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ICBA urges CBDC opposition at House hearing

ICBA reiterated to Congress its opposition to the creation of a U.S. central bank digital currency.

Sep 15, 2023
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Article
Digital Assets

Romero Rainey: ICBA campaigns targeting credit union policies

With credit union executives in Washington this week for advocacy meetings, ICBA launched several campaigns to raise questions about credit union policies among lawmakers, ICBA President and CEO...

Sep 15, 2023
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Article
Credit Unions

Senator renews push to advance ICBA-opposed credit card routing bill

ICBA is calling on community bankers to voice strong opposition to renewed efforts by Sen. Roger Marshall (R-Kan.) to force Senate consideration of legislation to advance credit card routing...

Sep 15, 2023
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Article
Payments

ICBA grassroots campaigns continue with Congress back in Washington

With Congress back in Washington following the August recess, ICBA continues its grassroots campaigns on key advocacy issues.

Sep 13, 2023
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Article
Compliance

SEC’s Gensler to Congress: Securities laws apply to crypto industry

Securities and Exchange Commission Chair Gary Gensler told Congress that most crypto tokens and intermediaries are subject to U.S. securities laws despite the industry’s “wide-ranging noncompliance.”

Sep 13, 2023
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Article
Cybersecurity

Judge vacates ICBA-opposed CFPB exam manual update

A federal judge vacated last year’s ICBA-opposed Consumer Financial Protection Bureau actions expanding the bureau’s authority to examine banks for discrimination.

Sep 13, 2023
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Article
Compliance

FHFA plans stakeholder forums on new credit score models

The Federal Housing Finance Agency said it will hold stakeholder forums and listening sessions in the coming weeks on its plans to transition Fannie Mae and Freddie Mac to new credit score models.

Sep 13, 2023
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Article
Compliance Federal Housing Finance Agency

ICBA Statement on Swearing-in of Federal Reserve Board Members

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s swearing-in of members of the Federal Reserve Board.

Sep 14, 2023
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Article
Federal Reserve Agencies/Regulators 

FS-ISAC spotlights MinIO threat targeting corporate networks

The Financial Services Information Sharing and Analysis Center’s latest weekly risk summary covers an unknown threat actor exploiting vulnerabilities in the MinIO Object Storage system to remotely...

Sep 13, 2023
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Article
Cybersecurity

Rakuten credit union application confirmed following ICBA outreach

The National Credit Union Administration reportedly confirmed that Rakuten Inc. has applied for a federal credit union charter after ICBA asked the agency for confirmation.

Sep 11, 2023
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Article
Credit Unions

Barr: Fed program on novel activities will continue to grow

The Federal Reserve’s new program to supervise novel, technology-driven activities in the banks it oversees will continue to grow as new technologies emerge, Fed Vice Chair for Supervision Michael...

Sep 11, 2023
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Article
Technology

ICBA rejects Kevin O’Leary’s inaccurate message on bank lending

ICBA President and CEO Rebeca Romero Rainey pushed back against erroneous claims from television personality Kevin O'Leary that banks are not lending to small businesses in the current economic...

Sep 08, 2023
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Article
Lending

ICBA community bankers discuss navigating challenges in new video

ICBA leadership community bankers discussed the vital role of community banks in a video discussion with the Travillian executive search and talent advisory firm.

Sep 11, 2023
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Article
Community Bank Awareness

Chopra: CFPB’s 1033 proposal coming next month

The Consumer Financial Protection Bureau next month will propose standards for sharing consumer financial data, CFPB Director Rohit Chopra said.

Sep 08, 2023
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Article
Compliance

Community bank net income rises 3.4% in Q2

Community banks reported a 3.4% second-quarter increase in net income from the previous quarter and a 0.7% increase from the same period a year ago, according to the FDIC’s latest Quarterly Banking...

Sep 08, 2023
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Article
Community Bank Awareness

FDIC launching new site for consumer compliance, CRA exam activities

The FDIC said it will launch a new Banker Engagement Site through FDICconnect this month for examination-related activities.

Sep 06, 2023
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Article
Compliance

ICBA conducting Marketing and Communications Toolkit survey

ICBA is conducting a survey to learn how member community bankers use its "Tell Your Story" Marketing and Communications Toolkit to help elevate and distinguish community banking in the hearts and...

Sep 06, 2023
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Article
Marketing

ICBA Honors 2023 National Community Bank Service Award Recipients

ICBA today announced the winners of its 2023 National Community Bank Service Awards in recognition of the creative and exemplary efforts of the nation’s community banks to help their local...

Sep 06, 2023
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Article

ICBA Seeks Information from Federal Credit Union Agency on Rakuten Charter Application

ICBA today asked the National Credit Union Administration to provide information on whether Rakuten Inc. has applied for a federal credit union charter or for insurance under the agency’s Share...

Sep 06, 2023
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Article
Credit Unions

New tool ensures advertising regulatory compliance

The Check Your Ad Program, a new tool from Community Banker University, takes the guesswork out of advertising regulatory compliance.

Sep 06, 2023
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Article
Compliance

ICBA Foundation continues raising funds for Maui wildfire relief

The ICBA Foundation Disaster Relief Program continues requesting tax-deductible donations to assist community banks and employees affected by a recent series of deadly wildfires on the Hawaiian...

Sep 05, 2023
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Article
Crisis Preparedness

Agencies address supervisory practices for institutions affected by Hurricane Idalia

Federal and state financial regulators issued a joint statement saying they recognize the serious impact of Hurricane Idalia on the customers and operations of many financial institutions and will...

Sep 05, 2023
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Article
Crisis Preparedness

ICBA continues advocacy push as Congress return

With Congress back in Washington from its August recess, ICBA continues encouraging community bankers to use its grassroots alerts and customizable resources on various pressing advocacy issues.

Sep 05, 2023
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Article
Advocacy

ICBA: Five Credit Union Acquisitions of Taxpaying Community Banks in One Week Demands Congressional Action

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on recent acquisitions of taxpaying community banks by tax-exempt credit unions.

Sep 01, 2023
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Article
Credit Unions

Senators urge CFPB to grant nationwide stay of 1071 rule

Sen. John Kennedy (R-La.) and seven other Senate Banking Committee members asked the Consumer Financial Protection Bureau to issue a nationwide stay of its Section 1071 rule amid a pending court...

Sep 01, 2023
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Article
Compliance

ICBA Foundation continues raising funds for Maui wildfire relief

The ICBA Foundation Disaster Relief Program continues requesting tax-deductible donations to assist community banks and employees affected by a recent series of deadly wildfires on the Hawaiian...

Sep 01, 2023
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Article
Crisis Preparedness

New ICBA podcast on budgeting for innovation

The latest episode of ICBA’s “Independent Banker” podcast spotlights how to budget for innovation and find the right fintech partners.

Sep 01, 2023
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Article
Fintech Innovation

ICBA Commends FDIC for Proposing New Debt Requirements for Large Banks

The Independent Community Bankers of America (ICBA) today commended the Federal Deposit Insurance Corp. board of directors for proposing debt requirements for banks over $100 billion in assets.

Aug 29, 2023
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Article
Deposit Insurance

ICBA urges agencies to ensure access to automated real estate valuation models

ICBA called on federal regulators to avoid disincentivizing the use of automated valuation models, or AVMs, which mortgage lenders use to value real estate collateral.

Aug 23, 2023
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Article
Commercial Lending Compliance Housing Finance/GSEs

New agency fact sheet details quantum computer threat

The Cybersecurity and Infrastructure Security Agency and other agencies issued a fact sheet on the capabilities of quantum computers, which pose new security threats to existing information systems.

Aug 23, 2023
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Article
Cybersecurity

ICBA Foundation activates to raise funds for Maui wildfire relief

The ICBA Foundation Disaster Relief Program is requesting tax-deductible donations to assist community banks and employees affected by a recent series of deadly wildfires on the Hawaiian island of...

Aug 21, 2023
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Article
Advocacy

FDIC amends Equal Housing Lender posters

The FDIC said it recently amended details of its Equal Housing Lender posters, which FDIC-supervised institutions are required by the Fair Housing Act to maintain in branches.

Sep 01, 2023
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Article
Compliance

Amid series of credit union acquisitions, ICBA continues pressing Congress to act

Following several credit union acquisitions of community banks this week, ICBA repeated its call for Congress to investigate these taxpayer-subsidized deals.

Sep 01, 2023
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Article
Credit Unions

ICBA offers custom 1071 resources

With Congress returning to Washington next week, ICBA continues encouraging community bankers to use its customizable resources to educate and engage their customers on the Consumer Financial...

Aug 30, 2023
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Article
Compliance

CFPB reiterates plan to propose rules on data brokers

The Consumer Financial Protection Bureau reiterated its plan to propose new rules to prevent the misuse and abuse of consumer information collected by credit reporting companies and other data...

Aug 30, 2023
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Article
Compliance

ICBA Provides Tips for Consumers Ahead of National Preparedness Month in September

In light of Hurricane Idalia and in observance of National Preparedness Month in September, ICBA and the nation's community banks are reminding consumers to take measures that can help speed up...

Aug 29, 2023
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Article
Crisis Preparedness

Swift says its cross-border payments already meet G20 target

The Swift financial transactions and payments network said 89% of cross-border payments are processed over its network in less than an hour, placing its transaction speed ahead of the G20’s...

Aug 23, 2023
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Article
Payments

ICBA National Campaign Toolkit offers FAQs

The ICBA National Campaign Toolkit features numerous assets for community banks and state partners, including frequently asked questions on the campaign.

Aug 21, 2023
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Article
Community Bank Awareness

Court grants ICBA’s request to intervene in suit against CFPB

The U.S. District Court for the Southern District of Texas granted a request by ICBA, the Independent Bankers Association of Texas (IBAT), and Texas First Bank to intervene in the TBA v. CFPB case...

Aug 16, 2023
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Article
Compliance

ICBA Community surpasses 1,200 members

ICBA Community continues to expand with more than 1,200 members and hundreds of conversations on a range of issues poised to shape the future of the community banking industry.

Aug 16, 2023
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Article