article
Compliance Lending