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Banks, Credit Unions and Consumer Groups Call for Passage of Bipartisan Solution to Close ILC Loophole

A broad coalition of bank and credit union associations and consumer organizations today submitted a letter to the U.S. House Committee on Financial Services urging passage of the Close the ILC...

Apr 05, 2022
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Article
Technology Fintech Regulation

ICBA offers Financial Literacy Month resources

ICBA is recognizing Financial Literacy Month this April with a national news release and customizable resources for community bankers on its Tell Your Story toolkit.

Apr 05, 2022
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Article
Financial Literacy

ICBA: Financial Literacy is Key to Establishing Fiscally Responsible Habits

ICBA and the nation’s community banks are encouraging Americans to take control of their financial future and embrace sound money management practices during Financial Literacy Month this April.

Apr 04, 2022
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Article
Financial Literacy

ICBA Celebrates the Community Banking Difference During Community Banking Month

The Independent Community Bankers of America is honoring the contributions of the nation’s nearly 5,000 community banks during April, which is ICBA Community Banking Month.

Mar 31, 2022
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Article
Community Bank Awareness Community Bank Awareness

New blog post spotlights post-pandemic payments trends

ICBA’s latest blog post explores three post-pandemic payments trends and what they mean for community banks.

Mar 30, 2022
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Article
Advocacy Crisis Preparedness Digital Assets

OCC issues computer incident notification points of contact

The OCC issued a bulletin with the designated points of contact banks must use to satisfy recently established interagency incident notification requirements, effective May 1.

Mar 30, 2022
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Article
Compliance

CFPB targets credit card late fees in ‘junk fee’ effort

The Consumer Financial Protection Bureau said credit card issuers charged $12 billion in late fees in 2020 and that many have made these penalties “a core part of their profit model.”

Mar 30, 2022
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Article
Credit Cards

FDIC follows OCC with proposed large-bank climate principles

The FDIC requested public comment on draft principles that would provide a high-level framework for institutions over $100 billion in assets to manage exposures to climate-related financial risks.

Mar 31, 2022
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Article
Advocacy Risk

DeFi platform crypto hack might be largest ever

Decentralized finance platform Ronin Network announced a hack of more than $625 million in cryptocurrencies, possibly the largest crypto hack on record.

Mar 30, 2022
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Article
Cybersecurity Digital Assets

NY Fed analysis signals rise in student loan delinquencies

Family Federal Education Loan borrowers, who were not covered by the federal freeze put in place during the pandemic, struggled with their debit payments, and could signal problems ahead for nearly...

Mar 24, 2022
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Article

“PAVE” report outlines pathway to homeownership equity

The Administration announced the release of its Interagency Task Force on Property Appraisal and Valuation Equity report designed to address racial and ethnic bias in the home appraisal process.

Mar 24, 2022
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Article
Mortgage Lending

Summary of SBA Plan to Claw Back Pandemic-Era 7(a) Program Mispayments

The Small Business Administration recently disclosed that it will directly contact more than 1,000 lenders after it potentially made erroneous 7(a) program payments to borrowers under Section 1112...

Mar 23, 2022
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Article
Small Business Administration

Nation’s Community Bankers Meet in Washington for ICBA Capital Summit

ICBA to host hundreds of community bank leaders during the 2022 ICBA Capital Summit May 1-4 in the nation’s capital.

Mar 24, 2022
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Article

OCC reports mortgage performance improvement

The OCC said the performance of first-lien mortgages in the federal banking system improved during the fourth quarter of 2021.

Mar 23, 2022
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Article
Mortgage Rules Office of the Comptroller of Currency (OCC)

Cyber officials: Be on alert for Russian cyberattack

Federal cybersecurity officials called on U.S. critical infrastructure to be prepared to defend against a possible Russian state-sponsored cyberattack.

Mar 23, 2022
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Article
Data Breach Cybersecurity

ICBA and Community Banks Celebrate America’s Ag Community

ICBA and the nation’s community banks celebrate America’s local farmers, ranchers and agricultural enterprises during National Ag Day.

Mar 22, 2022
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Article
Agriculture

ICBA testifies on harm of SBA direct lending

ICBA told Congress that community banks are critical to the success of Small Business Administration lending programs, which should not be undermined by instituting direct SBA lending under its...

Mar 17, 2022
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Article
Lending Small Business Administration

Bolton: Tax-subsidized credit union acquisitions demand Washington response

The resurgence of tax-exempt credit union acquisitions of community banks during the first part of 2022 is posing new threats to underserved communities, ICBA Chairman Brad Bolton writes in a new...

Mar 17, 2022
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Article
Credit Unions

CISA stakeholder call on Russia-Ukraine conflict today

The Cybersecurity and Infrastructure Security Agency is hosting an unclassified stakeholder call today to address the U.S. homeland impact of the Russia-Ukraine conflict.

Mar 22, 2022
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Article
Cybersecurity

What interest rate hikes mean for community banks

With the Federal Reserve voting this week to raise target interest rates, a new ICBA blog post details what the move means for community banks and the communities they serve.

Mar 18, 2022
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Article
Federal Reserve

ICBA summary details executive order on digital assets

ICBA released a summary of President Joe Biden’s executive order on digital assets and what it means for the nation’s community banks.

Mar 18, 2022
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Article

FS-ISAC offers Russia-Ukraine cyber update

The Financial Services Information Sharing and Analysis Center’s latest weekly risk summary report offers the latest on the Russo-Ukraine conflict, including a joint advisory on Russian...

Mar 18, 2022
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Article
Cybersecurity Technology

Bolton: Tax-subsidized credit union acquisitions demand Washington response

The resurgence of tax-exempt credit union acquisitions of community banks during the first part of 2022 is posing new threats to underserved communities, ICBA Chairman Brad Bolton writes in a new...

Mar 18, 2022
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Article
Credit Unions

ICBA Summary of President Biden’s Executive Order on Digital Assets

On March 9, 2022, President Joe Biden signed an executive order that outlines the administration’s strategy to address crypto asset risks, develop a framework to promote responsible innovation, and...

Mar 16, 2022
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Article
Digital Assets Technology

Biden signs omnibus with ICBA-advocated fixes

President Joe Biden formally signed into law the $1.5 trillion government funding omnibus with ICBA-advocated provisions related to the SBA’s 504 loan program and LIBOR.

Mar 16, 2022
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Article
Compliance Lending

ICBA testifying tomorrow on PPP

ICBA is scheduled to testify before Congress at 10 a.m. (Eastern time) tomorrow, March 16, on community bank leadership in Paycheck Protection Program lending.

Mar 15, 2022
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Article

CFPB encourages Homeowner Assistance Fund participation

The Consumer Financial Protection Bureau encouraged mortgage servicers to sign up for Homeowner Assistance Fund programs to help homeowners avoid foreclosure.

Mar 15, 2022
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Article
Mortgage Rules

FS-ISAC: Global cyber threats to accelerate

FS-ISAC said the rapid digitization of the financial services sector has led to an increase in global cyber threats in 2021, specifically cyberattacks targeting third-party suppliers and critical...

Mar 14, 2022
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Article
Cybersecurity Data Security/Fraud Technology

U.S., other nations announce new actions against Russia

The White House announced a new round of international actions against Russia following the invasion of Ukraine.

Mar 14, 2022
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Article
Data Security/Fraud

ICBA to Congress: SBA Direct Lending Would Undermine Successful Programs

ICBA today told Congress that community banks are critical to the success of Small Business Administration lending programs, which should not be undermined by instituting direct SBA lending under...

Mar 16, 2022
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Article

ICBA testifying today on PPP, other SBA programs

ICBA is scheduled to testify before Congress at 10 a.m. (Eastern time) today on community bank leadership in lending under the Paycheck Protection Program and other Small Business Administration...

Mar 16, 2022
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Article

FDIC rescinds pandemic-era Part 363 reporting relief

The FDIC rescinded guidance providing coronavirus-affected financial institutions extra time to file annual reports under Part 363 of the agency's regulations.

Mar 16, 2022
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Article
Advocacy Crisis Preparedness

Raskin withdraws Fed nomination

Former Federal Reserve Governor Sarah Bloom Raskin withdrew her nomination for Fed vice chair for supervision.

Mar 16, 2022
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Article
Federal Reserve

Stablecoins raise policy questions affecting community banks: blog

With the growing volume of stablecoins in circulation drawing increased attention from policymakers and the media, a new ICBA blog post provides an update with implications for community bankers.

Mar 15, 2022
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Article

ICBA toolkit offers National Ag Week materials

With National Agriculture Day and Week set for next week, ICBA is offering customizable materials community banks can use to celebrate.

Mar 14, 2022
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Article
Agriculture

Omnibus with ICBA-advocated fixes signed into law

President Joe Biden signed into law the $1.5 trillion government funding omnibus with ICBA-advocated provisions related to the SBA’s 504 loan program and LIBOR.

Mar 14, 2022
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Article
Lending

ICBA testifying next week on PPP

ICBA is scheduled to testify before Congress next week on community bank leadership in Paycheck Protection Program lending.

Mar 11, 2022
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Article
Advocacy Crisis Preparedness

Senate passes omnibus with ICBA-advocated fixes

The Senate passed the $1.5 trillion omnibus to fund the government through Sept. 30 with ICBA-advocated provisions related to the SBA’s 504 loan program, LIBOR, and cyber incident reporting.

Mar 11, 2022
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Article
Cybersecurity Lending

Task force updates AML-deficiency jurisdictions

Task force updates AML-deficiency jurisdictions The Financial Action Task Force—a global anti-money-laundering watchdog—updated its statements concerning jurisdictions with strategic AML,...

Mar 11, 2022
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML)

CFPB launches rural America initiative

The Consumer Financial Protection Bureau launched an initiative to focus on financial issues facing rural America.

Mar 11, 2022
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Article
Agriculture