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ICBA Statement on SEC Final Rule on Climate Disclosures

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey released the following statement on today’s Securities and Exchange Commission final rule requiring public...

Mar 06, 2024
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Article
Security

Tether stablecoin—a destination for scammed funds—tops $100B

The unregulated Tether stablecoin reached $100 billion in circulation this week amid rising demand for cryptocurrencies, Reuters reported.

Mar 06, 2024
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Article
Digital Assets

ICBA Statement on White House Comments on Overdraft, Credit Card Services

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey released the following statement on today’s White House comments on overdraft and credit card services ahead...

Mar 07, 2024
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Article
Overdraft Services

WSJ: Better rates, face time sending consumers to community banks

A growing number of bank customers are moving their money from large institutions to community banks, according to a new Wall Street Journal report.

Mar 06, 2024
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Article

Independent Banker introduces incoming ICBA chairman Lucas White

The March issue of ICBA Independent Banker magazine profiles incoming ICBA Chairman Lucas White.

Mar 05, 2024
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Article
Bank Director/Board Member

ICBA quarterly advocacy briefing this week

ICBA this week is hosting its first-quarter update on regulations and congressional events from inside the Capital Beltway.

Mar 05, 2024
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Article

Consumers lose protections with credit union-bank acquisitions: NCUA official

Consumers receive fewer financial protections from tax-exempt credit unions than they do from tax-paying banks and lose protections when credit unions acquire banks, according to a top National...

Mar 05, 2024
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Article
Credit Unions

ICBA poll shows Americans support changing credit union policies

With credit union representatives meeting with members of Congress in Washington this week, ICBA today is releasing new polling data showing Americans support reforms to policies that arbitrarily...

Mar 04, 2024
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Article
Credit Unions

Regulators meeting this week at Community Reinvestment Conference

Regulators meeting this week at Community Reinvestment Conference.

Mar 04, 2024
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Article
Agencies/Regulators 

Poll: Americans Support Changing Policies Favoring Tax-Exempt Credit Unions

The Independent Community Bankers of America (ICBA) today released new polling data showing Americans support reforms to policies that arbitrarily favor credit unions.

Mar 01, 2024
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Article
Credit Unions

ICBA urging opposition to Florida credit union bill

ICBA is encouraging Florida community bankers to respond to the Florida Bankers Association’s request for phone calls opposing state legislation to expand the powers of tax-exempt credit unions.

Feb 29, 2024
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Article
Credit Unions

Fed’s Bowman: CRA rule would constrain community banks

The Community Reinvestment Act final rule issued last fall is unnecessarily complex and would impose disproportionate regulatory burdens on community banks, Federal Reserve Governor Michelle Bowman...

Feb 28, 2024
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Article
Community Reinvestment Act (CRA)

FHFA changes timeline for new credit score models

The Federal Housing Finance Agency announced updates to the implementation of new credit score requirements for single-family loans acquired by Fannie Mae and Freddie Mac.

Mar 01, 2024
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Article
Compliance Federal Housing Finance Agency

‘Pig butchering’ scams have nabbed $75B: study

A new academic paper found “pig butchering” scams—in which victims invest increasing sums in supposedly legitimate virtual currency enterprises before being conned out of their...

Mar 01, 2024
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Article
Digital Assets

Global group warns of crypto intermediary, stablecoin risks

The head of the Financial Stability Board warned of the risks posed by multifunction crypto intermediaries and stablecoins.

Mar 01, 2024
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Article
Digital Assets

Independent Banker magazine, podcast honored

ICBA’s Independent Banker magazine took home top honors in its category for this year’s Association Trends 2024 TRENDY Awards, while the Independent Banker podcast also received recognition in the...

Feb 29, 2024
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Article

Navy Federal fallout continues on Capitol Hill

The fallout of reports on discriminatory lending at Navy Federal Credit Union continued Wednesday with new congressional leaders seeking an inquiry.

Feb 29, 2024
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Article
Credit Unions

ICBA Independent Banker Named Best Monthly Magazine by Association Trends

ICBA Independent Banker magazine took home top honors in its category for this year’s Association Trends 2024 TRENDY Awards, while the Independent Banker podcast also received recognition in the...

Feb 28, 2024
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Article

Barr: Fed monitoring large banks’ hedge fund risks

Large banks should be doing more to account for the counterparty risks posed by hedge funds and other nonbanks, Federal Reserve Vice Chair for Supervision Michael Barr said.

Feb 28, 2024
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Article

Bill to bar U.S. CBDC introduced in Senate

ICBA-advocated legislation that would restrict the ability of the federal government to introduce a U.S. central bank digital currency was introduced in the Senate after passing the House Financial...

Feb 27, 2024
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Article
Federal Reserve

Global AML watchdog warns of lagging crypto standards

The Financial Action Task Force—a global anti-money-laundering watchdog—said many countries have not implemented its recommended standards on virtual assets, allowing criminals to...

Feb 26, 2024
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Article
Compliance Digital Assets

Hsu: Crypto industry slowing progress on supervision

Crypto industry resistance and jurisdictions competing for crypto business have held up progress on consolidated supervision of cryptoassets, Acting Comptroller of the Currency Michael Hsu said.

Feb 23, 2024
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Article
Digital Assets

ICBA urging outreach on new farm bill

ICBA is urging community bankers to call and write their members of Congress on the pending farm bill.

Feb 28, 2024
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Article
Farm Bill

Grassroots Alert: Time to weigh in on new farm bill

ICBA is urging community bankers to both call and write their members of Congress today on the pending farm bill using ICBA’s newest grassroots advocacy materials.

Feb 27, 2024
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Article
Grassroots/Be Heard

Novel bank denied Fed master account

A novel financial institution that would pass deposits directly into a Federal Reserve master account announced it was denied access to a Fed master account.

Feb 27, 2024
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Article
Federal Reserve

ICBA urges agencies to ensure reg review provides substantive relief

ICBA called on federal banking regulators to ensure their latest regulatory review under the Economic Growth and Regulatory Paperwork Reduction Act provides substantive regulatory relief for...

Feb 23, 2024
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Article
Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRPRA s.2155)

ICBA to Agencies: Latest Regulatory Review Should Provide Substantive Relief to Community Banks

ICBA today called on federal banking regulators to ensure their latest regulatory review under the EGRPRA provides substantive regulatory relief for community banks, which previous reviews under...

Feb 22, 2024
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Article
Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRPRA s.2155)

Bowman: Regulators should not dictate bank strategy

The role of the Federal Reserve and other regulators in overseeing banks is not to make credit allocation decisions, but to ensure institutions manage their material risks, Fed Governor Michelle...

Feb 22, 2024
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Article
Federal Reserve

Jefferson: Fed must prep for economic shocks

Federal Reserve Vice Chair Philip Jefferson said policymakers should remain “vigilant and nimble” on monetary policy in case of adverse shocks to the economy.

Feb 23, 2024
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Article
Federal Reserve

2024 Bank Director Forum series begins April 4

Registration is open for ICBA’s Bank Directors Forums—exclusive sessions tailored for busy directors.

Feb 22, 2024
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Article

ICBA Announces New ThinkTECH Accelerator Sponsors to Support Innovation in Community Banking

The Independent Community Bankers of America® (ICBA) announced three-year agreements with Fiserv, TrueNorth, Wipfli, and Ncontracts to sponsor ICBA’s acclaimed ThinkTECH Accelerator and other...

Feb 21, 2024
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Article

Blog post highlights ICBA innovation milestones

ICBA’s Charles Potts highlighted several recent innovation milestones, including the opening of its Center for Innovation, which coincided with ThinkTECH Regulator Day on Feb. 15, and its inaugural...

Feb 20, 2024
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Article

CFTC panel to meet on crypto taxonomy

The Commodity Futures Trading Commission said its Global Markets Advisory Committee will meet next month on digital assets and other issues.

Feb 22, 2024
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Article
Digital Assets

Fed researchers say CBDC wouldn’t disrupt U.S. dollar’s role

Federal Reserve researchers said a U.S. central bank digital currency would likely have only a marginal impact on the international role of the U.S. dollar and the role of U.S. payment systems in...

Feb 21, 2024
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Article
Federal Reserve

Agencies disrupt LockBit ransomware group

The U.S. and U.K. governments said they have successfully disrupted LockBit, one of the world’s most active ransomware groups.

Feb 21, 2024
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Article
Cybersecurity

Barr: Larger banks face increased scrutiny in the wake of SVB

Federal Reserve Vice Chair for Supervision Michael Barr said Friday that bank supervisors are increasing scrutiny for larger banks in the wake of Silicon Valley Bank’s failure due in part to large...

Feb 20, 2024
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Article

ICBA continues grassroots push on several bills

While Congress is out for the Presidents’ Day recess, ICBA continues calling on community bankers to use its Be Heard grassroots action center to urge lawmakers to support several pro-community...

Feb 20, 2024
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Article
Grassroots/Be Heard

ICBA Celebrates Success of Regulator and Core Days in Advancing Community Banking Innovation

The Independent Community Bankers of America® (ICBA) recently celebrated the successful conclusion of two important events during its current ThinkTECH Accelerator cohort (AP6), Regulator Day and...

Feb 16, 2024
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Article
Payments

Durbin announces hearing on credit card routing bill

With Senate Judiciary Committee Chair Dick Durbin (D-Ill.) announcing a hearing on ICBA-opposed legislation to impose credit card routing restrictions, ICBA is calling on community bankers to urge...

Feb 14, 2024
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Article
Compliance Interchange

Waller discounts crypto, Chinese threats to dollar dominance

Federal Reserve Governor Christopher Waller said he does not expect the U.S. dollar to lose its status as the world's reserve currency due to challenges from cryptocurrencies and the Chinese renminbi.

Feb 16, 2024
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Article
Digital Assets