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Senate’s Warren continues push for bank data on Zelle fraud

Sen. Elizabeth Warren (D-Mass.) this week sent letters to Wells Fargo and Early Warning Services—the parent company of the Zelle peer-to-peer payment platform—criticizing their response...

Nov 10, 2022
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Article

ICBA continues interchange push as lawmakers pursue must-pass bills

ICBA continues urging community bankers to speak out against a bill to expand on the Durbin Amendment as lawmakers seek to advance the measure during the lame-duck session.

Nov 09, 2022
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Article
Interchange

TCM Bank N.A., promotes Jay Hill to Senior Vice President, Transformation and Project Management

TCM Bank, N.A., the credit card bank of ICBA Bancard®, announced the promotion of Jay Hill from vice president of project management to senior vice president of transformation and project management.

Nov 04, 2022
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Article

Kari Mitchum Joins ICBA as Vice President, Payments Policy

The Independent Community Bankers of America (ICBA) today announced the hire of Kari Mitchum as vice president, payments policy.

Nov 03, 2022
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Article

CFPB reopens inquiry into Big Tech payments platforms

The Consumer Financial Protection Bureau reopened the public comment period on its series of orders collecting information on the business practices of large U.S. tech companies that operate...

Nov 01, 2022
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Article

More terrorist attacks linked to digital assets: UN

Up to 20% of terrorist attacks are financed by crypto-assets or otherwise linked to digital assets, a United Nations official told Bloomberg. The UN’s Svetlana Martynova said officials are...

Nov 01, 2022
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Article
Cybersecurity Digital Assets

Three Essential Strategies for a Winning Contact Center Culture Test

As the pandemic changed the way many customers do their banking, these emerging digital banking leaders took new guidelines and expectations in stride.

Oct 28, 2022
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Article

Three Essential Strategies for a Winning Contact Center Culture

As the pandemic changed the way many customers do their banking, these emerging digital banking leaders took new guidelines and expectations in stride.

Oct 28, 2022
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Article

Blog: ICBA's reimagined ThinkTECH Accelerator to support year-round programming

The decision to bring the successful ThinkTECH Accelerator program in-house and introduce year-round programming was the natural progression in ICBA’s efforts to cultivate community bank-fintech...

Oct 28, 2022
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Article
Technology

ICBA Foundation Receives Pledges of More Than $200,000 for Community Banks and Employees Affected by Hurricane Ian

The Independent Community Bankers of America Foundation announced that the disaster relief program, activated with ICBA-affiliated Florida Bankers Association, has over $200,000 pledged to assist...

Nov 03, 2022
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Article
Crisis Preparedness

ICBA Urges FHFA, Banking Agencies to Align Capital Rules

ICBA today called on the Federal Housing Finance Agency and the federal banking regulators to align their capital rules to avoid penalizing community banks for supporting local communities during...

Nov 01, 2022
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Article
Mortgage Lending U.S. Department of Housing and Urban Development (FHA/HUD) Housing Finance/GSEs

Fed official answering FedNow questions at webinar today

ICBA Bancard today is hosting a webinar to answer community banker questions about the mid-2023 launch of the FedNow instant payments service.

Nov 01, 2022
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Article
Payments Instant Payments

CFPB kicks off personal financial data rights rulemaking

The CFPB issued a discussion guide which outlined options to strengthen consumers’ access to, and control over, their financial data as a first step before issuing a proposed data rights rule that...

Oct 28, 2022
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Article
Compliance

Court rules CFPB funding structure unconstitutional

A federal appeals court ruled that the Consumer Financial Protection Bureau's funding method is unconstitutional.

Oct 21, 2022
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Article
Compliance

ICBA Strongly Opposes FDIC Vote on Assessment Rates

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s FDIC board vote approving an ICBA-opposed proposal to dramatically...

Oct 18, 2022
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Article
Deposit Insurance Deposit Insurance

FDIC minority bank subcommittee meeting tomorrow

The FDIC Advisory Committee on Community Banking’s Minority Depository Institutions Subcommittee will convene at 1 p.m. (Eastern time) tomorrow, Oct. 25.

Oct 24, 2022
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Article
Minority Owned Depository Institutions (MDI)

ICBA pushback on FHFA capital standards rules makes headlines

ICBA’s joint letter urging the Federal Housing Finance Agency to align its capital standards with federal banking agencies was covered in PoliticoPro, American Banker, and Housing Wire.

Oct 24, 2022
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Article
Capital Federal Housing Finance Agency

CFPB directs credit bureaus to screen for nonsensical data in credit reports

The Consumer Financial Protection Bureau issued guidance directing consumer reporting companies to take necessary steps to detect and remove conflicting or nonsensical “junk data” from consumer...

Oct 21, 2022
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Article
Compliance

FDIC board meeting tomorrow on assessments, supervisory appeals

The FDIC scheduled a board meeting for tomorrow to vote on its ICBA-opposed proposals to dramatically increase deposit insurance assessments and to eliminate its Office of Supervisory Appeals.

Oct 17, 2022
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Article
Deposit Insurance Deposit Insurance

Interchange measure cut from defense bill, but threat remains

While a must-pass defense bill excludes ICBA-opposed legislation that would create new credit card routing mandates, ICBA continues urging community bankers to speak out against the proposed Durbin...

Oct 17, 2022
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Article
Interchange

ICBA Foundation continues seeking Hurricane Ian donations

The new ICBA Foundation Disaster Relief Program has raised more than $25,000 in its first 48 hours to help community bank employees affected by Hurricane Ian—but more donations are needed...

Oct 14, 2022
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Article
Community Bank Awareness Crisis Preparedness

ICBA, Affiliated State Associations Urge FHFA to Align Capital Rules with Banking Agencies

ICBA and its affiliated state associations along with other banking organizations today called on the FHFA to align its capital rules with those of the federal banking agencies to avoid penalizing...

Oct 18, 2022
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Article

Fed’s Waller ‘highly skeptical’ of U.S. CBDC

Federal Reserve Governor Christopher Waller laid out his opposition to a U.S. central bank digital currency, saying he is “highly skeptical” of the need for a digital dollar.

Oct 17, 2022
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Article
Digital Assets

Defense bill leaves out interchange measure, but ICBA campaign continues

The Senate version of a must-pass defense bill introduced this week excludes ICBA-opposed legislation that would create new credit card routing mandates, though the threat of the Durbin Amendment...

Oct 14, 2022
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Article
Interchange Lending Payments

CFPB finds high fees on college-endorsed banking products

The Consumer Financial Protection Bureau published a report raising questions about whether some marketing deals between colleges and financial institutions comply with Department of Education rules.

Oct 14, 2022
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Article
Compliance

ICBA, state groups urge opposition to Durbin Amendment expansion

ICBA and 44 state community banking associations called on Congress to oppose legislation that would create new credit card routing mandates that expand on Durbin Amendment interchange restrictions.

Oct 12, 2022
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Article
Credit Cards Payments

Edward Jones withdraws ILC application

The Edward Jones Investments parent company said it withdrew plans to establish the Edward Jones Bank ILC following recent conversations with the FDIC and Utah Department of Financial Institutions.

Oct 12, 2022
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Article
Lending

Hsu: Agencies targeting crypto risks, interconnectedness

Acting Comptroller of the Currency Michael Hsu warned of risks posed by crypto-assets and laid out some of his priorities for bringing them within the regulatory perimeter.

Oct 12, 2022
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Article
Digital Assets Technology

Digital Payments – New Conveniences, New Opportunities for Fraudsters

Though consumers have embraced ACH and wire transfers as essential ways to pay and move money, digital tools and other digital convenience offerings have increasingly become popular payment methods...

Oct 11, 2022
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Article
Payments

ICBA Offers Tips to Help Consumers Protect Financial Data During Cybersecurity Awareness Month

In recognition of Cybersecurity Awareness Month, the Independent Community Bankers of America and the nation’s community banks are reminding consumers of steps to help safeguard their sensitive...

Oct 05, 2022
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Article
Cybersecurity

ICBA Brings Successful ThinkTECH Accelerator Innovation Program In-house

The Independent Community Bankers of America (ICBA) today announced plans to bring its award-winning, community banker-led ThinkTECH Accelerator program in-house with a new, dedicated office based...

Sep 27, 2022
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Article
Technology

ICBA offers hurricane resources as Ian approaches

ICBA updated its Hurricane Preparedness resource center with the latest on Hurricane Ian. With Ian on pace to make landfall with the west coast of Florida early Friday, the page offers community...

Sep 27, 2022
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Article
Crisis Preparedness

ICBA Announces Member Relations Team Executive Promotions

The Independent Community Bankers of America today announced promotions for William Pusey, who was named executive vice president, member relations, and Leah Edwards who was promoted to vice...

Oct 07, 2022
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Article
Community Bank Awareness

Former Uber exec convicted for not disclosing breach

Uber’s former chief security officer was convicted of failing to disclose a 2016 data breach in the first criminal prosecution of an executive related to the handling of a breach.

Oct 07, 2022
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Article
Data Breach Cybersecurity

ICBA proposes needed changes to CRE guidance update

ICBA issued a comment letter expressing support for an agency effort to provide clearer guidance on prudent commercial real estate loan accommodations and workouts while suggesting improvements to...

Oct 07, 2022
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Article
Commercial Lending

Grassroots key amid interchange amendment push

With lawmakers working to include ICBA-opposed credit card legislation in a must-pass defense bill, ICBA is urging community bankers to continue the grassroots campaign against the interchange...

Oct 07, 2022
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Article
Credit Cards Interchange

Financial Services Trades to Congress: NDAA Shouldn’t Be a Payday for Retailers

Leading financial services trade associations sent a letter to U.S. House and Senate leadership warning them against attaching the so-called Credit Card Credit Card Competition Act of 2022 to the...

Oct 06, 2022
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Article

ICBA Statement on Recent Report on Zelle Fraud

Independent Community Bankers of America President and CEO Rebeca Romero Rainey issued the following statement on a recent report from Sen. Elizabeth Warren (D-Mass.) on Zelle.

Oct 04, 2022
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Article
Cybersecurity Fraud

Grassroots critical as lawmakers seek to advance interchange bill

With Sens. Richard Durbin (D-Ill.) and Roger Marshall (R-Kan.) working to include their ICBA-opposed credit card legislation in a defense bill, ICBA is urging community bankers to continue the...

Oct 04, 2022
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Article
Interchange

ICBA seeking Digital Assets Task Force nominations

ICBA is seeking submissions from volunteers to serve on a new Digital Assets Task Force to examine and deliberate issues related to central bank digital currency and digital assets, such as...

Oct 04, 2022
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Article
Digital Assets Technology