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ICBA Services Network Announces New Members to Board of Directors

ICBA Services Network today announced that Thomas E. Bates Jr.; G. Scott McComb, and Noah Wilcox were elected to the ICBA Services Network board of directors.

Jul 14, 2022
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Article

USPS defends postal banking pilot

The U.S. Postal Service defended its decision to launch an ICBA-opposed postal banking pilot program without first consulting the Postal Regulatory Commission.

Jul 18, 2022
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Article
Postal Service Banking

ICBA Testifies Urging Congress to Apply Community Reinvestment Act to Credit Unions

The Independent Community Bankers of America (ICBA) today called on Congress to examine the need to apply the Community Reinvestment Act to tax-exempt credit unions.

Jul 13, 2022
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Article
Community Reinvestment Act (CRA) Credit Unions

ICBA testifying today on CRA modernization

ICBA is scheduled to testify today before Congress on the interagency proposal to modernize Community Reinvestment Act regulations.

Jul 13, 2022
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Article
Community Reinvestment Act (CRA)

Agencies encourage risk-based approach to customer due diligence

Federal financial services regulators issued a joint statement to remind banks of the risk-based approach to assessing customer relationships and conducting customer due diligence.

Jul 07, 2022
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Article
Compliance

ICBA “dashboard” and briefing highlight community bank-focused advocacy efforts for Q3

ICBA’s third quarter “Advocacy in Action” government relations dashboard and recent advocacy briefing provide community banks with an update on ICBA’s advocacy successes, along with more...

Jul 05, 2022
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Article
Advocacy

ICBA guidance on new FDIC approach to re-presented transactions

With the FDIC taking a new, stricter approach to how banks treat single items that are repeatedly rejected for insufficient funds, ICBA released member-protected fact sheet on the issue with...

Jul 05, 2022
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Article

CRA Partners/USI Alliance Names Ohio Community Banker New Chairman

CRA Partners/USI Alliance, an ICBA subsidiary, today announced the election of G. Scott McComb, chairman, president and CEO of Heartland Bank in Whitehall, Ohio, as chairman of the USI Alliance...

Jul 14, 2022
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Article

ICBA to House: Include cannabis, notarization bills in defense act

ICBA and other groups today are calling on the House to include a cannabis banking safe harbor in the fiscal 2023 National Defense Authorization Act (H.R. 7900).

Jul 13, 2022
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Article
Cannabis banking Data Security/Fraud Fraud

‘Buy now, pay later’ surge deflates merchant interchange push

While merchants are urging regulators to expand the Durbin Amendment, the recent surge of “buy now, pay later” is deflating their interchange arguments, according to ICBA’s latest blog post.

Jul 13, 2022
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Article
Interchange Payments

Community Banker Anne Balcer Today Joins ICBA as New Head of Government Relations

Anne Balcer today officially joined the Independent Community Bankers of America (ICBA) as senior executive vice president, chief government relations and public policy.

Jul 11, 2022
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Article

How ICBA’s ThinkTECH Accelerator refines tech solutions

ICBA's latest blog post shares how this year's ICBA ThinkTECH Accelerator program helped three fintech participants refine their solutions to address community bank pain points and opportunities.

Jul 08, 2022
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Article
Technology

CFPB issues advisory on credit report privacy restrictions

The Consumer Financial Protection Bureau issued a legal interpretation on the permissible purposes for companies to use and share credit reports and background reports under the Fair Credit...

Jul 08, 2022
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Article
Compliance

Treasury’s Liang raises prospect of nonbank stablecoin model

Treasury Under Secretary for Domestic Finance Nellie Liang this week explored the appropriate regulatory structure to address stablecoin risks.

Jul 08, 2022
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Article
Digital Assets Technology

nbkc bank Successfully Implements nCino Commercial Pricing and Profitability

nCino, Inc., a pioneer in cloud banking and digital transformation solutions for the global financial services industry, today announced that nbkc is live on nCino’s Commercial Pricing and...

Jul 07, 2022
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Article

Tennessee Community Banker Named Chairman of ICBA Securities Board of Directors

ICBA Securities Inc., the broker-dealer subsidiary of the Independent Community Bankers of America, today announced the election of Kansas, Ohio and Oregon Community Bank leaders to the ICBA...

Jul 05, 2022
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Article

Nominations open for Best Community Banks to Work For awards

ICBA’s Independent Banker magazine opened nominations for its 2022 Best Community Banks to Work For awards.

Jul 05, 2022
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Article

Fed: Community Banking Connections makes business case for relationship banking

The latest issue of the Federal Reserve’s Community Banking Connections herald's the financial resilience and commitment of the nation's community banks in serving local communities throughout the...

Jul 05, 2022
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Article
Community Bank Awareness

ICBA issues summary on CRA modernization proposal

ICBA released a summary of the banking agencies’ proposed update to Community Reinvestment Act regulations.

Jun 29, 2022
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Article
Community Reinvestment Act (CRA)

TCM Bank Announces New Board Appointments

TCM Bank, N.A. today announced that Jack Hartings, chairman of the Peoples Bank Co. in Coldwater, Ohio, and Kathy Underwood, president and CEO of Ledyard National Bank, in Hanover, N.H., were...

Jul 01, 2022
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Article

North Dakota Banker Named to ICBA Bancard Board of Directors

ICBA Bancard, the payments subsidiary of the Independent Community Bankers of America, today announced that Sarah Getzlaff, CEO of Security First Bank of North Dakota in Bismarck, N.D. was elected...

Jun 30, 2022
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Article

ICBA Names Scott Marks as Assistant Vice President of Congressional Relations

The Independent Community Bankers of America (ICBA) today announced the hire of Scott Marks as assistant vice president of congressional relations.

Jun 30, 2022
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Article

ICBA offers guidance on FDIC’s new approach to re-presented transactions

With the FDIC taking a new, stricter approach to how banks treat single items that are repeatedly rejected for insufficient funds, ICBA released a fact sheet on the issue with recommendations for...

Jun 30, 2022
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Article

ICBA Urges Policymakers to Consider Risks of Crypto, Central Bank Digital Currency

The Independent Community Bankers of America (ICBA) today called on the Commerce Department to recognize the risks posed by digital assets — including a U.S. central bank digital currency...

Jun 29, 2022
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Article
Digital Assets

ICBA, Groups Urge CFPB to Rescind Revised Examination Manual

The Independent Community Bankers of America (ICBA) and other groups issued a joint white paper detailing why recent Consumer Financial Protection Bureau actions to expand its examination of banks...

Jun 28, 2022
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Article
Compliance

ICBA Statement on Committee Passage of the Close the ILC Loophole Act

ICBA and the nation’s community banks strongly support the Close the ILC Loophole Act (H.R. 5912) and thank Reps. Chuy Garcia (D-Ill.) and Lance Gooden (R-Texas) for introducing this important...

Jun 23, 2022
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Article
Commerce & Banking

Committee set to vote on ILC bill after pulling overdraft measure

The House Financial Services Committee today is set to vote on ICBA-advocated legislation to close the industrial loan company loophole after pulling an ICBA-opposed bill to implement overdraft...

Jun 23, 2022
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Article
Lending

CFPB initiates review of credit card late fees

The Consumer Financial Protection Bureau issued an advance notice of proposed rulemaking to reopen CARD Act rules that regulate how much financial firms can charge in credit card late fees.

Jun 23, 2022
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Article
Compliance Payments

ICBA, Groups Urge FDIC to Reconsider Reversal on Supervisory Appeals Office

The Independent Community Bankers of America (ICBA) and other groups called on the Federal Deposit Insurance Corp. to reconsider its decision to eliminate the Office of Supervisory Appeals and...

Jun 22, 2022
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Article
Commerce & Banking Lending

CFPB planning 1071 final rule by March 2023

The Consumer Financial Protection Bureau plans to issue a final rule implementing Section 1071 small-business reporting requirements by March 2023, according to a timeline released by the Office of...

Jun 23, 2022
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Article
Compliance

Credit union terminates purchase of Ga. community bank

VyStar Credit Union in Jacksonville, Fla., terminated its bid to acquire Heritage Southeast Bank in Jonesboro, Ga., after failing to win regulatory approval.

Jun 17, 2022
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Article
Credit Unions

Agencies release 2021 HMDA data

The Federal Financial Institutions Examination Council released 2021 Home Mortgage Disclosure Act data for 4,338 U.S. financial institutions.

Jun 17, 2022
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Article
Mortgage Rules

CFPB gathering overdraft data for regulatory follow-up

The Consumer Financial Protection Bureau said it intends to use information it is gathering from financial institutions on their overdraft practices to identify institutions for further regulatory...

Jun 17, 2022
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Article
Compliance

Credit union grassroots key with House committee meeting today

With the House Rules Committee meeting today to advance legislation to further empower credit unions, ICBA continues calling on community bankers to urge their lawmakers to oppose the bill.

Jun 13, 2022
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Article
Credit Unions

ICBA Statement on FDIC Proposal to Raise Deposit Insurance Assessment Rates

ICBA and the nation’s community banks are closely reviewing today’s FDIC proposal to amend its Deposit Insurance Fund Restoration Plan by increasing deposit insurance assessment rates by 2 basis...

Jun 21, 2022
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Article
Deposit Insurance

ICBA concludes blog series on stablecoin collapse

ICBA concluded its new series of blog posts on the collapse of the TerraUSD stablecoin with a post focusing on its impact on community banks and the regulatory debate.

Jun 13, 2022
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Article
Digital Assets

House committee markup in focus this week

Tomorrow’s House Financial Services Committee markup will drive the week on Capitol Hill. The panel will consider an ICBA-supported bill to close the ILC loophole and ICBA-opposed legislation on...

Jun 13, 2022
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Article
Lending

Hsu: CRA update supports MDIs, CDFIs

The proposed update to Community Reinvestment Act regulations incentivizes banks to support minority depository institutions and community development financial institutions, Acting Comptroller of...

Jun 10, 2022
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Article
Community Reinvestment Act (CRA)

ICBA continues blog series on stablecoin collapse

ICBA continued its new series of blog posts on the collapse of the TerraUSD stablecoin and its broader impact.

Jun 10, 2022
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Article
Digital Assets

ICBA, state associations urge passage of cannabis safe harbor

ICBA and a coalition of 44 state community banking associations urged Congress to include a cannabis banking safe harbor in the America COMPETES Act conference report.

Jun 09, 2022
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Article
Cannabis banking