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CFPB updates mortgage servicing small entity compliance guide

CFPB updates mortgage servicing small entity compliance guide The Consumer Financial Protection Bureau updated its Mortgage Servicing Small Entity Compliance Guide to include guidance on the 2021...

Aug 06, 2021
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Article
Compliance Compliance

CFPB interpretive rule re: Juneteenth 2021

CFPB interpretive rule re: Juneteenth 2021 The Consumer Financial Protection Bureau issued an interpretive rule to address certain time-sensitive borrower protections related to the treatment of...

Aug 06, 2021
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Article
Compliance

August recess offers opportunity to connect with Congress

August recess offers opportunity to connect with Congress The best way to influence policymakers is to get in front of them in-person, according to the Congressional Management Foundation and the...

Aug 05, 2021
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Article
Advocacy

ICBA: Congress needs to examine credit union-community bank acquisitions

ICBA: Congress needs to examine credit union-community bank acquisitions ICBA urged the Senate Banking Committee to re-examine the anti-competitive effect from the surge in credit union...

Aug 04, 2021
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Article
Credit Unions

Regulators provide state of the industry report to Congress

Regulators provide state of the industry report to Congress Agency heads from the FDIC, OCC, and the NCUA provided a state of the industry update during testimony before the Senate Banking...

Aug 04, 2021
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Article
Advocacy Technology Fintech Regulation

ICBA, others seek comment extension on third-party guidance

ICBA, others seek comment extension on third-party guidance ICBA and other groups requested a 30-day comment extension on proposed interagency guidance designed to help banks manage risks...

Aug 02, 2021
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Article
Technology Fintech Regulation

CFPB: Debt collection rules effective Nov. 30

CFPB: Debt collection rules effective Nov. 30 The Consumer Financial Protection Bureau said two final rules issued under the Fair Debt Collection Practices Act will take effect as planned on Nov....

Aug 02, 2021
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Article
Compliance

House committee advances LIBOR, de novo bills

House committee advances LIBOR, de novo bills The House Financial Services Committee this week advanced key ICBA-supported LIBOR and de novo bills. The House Financial Services Committee advanced...

Jul 30, 2021
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Article
De Novo Banks

SBA issues rule to expedite PPP forgiveness

SBA issues rule to expedite PPP forgiveness The SBA issued an interim final rule designed to speed up the forgiveness process for Paycheck Protection Program loans of $150,000 or less. The SBA...

Jul 29, 2021
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Article
Advocacy Crisis Preparedness

Groups join ICBA opposition to IRS reporting proposal

Groups join ICBA opposition to IRS reporting proposal ICBA and a broad coalition of business groups expressed strong opposition to a proposal that would require financial institutions to report...

Jul 29, 2021
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Article
Taxes & Budget

Jenna Burke Joins ICBA Government Relations Department as Senior Vice President and Senior Regulatory Counsel

Jenna Burke Joins ICBA Government Relations Department as Senior Vice President and Senior Regulatory Counsel The Independent Community Bankers of America announced today the hire of Jenna Burke as...

Jul 27, 2021
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Article
Advocacy

Agencies extend foreclosure moratoria

Agencies extend foreclosure moratoria The federal government extended the moratorium on single-family real estate owned evictions until Sept. 30 for Fannie Mae, Freddie Mac, the Federal Housing...

Aug 02, 2021
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Article
Advocacy Crisis Preparedness

Op-ed targets justification for IRS reporting plan

Op-ed targets justification for IRS reporting plan A new Morning Consult op-ed raises questions about the Treasury Department’s estimated tax revenue increase from its proposal to expand...

Jul 30, 2021
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Article
Taxes & Budget

Lawmakers to CFPB: Consider impact of 1071 reporting

Lawmakers to CFPB: Consider impact of 1071 reporting House Financial Services Committee Republicans called on the Consumer Financial Protection Bureau to consider the impact on small institutions...

Jul 30, 2021
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Article
Compliance

CFPB launches tool to help renters, landlords access federal assistance

CFPB launches tool to help renters, landlords access federal assistance The Consumer Financial Protection Bureau released an online tool to help renters and landlords affected by the pandemic find...

Jul 29, 2021
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Article
Compliance

Idaho Bankers Association Endorses ICBA Securities

Idaho Bankers Association Endorses ICBA Securities ICBA Securities Inc., the broker-dealer subsidiary of the Independent Community Bankers of America has received the endorsement of the Idaho...

Jul 28, 2021
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Article

ICBA, Business Coalition Oppose IRS Reporting Proposal

ICBA, Business Coalition Oppose IRS Reporting Proposal The Independent Community Bankers of America and a broad coalition of business groups today expressed strong opposition to a Treasury...

Jul 28, 2021
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Article
Taxes & Budget

Gensler: SEC regs apply to securities-backed crypto assets

Gensler: SEC regs apply to securities-backed crypto assets Securities and Exchange Commission Chair Gary Gensler said securities regulations apply to platforms that offer crypto tokens or other...

Jul 23, 2021
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Article
Fintech Regulation Securities Exchange Commission (SEC)

ICBA to Congress: Don’t raise g-fees for infrastructure funding

ICBA to Congress: Don’t raise g-fees for infrastructure funding ICBA and other organizations called on Senate infrastructure negotiators to refrain from using Fannie Mae and Freddie Mac guarantee...

Jul 23, 2021
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Article
Mortgage Rules Federal Home Loan Banks (FHLB) Housing Finance/GSEs

OCC to propose rescinding CRA rule

OCC to propose rescinding CRA rule The OCC said it will propose rescinding its May 2020 Community Reinvestment Act rule and work with other agencies on a joint rulemaking. The OCC said it will...

Jul 22, 2021
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Article
Compliance

CFPB settlement sets Sept. 30 deadline for 1071 proposal

CFPB settlement sets Sept. 30 deadline for 1071 proposal A lawsuit on the Consumer Financial Protection Bureau’s implementation of small-business data collection and reporting rules determined that...

Jul 20, 2021
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Article
Compliance

FHFA eliminates ICBA-opposed GSE fee

FHFA eliminates ICBA-opposed GSE fee ICBA welcomed the Federal Housing Finance Agency’s announcement that it will eliminate an ICBA-opposed fee on refinance loans delivered to the...

Jul 19, 2021
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Article
Federal Home Loan Banks (FHLB) Federal Housing Finance Agency Regulatory Relief

CFPB cautions consumers on ‘buy now, pay later’

CFPB cautions consumers on ‘buy now, pay later’ The Consumer Financial Protection Bureau recently published a blog post for consumers on buy-now-pay-later credit. The Consumer Financial Protection...

Jul 19, 2021
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Article
Consumer Financial Protection Bureau (CFPB) Digital Assets

ICBA launches fintech investment fund

ICBA launches fintech investment fund ICBA is forming BankTech Ventures, an investment fund designed to accelerate technology opportunities and adoption at community banks. ICBA is forming BankTech...

Jul 19, 2021
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Article
Fintech Innovation

Nacha launches program for returning unemployment benefits

Nacha launches program for returning unemployment benefits Nacha launched an opt-in program to facilitate the return and recovery of potentially fraudulent unemployment benefits originally paid by...

Jul 23, 2021
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Article
Automated Clearing House (ACH)

ICBA: Postal banking designed to fail

ICBA: Postal banking designed to fail Postal banking is a risky venture for which the U.S. Postal Service is ill suited, ICBA told Congress in its latest issue brief. Postal banking is a risky...

Jul 16, 2021
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Article
Government Banks Postal Service Banking

ICBA urges grassroots on rural lending tax relief

ICBA urges grassroots on rural lending tax relief Following the recent Senate introduction of legislation to provide rural lending tax relief, ICBA is calling on community bankers to urge their...

Jul 16, 2021
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Article
Agriculture Rural Development

Child Tax Credit payments start today

Child Tax Credit payments start today The IRS today begins distributing Advance Child Tax Credit payments authorized by the American Rescue Plan. The IRS today begins distributing Advance Child Tax...

Jul 15, 2021
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Article
Taxes & Budget

FDIC, CFPB update financial education curriculum

FDIC, CFPB update financial education curriculum The FDIC and Consumer Financial Protection Bureau released an enhanced version of the Money Smart for Older Adults financial education curriculum....

Jul 15, 2021
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Article
Consumer Financial Protection Bureau (CFPB)

Independent Banker Ranks Top Loan Performers

Independent Banker Ranks Top Loan Performers This month’s issue of Independent Banker, the award-winning magazine of the Independent Community Bankers of America (ICBA) and the number-one source...

Jul 14, 2021
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Article

ICBA Promotes Mike DeVoll to Assistant Vice President, Marketing Strategy and Execution

ICBA Promotes Mike DeVoll to Assistant Vice President, Marketing Strategy and Execution The Independent Community Bankers of America today announced Mike DeVoll’s promotion to assistant vice...

Jul 16, 2021
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Article

ICBA Welcomes End of FHFA Refinance Fee

ICBA Welcomes End of FHFA Refinance Fee Independent Community Bankers of America President and CEO Rebeca Romero Rainey issued the following statement on today's Federal Housing Finance Agency...

Jul 16, 2021
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Article
Mortgage Rules

FASB to pursue further CECL improvements

FASB to pursue further CECL improvements The Financial Accounting Standards Board this week agreed to add a project to its technical agenda to investigate the suspension of troubled debt...

Jul 16, 2021
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Article
Current Expected Credit Losses (CECL) Audit

CISA warns of Microsoft Print Spooler vulnerability

CISA warns of Microsoft Print Spooler vulnerability The Cybersecurity and Infrastructure Security Agency issued Emergency Directive 21-04 on mitigating a vulnerability in the Microsoft Windows...

Jul 15, 2021
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Article
Risk Cybersecurity

Agencies propose guidance on third-party relationships

Agencies propose guidance on third-party relationships Federal banking regulators proposed interagency guidance designed to help banks manage risks associated with third-party relationships,...

Jul 14, 2021
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Article
Compliance

Terri Howard Joins TCM Bank as Senior Vice President, People & Culture

Terri Howard Joins TCM Bank as Senior Vice President, People & Culture TCM Bank, N.A., the credit card bank of ICBA Bancard®, which is the payments services subsidiary of the Independent Community...

Jul 12, 2021
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Article

ICBA Minority Bank Advisory Council Opposes IRS Reporting Proposal

ICBA Minority Bank Advisory Council Opposes IRS Reporting Proposal The Independent Community Bankers of America’s (ICBA) Minority Bank Advisory Council today expressed strong opposition to the...

Jul 12, 2021
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Article
Minority Owned Depository Institutions (MDI) Taxes & Budget

ICBA, BPI Urge Federal Reserve to Clarify, Strengthen Guidelines for Fed Account Access

ICBA, BPI Urge Federal Reserve to Clarify, Strengthen Guidelines for Fed Account Access The Independent Community Bankers of America and Bank Policy Institute today called on the Federal Reserve to...

Jul 12, 2021
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Article
Federal Reserve Audit

ICBA minority bank council opposes IRS reporting plan

ICBA minority bank council opposes IRS reporting plan ICBA’s Minority Bank Advisory Council today is expressing strong opposition to the Biden administration’s proposal to require banks to report...

Jul 12, 2021
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Article
Taxes & Budget

White House directs tougher scrutiny of bank mergers

White House directs tougher scrutiny of bank mergers President Joe Biden directed the Justice Department and federal banking regulators to more closely scrutinize bank mergers and make it easier...

Jul 12, 2021
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Article
Commerce & Banking