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CFPB terminates Upstart no-action letter

The Consumer Financial Protection Bureau said it terminated Upstart Network from its list of approved “no-action letters” at Upstart’s request.

Jun 09, 2022
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Article
Compliance

Op-ed targets credit union acquisitions ahead of committee votes

Congress should join the growing number of states fighting back against credit union acquisitions of community banks, ICBA President and CEO Rebeca Romero Rainey says in a new op-ed.

Jun 10, 2022
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Article
Credit Unions

ICBA leading push on ILC, overdraft, credit union bills

With several key community banking policy issues coming up for a vote in the coming days, ICBA is urging community bankers to speak out while it engages lawmakers in Washington.

Jun 09, 2022
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Article
Credit Unions Lending

ICBA Offers Tips to Help Simplify the Home Buying Process

In recognition of National Homeownership Month in June, ICBA and the nation’s community banks encourage consumers to consult their local community bank to learn how to make financing a mortgage or...

Jun 03, 2022
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Article

ICBA and 44 State Banking Associations Express Concern Over Proposal That May Choke Off Credit to Legal Businesses

ICBA and 44 state banking associations, strongly urged the FDIC not to allow its proposed statement of principles on climate-risk management for large banks to limit financial institutions from...

Jun 03, 2022
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Article
Climate

ICBA, state groups express concerns over climate risk management framework

ICBA and 44 state banking groups wrote to the FDIC to express concerns that the agency’s proposed climate risk management framework for large banks could “choke off” lawful but climate-disfavored...

Jun 03, 2022
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Article
Climate

USDA B&I loan program funding running out

The USDA told Business and Industry Guaranteed Loan Program stakeholders that it has discontinued allocating funds on an as-requested basis because the program is running low on authorized funding.

May 31, 2022
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Article
Agriculture

Lawmakers echo ICBA’s CBDC concerns during hearing

Members of Congress from both parties raised concerns about the impact of a U.S. central bank digital currency on community banks after ICBA told lawmakers it opposes the digital dollar.

May 27, 2022
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Article
Digital Assets

ICBA, State Associations Urge COMPETES Act Conference to Retain House-Passed SAFE Banking Act

The Independent Community Bankers of America and a coalition of 44 state community banking associations today called on Congress to include in the America COMPETES Act conference report...

Jun 08, 2022
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Article
Cannabis banking

ICBA Names Community Banker and Former Regulator Anne Balcer as New Head of Government Relations

ICBA today announced that Anne Balcer, executive VP, general counsel and internal auditor for Forbright Bank, in Chevy Chase, Md., will succeed ICBA Senior Executive VP of Government Relations and...

Jun 06, 2022
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Article

ICBA: FDIC framework could pose unintended consequences for community businesses

ICBA wrote to the FDIC to share its concerns with the agency’s proposed climate risk management framework for large banks, which could limit and discourage financial institutions from doing...

Jun 06, 2022
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Article
Climate

Grassroots push on credit union bill continues

ICBA continues calling on community bankers to urge their lawmakers to oppose legislation that would expand credit unions’ fields of membership and commercial lending powers.

Jun 06, 2022
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Article
Credit Unions

Blog: Expanding interchange price control puts fraud protections at risk

Efforts by “big box” merchants seeking to extend debit card interchange price controls to the credit card market jeopardize investments in protections and security that defend cardholders from...

Jun 06, 2022
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Article
Interchange

FDIC climate comment letters due today

Today is the deadline for community bankers to submit personalized comment letters to the FDIC on its draft statement of principles for climate-related financial risk management for large financial...

Jun 03, 2022
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Article
Climate

ICBA, Independent Banker Honor Community Bank Emerging Leaders in Annual 40 under 40 List

Independent Banker magazine, the award-winning monthly publication of the Independent Community Bankers of America (ICBA), announced its 40 Under 40: Emerging Community Bank Leaders.

Jun 01, 2022
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Article

FDIC climate comment letters due this week

Community bankers have until this Friday, June 3, to submit personalized comment letters to the FDIC on its draft statement of principles for climate-related financial risk management for large...

May 31, 2022
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Article
Climate

SEC, CFTC leaders propose joint crypto roundtables

Securities and Exchange Commission and Commodity Futures Trading Commission officials called on their agencies to hold joint roundtables to consider regulations governing digital assets.

May 31, 2022
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Article
Digital Assets Technology

One week left for FDIC climate comment letters

Community bankers have one week left to submit personalized comment letters to the FDIC on its draft statement of principles for climate-related financial risk management for large financial...

May 27, 2022
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Article
Climate

Joey Arnone Named ICBA Director of Product Strategy

ICBA today announced the hire of Joey Arnone as director of product strategy for vendor relations.

May 24, 2022
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Article
Vendor Management

FDIC climate comment letters due next week

Next week is the deadline for community bankers to submit personalized comment letters to the FDIC on its draft statement of principles for climate-related financial risk management for large...

May 24, 2022
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Article
Climate

House hearing this week on central bank digital currency

After ICBA last week expressed opposition to the establishment of a U.S. central bank digital currency, a House hearing this week will focus on CBDC benefits and risks.

May 24, 2022
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Article
Digital Assets Technology

ICBA requests records on CFPB’s 1071 rulemaking

ICBA and other groups filed a Freedom of Information Act request seeking Consumer Financial Protection Bureau records on its implementation of Section 1071 of the Dodd-Frank Act.

May 27, 2022
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Article
Compliance

Statement on Confirmation of Sandra Thompson for FHFA Director

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey released the following statement on the Senate confirmation of Sandra Thompson for Federal Housing Finance...

May 25, 2022
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Article
Federal Housing Finance Agency

ICBA urges agency consistency, innovation to promote banking access

ICBA encouraged federal banking regulators to take several steps to increase services to unbanked and underbanked households.

May 24, 2022
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Article
Commerce & Banking

ICBA’s FDIC climate principles comment campaign continues

ICBA continues calling on community bankers to submit personalized comment letters to the FDIC on its draft statement of principles for climate-related financial risk management for large financial...

May 23, 2022
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Article
Climate

Former NCUA official continues targeting credit union acquisitions

A former National Credit Union Administration official continued an ongoing series of blog posts raising concerns over credit union acquisitions.

May 23, 2022
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Article
Credit Unions

ICBA Opposes U.S. Central Bank Digital Currency

The Independent Community Bankers of America (ICBA) today expressed its opposition to the establishment of a U.S. central bank digital currency.

May 20, 2022
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Article
Digital Assets Payments

Strong favorability fuels successful Capital Summit: blog

New polling conducted by Morning Consult supported community banker meetings with policymakers at the recent 2022 ICBA Capital Summit, according to ICBA’s latest blog post.

May 20, 2022
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Article
Community Bank Awareness

ICBA opposes U.S. central bank digital currency

ICBA expressed opposition to the establishment of a U.S. central bank digital currency. In a comment letter to the Federal Reserve, ICBA said a U.S.

May 23, 2022
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Article
Digital Assets Technology

Agencies confirm updated flood insurance Q&As are guidance

Federal regulators issued revised questions and answers regarding federal flood insurance law and the agencies’ implementing regulations.

May 19, 2022
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Article
Compliance

Financial Trades Support Modified SEC Cyber Incident Disclosure Proposal to Aid Law Enforcement and Support Remediation Efforts

ICBA, American Bankers Association, Bank Policy Institute, and Mid-Size Bank Coalition of America commented yesterday on a SEC proposal that would implement new requirements for financial...

May 10, 2022
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Article
Risk Cybersecurity

CFPB: Equal Credit Opportunity Act protects borrowers after loan

The Consumer Financial Protection Bureau published an advisory opinion affirming that the Equal Credit Opportunity Act bars lenders from discriminating against customers after they have received a...

May 10, 2022
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Article
Compliance

ICBA offers custom marketing-comms resources for May

ICBA’s Tell Your Story marketing and communications toolkit offers new and updated resources to engage consumers in May.

May 10, 2022
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Article

OCC’s Hsu: Regulators should change approach to mergers

OCC’s Hsu: Regulators should change approach to mergers Acting Comptroller of the Currency Michael Hsu said he has directed senior OCC staff to work with the Justice Department and other agencies...

May 10, 2022
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Article
Office of the Comptroller of Currency (OCC)

ICBA Statement on Proposal to Modernize Community Reinvestment Act Framework

ICBA President and CEO Rebeca Romero Rainey released the following statement on today’s interagency proposed rule to modernize Community Reinvestment Act regulations.

May 05, 2022
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Article
Community Reinvestment Act (CRA)

ICBA pressing comment letters on FDIC climate principles

ICBA continues calling on community bankers to submit personalized comment letters to the FDIC on its draft statement of principles for climate-related financial risk management for large financial...

May 20, 2022
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Article
Climate

ICBA speaks out against FDIC supervisory appeals reversal

ICBA expressed disappointment that the FDIC eliminated the independent Office of Supervisory Appeals and restored the Supervision Appeals Review Committee as the final level of review in the...

May 20, 2022
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Article
Compliance

ICBA Statement on FDIC Restoration of Supervision Appeals Review Committee

ICBA President and CEO Rebeca Romero Rainey issued the following statement after the FDIC board of directors voted to restore the agency’s Supervision Appeals Review Committee.

May 19, 2022
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Article

ICBA Statement on Death of John Ryan

ICBA President and CEO Rebeca Romero Rainey released the following statement on the death of Conference of State Bank Supervisors President and CEO John Ryan.

May 19, 2022
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Article

ICBA Encourages Consumers to Support America’s Entrepreneurs During National Small Business Week

ICBA joins the nation’s community banks in celebrating National Small Business Week (May 1-7) and showing their support for locally owned and operated businesses.

May 04, 2022
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Article
Advocacy