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Cybersecurity advisory warns of holiday attacks

Cybersecurity advisory warns of holiday attacks The Cybersecurity and Infrastructure Security Agency and FBI issued a cybersecurity reminder for public and private sector organizations to remain...

Nov 29, 2021
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Article
Cybersecurity Technology

SBA office backs 1071 comment extension

SBA office backs 1071 comment extension The SBA Office of Advocacy expressed support for ICBA and state banking associations’ request that the Consumer Financial Protection Bureau extend the...

Nov 24, 2021
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Article
Compliance

ICBA congratulates Powell, Brainard on Fed nominations

ICBA congratulates Powell, Brainard on Fed nominations ICBA congratulated Federal Reserve Chairman Jerome Powell and Fed Governor Lael Brainard after President Joe Biden said he intends to nominate...

Nov 23, 2021
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Article
Federal Reserve

Bill would bar SBA 7(a) direct lending

Bill would bar SBA 7(a) direct lending Legislation to bar SBA direct lending under its 7(a) loan program was introduced amid an ICBA grassroots campaign opposing the policy. Legislation to bar SBA...

Nov 23, 2021
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Article
Lending

OCC provides crypto guidance as agencies announce roadmap

OCC provides crypto guidance as agencies announce roadmap Federal regulators said they plan to provide greater regulatory clarity on crypto-related activities next year, with the OCC issuing an...

Nov 24, 2021
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Article
Digital Assets Technology

ICBA cautions FHFA on excessive credit risk transfer reliance

ICBA cautions FHFA on excessive credit risk transfer reliance ICBA said it is largely supportive of proposed amendments to the Federal Housing Finance Agency’s final capital rule, though it...

Nov 24, 2021
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Article
Housing Finance/GSEs

ICBA Statement on House Passage of Reconciliation Bill

ICBA Statement on House Passage of Reconciliation Bill Independent Community Bankers of America President and CEO Rebeca Romero Rainey today issued a statement on the House passage of its budget...

Nov 19, 2021
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Article
Taxes & Budget

ICBA Introduces BankTech Ventures Investment Fund

ICBA Introduces BankTech Ventures Investment Fund The Independent Community Bankers of America today announced the Initial Closing of a fund launched by BankTech Ventures, LP. The venture capital...

Nov 19, 2021
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Article
Technology

Agencies issue computer incident notification final rule

Agencies issue computer incident notification final rule Federal banking regulators approved a final rule designed to improve the sharing of information about cyber incidents that may affect the...

Nov 19, 2021
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Article
Compliance Cybersecurity Technology

ICBA issues summary of employer vaccine mandate

ICBA issues summary of employer vaccine mandate ICBA published a summary of the Biden administration’s policy requiring employers with 100 or more employees to ensure their workers are fully...

Nov 18, 2021
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Article
Crisis Preparedness Risk

ICBA: SBA plans should include community bank role

ICBA: SBA plans should include community bank role ICBA told the SBA it should continue partnering with community banks rather than attempting to remove them from the loan origination process. ICBA...

Nov 23, 2021
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Article
Lending

Statement on Federal Reserve Nominations of Jerome Powell, Lael Brainard

Statement on Federal Reserve Nominations of Jerome Powell, Lael Brainard ICBA President and CEO Rebeca Romero Rainey issued a statement on today’s announcement that President Joe Biden intends to...

Nov 22, 2021
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Article
Federal Reserve

House passes spending bill without IRS reporting plan

House passes spending bill without IRS reporting plan The House passed its version of the Build Back Better reconciliation bill without numerous ICBA-opposed provisions, including the IRS bank...

Nov 22, 2021
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Article
Taxes & Budget

Fed officials: Faster tapering may be needed

Fed officials: Faster tapering may be needed Federal Reserve officials discussed the potential need to speed up the tapering of asset purchases in response to rising job gains and inflation....

Nov 22, 2021
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Article
Federal Reserve

OCC nominee faces tough questions at Senate hearing

OCC nominee faces tough questions at Senate hearing Community bank opposition to Saule Omarova’s nomination to lead the Office of the Comptroller of the Currency took center stage at a contentious...

Nov 19, 2021
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Article
Office of the Comptroller of Currency (OCC)

ICBA urging grassroots pushback against SBA direct lending plan

ICBA urging grassroots pushback against SBA direct lending plan ICBA is calling on community bankers to continue the campaign opposing proposed changes to the SBA 7(a) loan program contained in the...

Nov 17, 2021
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Article
Lending

Hsu: Agencies planning additional clarity on crypto activities

Hsu: Agencies planning additional clarity on crypto activities Federal banking regulators will soon issue a short statement that describes the recently concluded interagency “crypto sprint,” Acting...

Nov 17, 2021
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Article
Digital Assets Technology

ICBA, state groups oppose Omarova OCC nomination

ICBA, state groups oppose Omarova OCC nomination ICBA and state community banking groups expressed opposition to Cornell University law professor Saule Omarova’s nomination to lead the Office of...

Nov 18, 2021
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Article
Office of the Comptroller of Currency (OCC)

ICBA, groups push for NCUA oversight hearing

ICBA, groups push for NCUA oversight hearing ICBA and other groups called on Congress to hold an oversight hearing on troubling National Credit Union Administration rulemaking activity. ICBA and...

Nov 18, 2021
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Article
Credit Unions

Credit union satisfaction lags banks again: index

Credit union satisfaction lags banks again: index Consumer satisfaction with credit unions lagged banks for the third year in a row, according to a national survey covered by CU Today. Consumer...

Nov 17, 2021
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Article
Credit Unions

ICBA urging grassroots pushback against SBA direct lending plan

ICBA urging grassroots pushback against SBA direct lending plan ICBA is calling on community bankers to continue the campaign opposing proposed changes to the SBA 7(a) loan program contained in the...

Nov 16, 2021
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Article
Lending

Republican senators denounce postal banking pilot

Republican senators denounce postal banking pilot A group of 19 Senate Republicans led by Sen. John Boozman (Ark.) denounced an ICBA-opposed U.S. Postal Service pilot program to test postal...

Nov 16, 2021
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Article
Postal Service Banking

ICBA-backed updates included in cyber reporting bill

ICBA-backed updates included in cyber reporting bill Lawmakers reached an agreement on bipartisan cyber incident reporting legislation that includes ICBA-advocated updates to avoid excessive...

Nov 08, 2021
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Article
Cybersecurity Technology

ICBA to Congress: Extend data security standards to nonbanks

ICBA to Congress: Extend data security standards to nonbanks ICBA called on Congress to extend Gramm-Leach-Bliley Act data security standards to retailers, technology companies, and other parties...

Nov 04, 2021
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Article
Cybersecurity Technology

IRS issues November Child Tax Credit payments

IRS issues November Child Tax Credit payments The Treasury Department said families with roughly 61 million eligible children received more than $15 billion in the fifth batch of Advance Child Tax...

Nov 16, 2021
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Article
Taxes & Budget

House committee Republicans issue CBDC principles

House committee Republicans issue CBDC principles House Financial Services Committee Republicans released principles to guide Congress in evaluating potential proposals for a U.S. central bank...

Nov 16, 2021
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Article
Digital Assets Technology

IRS reporting press push continues

IRS reporting press push continues The community banking industry continued its media push against the IRS bank reporting proposal, which remains a threat even after it was recently left out of the...

Nov 09, 2021
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Article
Taxes & Budget

Treasury targets ransomware operators

Treasury targets ransomware operators The Treasury Department announced a new round of coordinated actions as part of the federal government’s response to ransomware. The Treasury Department...

Nov 09, 2021
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Article
Cybersecurity Technology

ICBA continues IRS push in congressional roundtable

ICBA continues IRS push in congressional roundtable ICBA continued pushing back against the IRS reporting proposal during testimony at a House Financial Services Committee Republican roundtable....

Nov 08, 2021
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Article
Taxes & Budget

ICBA releases new innovation podcast

ICBA releases new innovation podcast ICBA released the second podcast in its new Communities of Innovation series on community bank innovation stories and experiences. ICBA released the second...

Nov 08, 2021
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Article
Technology

CFPB targets faulty identity matching practices

CFPB targets faulty identity matching practices The Consumer Financial Protection Bureau issued an advisory opinion affirming that consumer reporting companies engaging in “shoddy name-matching...

Nov 05, 2021
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Article
Compliance

ICBA joining webinar on bank-like credit unions

ICBA joining webinar on bank-like credit unions ICBA Chairman Robert Fisher will participate in a National Taxpayers Union webinar scheduled for next week on the “rise of bank-like credit unions.”...

Nov 04, 2021
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Article
Credit Unions

Hsu: OCC has concluded fintech charter review

Hsu: OCC has concluded fintech charter review The OCC has concluded its review of bank charter applications and crypto-related interpretative letters and will be communicating its findings in the...

Nov 04, 2021
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Article
Digital Assets Technology

ICBA to OCC: Take moderate approach to CRA rescission

ICBA to OCC: Take moderate approach to CRA rescission ICBA advocated a moderate approach to the OCC’s rescission of its 2020 Community Reinvestment Act final rule and reinstatement of the 1995...

Nov 01, 2021
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Article
Community Reinvestment Act (CRA)

IRS: Update income in Child Tax Credit portal

IRS: Update income in Child Tax Credit portal The IRS today is launching a new feature allowing any family receiving monthly Child Tax Credit payments to update their income using the Child Tax...

Nov 01, 2021
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Article
Taxes & Budget

SBA: $44.8B in 2021 lending through signature programs

SBA: $44.8B in 2021 lending through signature programs The SBA said its 7(a) and 504 loan programs supported more than 61,000 traditional loans worth $44.8 billion in fiscal 2021. The lending...

Nov 01, 2021
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Article
Lending

ICBA opposes reconciliation package tax hikes

ICBA opposes reconciliation package tax hikes ICBA expressed strong opposition to certain tax provisions policymakers are considering as part of the Build Back Better reconciliation package. ICBA...

Oct 29, 2021
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Article
Taxes & Budget

ICBA to Congress: Extend Data Security Standards to Retailers, Tech Firms

ICBA to Congress: Extend Data Security Standards to Retailers, Tech Firms ICBA today called on Congress to extend Gramm-Leach-Bliley Act data security standards to retailers, technology companies,...

Nov 03, 2021
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Article
Cybersecurity

ICBA testifying today on cyber, data security

ICBA testifying today on cyber, data security ICBA is scheduled to testify at today’s House Financial Services Subcommittee on Consumer Protection and Financial Institutions hearing on cyber and...

Nov 03, 2021
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Article
Cybersecurity Technology

Independent Banker focuses on faster payments

Independent Banker focuses on faster payments This month’s ICBA Independent Banker magazine focuses on the race for faster payments. This month’s ICBA Independent Banker magazine focuses on the...

Nov 03, 2021
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Article
Payments Faster Payments