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Blog: PPP data show community bank lending urgency

Blog: PPP data show community bank lending urgency A new ICBA blog post explores data showing the urgency of community banks’ Paycheck Protection Program response to help save small businesses in...

Nov 03, 2021
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Article
Advocacy Crisis Preparedness

Regulators recommend bank-like rules for stablecoins

Regulators recommend bank-like rules for stablecoins The President’s Working Group on Financial Markets issued a long-awaited report spotlighting regulatory gaps in overseeing stablecoins and...

Nov 02, 2021
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Article
Digital Assets Technology

ICBA testifying tomorrow on cyber, data security

ICBA testifying tomorrow on cyber, data security ICBA is scheduled to testify tomorrow on cyber and data security issues before the House Financial Services Committee’s Subcommittee on Consumer...

Nov 02, 2021
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Article
Cybersecurity Technology

ICBA Statement on President’s Working Group Stablecoin Report ​

ICBA Statement on President’s Working Group Stablecoin Report ​ Independent Community Bankers of America President and CEO Rebeca Romero Rainey issued the following statement on the President’s...

Nov 02, 2021
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Article
Digital Assets

CFPB issues debt collection guidance

CFPB issues debt collection guidance The Consumer Financial Protection Bureau released several guidance documents to help providers prepare for two debt collection final rules taking effect Nov....

Nov 01, 2021
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Article
Compliance

ICBA Expands Preferred Service Provider Agreement with Wolters Kluwer to Include iLien Document Management

ICBA Expands Preferred Service Provider Agreement with Wolters Kluwer to Include iLien Document Management The Independent Community Bankers of America today announced it has expanded its Wolters...

Nov 01, 2021
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Article

Grassroots push continues against reconciliation tax hikes

Grassroots push continues against reconciliation tax hikes With policymakers’ draft framework for the budget reconciliation bill featuring numerous tax increases, ICBA is calling on community...

Nov 01, 2021
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Article
Taxes & Budget

IRS plan excluded from budget framework — for now

IRS plan excluded from budget framework — for now A Biden administration draft framework for the next round of congressional reconciliation discussions leaves out the ICBA-opposed IRS reporting...

Oct 29, 2021
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Article
Taxes & Budget

FHFA proposes GSE capital disclosures

FHFA proposes GSE capital disclosures The Federal Housing Finance Agency proposed additional public disclosure requirements for Fannie Mae and Freddie Mac’s Enterprise Regulatory Capital Framework....

Oct 28, 2021
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Article
Housing Finance/GSEs

CFTC head makes push to be primary crypto regulator

CFTC head makes push to be primary crypto regulator The acting head of the Commodity Futures Trading Commission urged Congress to consider granting his agency the authority to be the primary...

Oct 28, 2021
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Article
Digital Assets Technology

ICBA, groups oppose grantor trust rule changes

ICBA, groups oppose grantor trust rule changes ICBA and other business groups urged Congress to reject proposed changes to grantor trust and valuation rules in the Build Back Better reconciliation...

Oct 29, 2021
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Article
Taxes & Budget

OCC issues revised TILA procedures

OCC issues revised TILA procedures The OCC issued revised interagency examination procedures and rescissions for the Truth in Lending Act The OCC issued revised interagency examination procedures...

Oct 29, 2021
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Article
Compliance

ICBA Statement on IRS Bank Reporting Proposal

ICBA Statement on IRS Bank Reporting Proposal ICBA and the nation’s community banks applaud the exclusion of the widely opposed IRS bank reporting proposal from today’s budget reconciliation...

Oct 28, 2021
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Article
Taxes & Budget

ICBA talks IRS on Fox News as House Dem coalition pushes back

ICBA talks IRS on Fox News as House Dem coalition pushes back ICBA leaders appeared on Fox News to continue raising awareness of the widely opposed IRS reporting proposal. ICBA leaders appeared on...

Oct 28, 2021
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Article
Taxes & Budget

ICBA testifies on IRS reporting as Manchin speaks out

ICBA testifies on IRS reporting as Manchin speaks out ICBA testified against the widely opposed IRS reporting proposal while a key Democratic senator raised objections to the policy. ICBA testified...

Oct 27, 2021
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Article
Taxes & Budget

ICBA to Congress: Reject IRS Reporting Plan Outright

ICBA to Congress: Reject IRS Reporting Plan Outright The Independent Community Bankers of America today told Congress that proposed tweaks to Washington’s widely opposed IRS reporting proposal are...

Oct 26, 2021
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Article
Taxes & Budget

CFPB revises Reg Z dollar amounts

CFPB revises Reg Z dollar amounts The Consumer Financial Protection Bureau issued a final rule amending the official interpretations for Regulation Z, which implements the Truth in Lending Act. The...

Oct 27, 2021
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Article
Compliance Lending

OCC issues FAQs on rescinding CRA rule

OCC issues FAQs on rescinding CRA rule The OCC issued responses to frequently asked questions on its proposal to rescind its June 2020 Community Reinvestment Act rule and replace it with...

Oct 27, 2021
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Article
Compliance

Senate bill would bar IRS reporting proposal

Senate bill would bar IRS reporting proposal ICBA expressed support for a Senate companion bill to block the widely opposed IRS reporting proposal. ICBA expressed support for a Senate companion...

Oct 26, 2021
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Article
Taxes & Budget

Complimentary central bank digital currency webinar tomorrow

Complimentary central bank digital currency webinar tomorrow ICBA is hosting a complimentary one-hour webinar at 11 a.m. (Eastern time) tomorrow, Oct. 26, to provide ICBA members with foundational...

Oct 25, 2021
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Article
Faster Payments

IRS grassroots evolves with congressional debate: blog

IRS grassroots evolves with congressional debate: blog ICBA’s campaign against Washington’s IRS reporting proposal demands that community bankers increase their grassroots outreach through calls...

Oct 25, 2021
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Article
Taxes & Budget

House Democrat expresses IRS reporting concerns

House Democrat expresses IRS reporting concerns Rep. Charlie Crist (D-Fla.) became the first Democratic member of Congress to publicly express concerns with the ICBA-opposed IRS reporting proposal....

Oct 22, 2021
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Article
Taxes & Budget

NCUA approves expanded powers for CUSOs

NCUA approves expanded powers for CUSOs The National Credit Union Administration approved an ICBA-opposed rule expanding credit union service organizations' permissible services and activities to...

Oct 22, 2021
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Article
Credit Unions

ICBA testifying amid renewed IRS reporting push

ICBA testifying amid renewed IRS reporting push While ICBA urges community bankers to renew their opposition to Washington’s IRS reporting proposal by calling lawmakers and urging consumer...

Oct 26, 2021
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Article
Taxes & Budget

Bowman: Regulation shouldn’t inhibit de novo formation

Bowman: Regulation shouldn’t inhibit de novo formation With the banking system experiencing a lack of de novo formation in the past decade, policymakers must avoid adding regulatory burdens on...

Oct 25, 2021
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Article
De Novo Banks

FDIC adopts rule amending regulatory capital standards

FDIC adopts rule amending regulatory capital standards The FDIC adopted an ICBA-supported final rule amending real estate lending standards for supervisory loan-to-value limits to incorporate the...

Oct 25, 2021
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Article
Regulatory Relief

CFPB launches inquiry into Big Tech payments platforms

CFPB launches inquiry into Big Tech payments platforms The Consumer Financial Protection Bureau issued a series of orders to collect information on the business practices of large U.S. tech...

Oct 22, 2021
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Article
Compliance Digital Assets Technology

ICBA LIVE 2022 set for San Antonio

ICBA LIVE 2022 set for San Antonio ICBA announced its ICBA LIVE 2022 national convention is scheduled for Feb. 27-March 3 in San Antonio. ICBA announced its ICBA LIVE 2022 national convention is...

Oct 20, 2021
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Article

ICBA seeks updates to cyber reporting bill

ICBA seeks updates to cyber reporting bill ICBA advocated updates to bipartisan legislation that would create a cyber incident reporting regime to avoid excessive burdens on community banks. ICBA...

Oct 20, 2021
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Article
Cybersecurity

ICBA: Washington Cannot Salvage Widely Opposed IRS Reporting Plan

ICBA: Washington Cannot Salvage Widely Opposed IRS Reporting Plan Independent Community Bankers of America President and CEO Rebeca Romero Rainey today issued a statement on the latest...

Oct 19, 2021
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Article
Taxes & Budget

Farm Credit posts regulatory plan

Farm Credit posts regulatory plan The Farm Credit Administration posted its latest regulatory projects plan. The plan cites pending regulations on a Farm Credit System bridge bank; an annual...

Oct 19, 2021
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Article
Agriculture Farm Credit System (FCS)

ICBA Renews its Preferred Service Provider Relationship with OnBoard

ICBA Renews its Preferred Service Provider Relationship with OnBoard The Independent Community Bankers of America today announced it has extended its relationship with Preferred Service Provider...

Oct 18, 2021
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Article

State AGs join opposition to IRS reporting plan

State AGs join opposition to IRS reporting plan Attorneys general from 20 states expressed opposition to the Biden administration’s proposal to require banks to report customer information to the...

Oct 18, 2021
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Article
Taxes & Budget

ICBA: Credit unions shouldn’t get Basel III shortcut

ICBA: Credit unions shouldn’t get Basel III shortcut ICBA told the National Credit Union Administration that credit unions should first be subject to the full provisions of the Basel III regulatory...

Oct 18, 2021
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Article
Credit Unions

OCC issues 2022 supervision plan

OCC issues 2022 supervision plan The OCC released its bank supervision operating plan for fiscal 2022. The plan provides the foundation for policy initiatives and for supervisory strategies to...

Oct 18, 2021
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Article
Compliance

Senators debating IRS reporting plan today

Senators debating IRS reporting plan today Senators are set to host dueling press conferences today on the Biden administration’s ICBA-opposed plan to require banks to report customer information...

Oct 19, 2021
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Article
Taxes & Budget

ICBA: Guidance on third parties a key step

ICBA: Guidance on third parties a key step ICBA told regulators it supports their efforts to consolidate guidance on third-party risk management while providing recommendations on the proposed...

Oct 19, 2021
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Article
Risk Technology

Top stablecoin issuer fined $41M over reserve claims

Top stablecoin issuer fined $41M over reserve claims The Commodity Futures Trading Commission fined Tether, the largest stablecoin issuer, $41 million for misleading claims that its U.S. dollar...

Oct 18, 2021
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Article
Digital Assets Payments

ICBA, groups push back on IRS reporting false claims

ICBA, groups push back on IRS reporting false claims With Congress working to modify its IRS reporting proposal in response to widespread opposition, ICBA and 100 other organizations pushed back...

Oct 15, 2021
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Article
Taxes & Budget

ICBA backs hybrid exam model

ICBA backs hybrid exam model ICBA encouraged the FDIC to adopt a hybrid examination model that uses on-site and off-site exam activity as it explores the future of post-pandemic oversight. ICBA...

Oct 15, 2021
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Article
Deposit Insurance