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ICBA urging grassroots outreach on credit card routing bill

ICBA is calling on community bankers to urge their members of Congress to oppose legislation to impose routing mandates on credit card transactions.

Jun 27, 2023
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Article
Credit Cards Payments

CFPB issues FAQs on 1071 rule

The Consumer Financial Protection Bureau issued frequently asked questions on its Section 1071 small-business data collection and reporting rule. The FAQs cover which financial institutions,...

Jun 30, 2023
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Article
Compliance

ICBA Commends Fed’s Bowman for Remarks on Pending Regulatory Capital Reforms

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on Federal Reserve Governor Michelle Bowman’s recent remarks on responsive and...

Jun 28, 2023
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Article
Regulatory Relief

ICBA backs FTC inquiry on cloud computing providers

ICBA said it supports the Federal Trade Commission’s interest in the role and business practices of cloud service providers, or CSPs.

Jun 27, 2023
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Article
Cybersecurity

CFPB accepting Community Bank Advisory Council applications

The Consumer Financial Protection Bureau said it will be accepting applications for membership on the Community Bank Advisory Council and other advisory committees between July 3 and July 16.

Jun 27, 2023
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Article
Compliance

Agencies issue 2023 list of CRA geographies

Federal banking regulators issued the 2023 list of distressed or underserved nonmetropolitan middle-income geographies.

Jun 27, 2023
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Article
Compliance

Next ICBA ThinkTECH Accelerator application period underway

ICBA is accepting applications for the second ICBA ThinkTECH Accelerator program of 2023 through Thursday, July 15.

Jun 23, 2023
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Article

CFPB webinar next week on 1071 rule

The Consumer Financial Protection Bureau is hosting a webinar next week on its 1071 rule on small-business lending.

Jun 23, 2023
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Article
Compliance

Powell shares personal community banking story in testimony on industry’s importance

Federal Reserve Chairman Jerome Powell pledged to Congress that the Fed would consider the impact on community banks of any new regulatory initiatives.

Jun 23, 2023
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Article
Community Bank Awareness

ICBA, groups raise concerns with new FHFA credit score models

ICBA and other groups raised concerns about a Federal Housing Finance Agency plan for transitioning Fannie Mae and Freddie Mac to new credit score models

Jun 23, 2023
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Article
Secondary Mortgage Market Secondary Mortgage Market

ICBA Services Network Announces Appointments to its Community Banker-led Board of Directors

ICBA Services Network, the business-services subsidiary of the Independent Community Bankers of America (ICBA), today announced the election of three community bankers to its board of directors.

Jun 22, 2023
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Article

ICBA Bancard Names New Mexico Community Banker as Chairman While Michigan Community Banker Joins Board

ICBA Bancard announced the election of Ruth Christopher, board member for Citizens Bank of Las Cruces, N.M., and secretary of its holding company, Amador Bancshares Inc., as chairman of the ICBA...

Jun 21, 2023
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Article

Fed publishes master account database

The Federal Reserve Board published a database of financial institutions with access to, or requests to access, Federal Reserve Bank master accounts and services.

Jun 20, 2023
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Article
Federal Reserve

Senate committee taking up bank executive clawback bill tomorrow

The Senate Banking Committee tomorrow is scheduled to take up legislation that would expand existing regulatory authority to claw back compensation from the executives of certain failed banks.

Jun 20, 2023
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Article
Regulatory Relief

Fed nominees, Powell appearing at committees this week

In addition to the Senate Banking Committee markup, there are several key committee hearings this week.

Jun 20, 2023
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Article
Congressional Matters

FDIC revises guidance on re-presentment fees following ICBA outreach

The FDIC updated its supervisory guidance on multiple re-presentment nonsufficient funds fees to clarify that it will not ask institutions to conduct a lookback review absent a likelihood of...

Jun 20, 2023
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Article
Compliance Payments

Join ICBA’s ThinkTECH Accelerator Showcase June 28 & 29

The Independent Community Bankers of America (ICBA) will host a two-day ICBA ThinkTECH Accelerator event featuring cohort graduates, where they will showcase their community bank offerings...

Jun 16, 2023
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Article

CFPB says it’s working to streamline mortgage-servicing rules

The Consumer Financial Protection Bureau said it will use stakeholder input to propose ways to simplify and streamline mortgage servicing rules.

Jun 16, 2023
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Article
Compliance

FDIC issues new cease-and-desist letters on deposit insurance claims

The FDIC issued a new series of letters demanding four nonbank entities cease making false or misleading representations about deposit insurance.

Jun 16, 2023
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Article
Deposit Insurance

Grassroots continues on 1071, rural lending efforts

ICBA continues calling on community bankers to use its Be Heard grassroots resource center to urge their members of Congress to support resolutions and policies that affect community bankers across...

Jun 16, 2023
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Article
Agriculture Compliance Rural Development

ICBA and Senior Housing Crime Prevention Foundation Share Tips to Help Prevent Elder Financial Abuse

The Independent Community Bankers of America (ICBA) and its affiliate, the Senior Housing Crime Prevention Foundation (SHCPF), are providing tips for preventing elder financial abuse in recognition...

Jun 15, 2023
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Article
Elder Financial Abuse

Pro-Russia hackers planning attacks on financial targets: alert

Pro-Russia hackers are planning to conduct cyberattacks against Western financial targets, including Swift and the Federal Reserve, according to an alert from the U.S. government.

Jun 16, 2023
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Article
Cybersecurity

Lawmakers press Chopra on 1071 rule in House hearing

Members of Congress continued to press Consumer Financial Protection Bureau Director Rohit Chopra on the bureau’s ICBA-opposed Section 1071 data-collection rule during a second day of hearings on...

Jun 15, 2023
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Article
Compliance

ICBA supports SEC proposal to include more crypto firms in ‘exchange’ definition

ICBA expressed support for a Securities and Exchange Commission proposal confirming that crypto exchanges must follow the same rules of the road as other entities that trade securities.

Jun 15, 2023
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Article
Digital Assets

OCC: Banks should be ‘on balls of their feet’ in monitoring risk

While the overall strength of the federal banking system is sound, banks should be “on the balls of their feet” regarding risk management, the OCC said in its latest Semiannual Risk Perspective.

Jun 15, 2023
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Article
Risk

Chopra: CFPB to solicit 1033 comments in coming months

The Consumer Financial Protection Bureau expects to seek comments on its pending rulemaking to establish standards for sharing consumer financial data in the coming months, CFPB Director Rohit...

Jun 13, 2023
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Article
Compliance

ICBA, groups urge Congress to oppose credit card routing mandates

ICBA and other groups called on congressional leaders to oppose newly reintroduced legislation to impose routing mandates on credit card transactions.

Jun 12, 2023
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Article
Credit Cards Payments

ICBA seeking candidates for panel on CFPB rulemaking

ICBA is seeking community bankers interested in joining a Small Business Regulatory Enforcement Fairness Act panel to weigh in on a Consumer Financial Protection Bureau rulemaking under the Fair...

Jun 12, 2023
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Article
Compliance

ICBA seeking feedback on Nacha ACH risk management proposal

ICBA is seeking survey responses from member community bankers on the potential impact of nine Nacha proposals related to ACH risk management.

Jun 09, 2023
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Article
Risk

Agencies propose guidance on reconsiderations of value

Federal regulators requested public comment on proposed guidance addressing reconsiderations of value, or ROVs, for residential real estate transactions.

Jun 09, 2023
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Article
Compliance Housing Finance/GSEs

OCC seeking feedback on consumer trust in banking survey

The OCC today is slated to release a request for information for its first-ever survey on consumer trust in banking and bank supervision.

Jun 09, 2023
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Article
Compliance

CISA, FBI issue advisory on MOVEit Transfer vulnerability

The Cybersecurity and Infrastructure Security Agency and FBI published a joint cybersecurity advisory with technical information on the CL0P ransomware gang, also known as TA505.

Jun 08, 2023
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Article
Cybersecurity

ICBA Strongly Opposes Anti-Consumer Credit Card Bill

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s introduction of legislation to impose routing restrictions on credit...

Jun 07, 2023
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Article
Payments

ICBA continues 1071 grassroots campaign

ICBA calls on community bankers to urge Congress to support a House resolution to nullify the Consumer Financial Protection Bureau’s Section 1071 rule to establish data collection and reporting...

Jun 05, 2023
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Article
Compliance

OCC seeking feedback on consumer trust in banking survey

The OCC released a request for information for its first-ever survey on consumer trust in banking and bank supervision.

Jun 12, 2023
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Article
Compliance

ICBA Offers Tips to Help Simplify the Homebuying Process

In recognition of National Homeownership Month in June, ICBA is encouraging current and prospective homeowners to consult their trusted local community banker about how to make the homebuying...

Jun 09, 2023
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Article
Mortgage Lending

CFPB extends deadline for feedback on data brokers

The Consumer Financial Protection Bureau extended the comment deadline on its request for information on data brokers, such as credit reporting companies and background screening firms, and how the...

Jun 09, 2023
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

ICBA strongly opposes bill to impose credit card routing mandates

ICBA expressed its strong opposition to newly reintroduced legislation to impose routing mandates on credit card transactions.

Jun 08, 2023
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Article
Credit Cards

ICBA commends Fed’s Bowman on guidance recommendations

ICBA commended Federal Reserve Governor Michelle Bowman for her recommendations to improve newly released interagency guidance on third-party risk management.

Jun 08, 2023
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Article
Payments Fintech Regulation

ICBA urging grassroots messages supporting rural lending tax relief bill

ICBA is calling on community bankers to urge their members of Congress to co-sponsor legislation to exempt from taxation the interest income on farm real estate and rural mortgage loans.

Jun 08, 2023
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Article
Agriculture Taxes & Budget Rural Development