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Fed's Financial Stability Report highlights key risks

Persistent inflation and tighter monetary policy are the primary risks to the U.S. financial system, according to the Federal Reserve’s semiannual Financial Stability Report.

Apr 22, 2024
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Article

FHFA seeks comment on proposed GSE offerings

The Federal Housing Finance Agency is seeking feedback on proposed new product offerings from Freddie Mac.

Apr 19, 2024
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Article
Federal Housing Finance Agency

House Financial Services Committee passes resolutions nullifying climate disclosure and credit card late fee rules

The House Financial Services Committee advanced two ICBA-supported Congressional Review Act resolutions, to the full House for consideration. H.J. Res. 127 and H.J. Res. 122, both passed by a 28-22...

Apr 18, 2024
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Article
Congressional Matters

ICBA meets with Fed Governor Bowman on Reg II debit card rule

ICBA’s Anne Balcer met yesterday with Federal Reserve Governor Michelle Bowman on the agency’s proposal to lower debit card interchange fees.

Apr 19, 2024
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Article

ICBA whitepaper explores trends in fair lending and redlining practices

A new ICBA whitepaper provides an in-depth look at current trends in fair lending and the scrutiny of redlining practices.

Apr 19, 2024
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Article
Compliance Lending

New Fraud and Compliance subgroups on ICBA Community

ICBA launched a new fraud subgroup and a new compliance subgroup on its ICBA Community online platform.

Apr 18, 2024
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Article

Today: ThinkTECH Alumni Showcase

ICBA is hosting a webinar featuring demonstrations of the latest solutions from several ThinkTECH Accelerator alumni.

Apr 18, 2024
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Article

ICBA expresses support for resolution markup

ICBA wrote to House leadership expressing support for the markup of two Congressional Review Act resolutions: H.J. Res. 122 and H.J. Res. 127.

Apr 17, 2024
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Article
Congressional Matters

ICBA Promotes Financial Empowerment Through Financial Knowledge

In recognition of Financial Literacy Month in April, ICBA and the nation's community banks are encouraging Americans to employ fiscally responsible habits and equip themselves with essential...

Apr 15, 2024
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Article
Community Bank Awareness

ICBA continues urging calls on farm bill

ICBA continues urging community bankers to call their members of Congress on the pending farm bill.

Apr 15, 2024
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Article
Agriculture Farm Bill

‘Pig butchering’ demands a policy response: ICBA blog

With “pig butchering” scams depending on cryptocurrencies to defraud victims and launder the proceeds, policymakers must strengthen protections against the crypto sector, according to a new ICBA...

Apr 17, 2024
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Article
Digital Assets

Capital Summit registration deadline next week

With the deadline to sign up for the 2024 ICBA Capital Summit arriving next week, registrations are trending toward record-level attendance for the industry’s premier advocacy event.

Apr 17, 2024
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Article

Global securities group planning next steps on crypto rules

The International Organization of Securities Commissions said it plans to build on its proposals on crypto markets and decentralized finance in the coming year.

Apr 15, 2024
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Article
Digital Assets

Deadline approaching for Capital Summit registration

With the deadline to sign up for the 2024 ICBA Capital Summit arriving next week, registrations are trending toward record-level attendance for the industry’s premier advocacy event.

Apr 15, 2024
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Article

Treasury repeats call for new authorities to target crypto crime

The Treasury Department reiterated its calls for Congress to grant the department additional tools to address illicit actors’ use of cryptocurrencies to facilitate crime.

Apr 10, 2024
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Article
Digital Assets

ICBA polling shows Americans oppose credit card routing mandates

With Congress back in Washington following a two-week district work period, ICBA released polling that shows Americans oppose legislation to create credit card routing mandates.

Apr 08, 2024
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Article
Congressional Matters Credit Cards

Challenge to credit card late fee rule introduced in Senate

An ICBA-backed resolution to nullify the Consumer Financial Protection Bureau’s final rule to cut credit card late fees was introduced in the Senate.

Apr 09, 2024
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Article
Credit Cards

ICBA Capital Summit this month

Registration is open for the 2024 ICBA Capital Summit, the industry’s premier advocacy event slated for April 28-May 1 in Washington, D.C.

Apr 09, 2024
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Article

Hsu suggests banks should be liable for authorized transactions

Acting Comptroller of the Currency Michael Hsu indicated he supports requiring banks to reimburse customers tricked into sending money to fraudulent accounts.

Apr 05, 2024
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Article
Fraud

Independent Banker profiles ICBA board of directors

This month’s ICBA Independent Banker magazine introduces the 2024-2025 ICBA board of directors.

Apr 04, 2024
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Article

SEC suspends ICBA-opposed climate-disclosure rule

The Securities and Exchange Commission suspended the implementation of its ICBA-opposed final rule requiring climate-related investor disclosures.

Apr 08, 2024
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Article
Security

Community Bankers to Convene for ICBA Capital Summit in the Nation’s Capital

The Independent Community Bankers of America (ICBA) will host hundreds of community bank leaders during the 2024 ICBA Capital Summit from April 28 to May 1 in Washington.

Apr 08, 2024
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Article

Polling Shows Americans Oppose Durbin-Marshall Credit Card Routing Mandates

With Congress back in Washington following a two-week district work period, new polling from the Independent Community Bankers of America (ICBA) shows Americans say legislation to create credit...

Apr 07, 2024
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Article
Credit Cards Regulatory Relief

FHFA issues progress report on FHLBank policy updates

​​​​​​​​​​​​​​​​​​The Federal Housing Finance Agency provided an update on its implementation of recommendations included in last year’s report on the Federal Home Loan Bank system.

Apr 05, 2024
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Article
Compliance Federal Housing Finance Agency

SEC official: Agency taking consistent approach to crypto

The Securities and Exchange Commission’s head of enforcement, Gurbir Grewal, defended his agency’s actions against illicitly traded cryptoassets.

Apr 04, 2024
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Article
Digital Assets

ICBA urges agencies to issue cease-and-desist orders to Navy Federal

Following Navy Federal Credit Union’s announcement that its overseas military banking program will be called “Community Bank,” ICBA urged regulators to issue cease-and-desist orders directing the...

Apr 03, 2024
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Article
Credit Unions

With Navy Federal Calling Itself a Community Bank, ICBA Urges Regulators to Issue Cease-and-Desist Orders

ICBA President and CEO Rebeca Romero Rainey issued the following statement on tax-exempt Navy Federal Credit Union labeling its program to serve overseas military installations "Community Bank,...

Apr 02, 2024
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Article
Credit Unions

ICBA Celebrates Community Banks Powering Local Communities During Community Banking Month in April

In honor of Community Banking Month in April, the Independent Community Bankers of America (ICBA) is highlighting community bank efforts to power local communities and fuel economic prosperity for...

Apr 02, 2024
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Article
Community Bank Awareness Community Bank Awareness

ICBA kicks off Community Banking Month

ICBA kicked off Community Banking Month, which every April recognizes the service and dedication of community banks to their customers and local communities.

Apr 02, 2024
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Article
Community Bank Awareness

Last week of recess for farm bill district meetings

With members of Congress back home in their districts through this week, ICBA continues urging community bankers to continue the grassroots push for a new farm bill with in-person meetings.

Apr 02, 2024
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Article
Farm Bill

Court grants ICBA-requested injunction of CRA final rule

A federal judge on Friday granted an injunction against federal banking regulators’ Community Reinvestment Act final rule, as requested by ICBA and other groups in a legal challenge.

Apr 01, 2024
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Article
Compliance Community Reinvestment Act (CRA)

Court rejects Custodia suit over Fed account denial

A federal judge largely upheld the Federal Reserve’s denial of special-purpose depository institution Custodia Bank’s application for a Fed master account.

Apr 01, 2024
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Article
Federal Reserve

ICBA Capital Summit set for this month

Registration is open for the 2024 ICBA Capital Summit, the industry’s premier advocacy event slated for later this month in the nation’s capital.

Apr 02, 2024
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Article

Trade Groups Welcome Injunction Delaying CRA Rules Implementation

ICBA and others issued a statement after the decision by the Northern District of Texas late Friday to pause implementation of the Community Reinvestment Act Final Rules.

Mar 30, 2024
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Article
Community Reinvestment Act (CRA) Community Reinvestment Act (CRA)

ICBA urging farm bill district meetings

With members of Congress back home for a district work period, ICBA is urging community bankers to continue the grassroots push for a new farm bill with in-person meetings.

Mar 29, 2024
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Article
Farm Bill

ICBA urging district meetings on farm bill

With members of Congress back home for a district work period, ICBA is urging community bankers to continue the grassroots push for a new farm bill with in-person meetings.

Mar 28, 2024
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Article
Farm Bill

Latest on crypto: terrorism sanctions, federal charges

Federal officials announced a new round of legal actions related to the use of cryptocurrencies for illicit purposes.

Mar 27, 2024
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Article
Digital Assets

ICBA to Basel Committee: Strengthen protections against crypto risk

ICBA said the Basel Committee on Banking Supervision’s framework for classifying cryptoasset exposures validates community bank misgivings about cryptocurrencies.

Mar 29, 2024
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Article
Digital Assets

CISA releases proposal on cyber reporting standards

The Cybersecurity and Infrastructure Security Agency published for public inspection its pending proposed rule that would require covered entities to report to CISA on covered cyber incidents and...

Mar 28, 2024
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Article
Cybersecurity

Payment networks, merchants announce settlement on interchange suit

Visa, Mastercard, major credit card issuers, and the merchants suing them announced a proposed settlement to end nearly two decades of litigation over credit card interchange.

Mar 27, 2024
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Article
Credit Cards