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ICBA to CISA: Exempt community banks from cyber reporting proposal

ICBA called on the Cybersecurity and Infrastructure Security Agency to exempt community banks from new cyber reporting rules.

Jul 05, 2024
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Article
Digital Assets

Basel Committee moves forward on crypto standards

The Basel Committee on Banking Supervision announced that it has reviewed the comments on its proposed crypto asset exposure disclosure and amendments to its standard on banks’ exposure to crypto...

Jul 05, 2024
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Article
Digital Assets

Best Community Banks to Work For nominations due today

Nominations for Independent Banker magazine’s 2024 Best Community Banks to Work For awards are due today. Eligible community banks must submit nominations by 11:59 p.m. (Eastern time).

Jul 05, 2024
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Article

CISA adds cyberattack vulnerability to catalog

The Cybersecurity and Infrastructure Security Agency added the Cisco NX-OS Command Injection Vulnerability to its Known Exploited Vulnerabilities Catalog.

Jul 03, 2024
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Article
Cybersecurity

Independent Banker showcases top lenders of 2024

This month’s Independent Banker magazine recognizes the top lenders of 2024, the top community bank loan producers based on 2023 FDIC data.

Jul 02, 2024
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Article

ICBA Independent Banker Recognizes Community Banks in Top Lenders List

Independent Banker magazine, the award-winning monthly publication of the Independent Community Bankers of America® (ICBA), has announced its 2024 Top Lenders.

Jul 03, 2024
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Article
Technology

ICBA: Government Underestimates Suspicious Activity Reporting Burden

The federal government underestimates the amount of time and resources community banks dedicate to reporting suspicious activity, the Independent Community Bankers of America (ICBA) told the...

Jul 02, 2024
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML)

Op-ed: Credit unions unfairly using tax breaks

Large credit unions are using the savings from their federal tax exemption to acquire taxpaying community banks at an alarming rate, Mississippi Bankers Association President and CEO Gordon Fellows...

Jul 02, 2024
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Article
Credit Unions

ICBA Services Network Appoints Ohio Community Banker as New Chairman

ICBA Services Network, the business-services subsidiary of ICBA, today announced the election of Shon Myers, chairman, president and CEO of Farmers & Merchants Bank in Miamisburg, Ohio, as chairman...

Jun 28, 2024
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Article

Fed’s Bowman cites concerns with credit union bank acquisitions

Federal Reserve Governor Michelle Bowman raised concerns with credit union acquisitions of banks, noting the tax-exempt financial firms are exempt from the Community Reinvestment Act.

Jun 28, 2024
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Article

ICBA urges senators to co-sponsor bill to close ILC loophole

ICBA urged senators to co-sponsor ICBA-advocated legislation to permanently close the industrial loan company loophole.

Jun 28, 2024
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Article
Grassroots/Be Heard

GM withdraws ILC charter application

General Motors withdrew its ICBA-opposed application for deposit insurance, suspending its bid to form an industrial loan company.

Jun 27, 2024
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Article

Sen. Stabenow: It’s time to pass a farm bill

Senate Agriculture Committee Chair Debbie Stabenow (D-Mich.) called for negotiations on the next farm bill.

Jun 27, 2024
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Article
Farm Bill

Fed’s Bowman recommends Basel III Endgame changes

Federal Reserve Governor Michelle Bowman said she sees a path forward for implementing proposed Basel III Endgame capital rules that addresses concerns with their effectiveness and efficiency.

Jun 27, 2024
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Article

New ICBA podcast on check fraud

The latest episode of ICBA’s “Independent Banker” podcast, sponsored by FIS, discusses why check fraud has become such a problem.

Jun 26, 2024
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Article

ICBA opposes Freddie Mac pilot to purchase second mortgages

ICBA announced its opposition to the Federal Housing Finance Agency’s conditional approval of Freddie Mac’s proposal to engage in a pilot program to purchase certain single-family closed-end second...

Jun 25, 2024
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Article
Federal Housing Finance Agency

Data privacy bill markup canceled

The House Energy and Commerce Committee canceled the scheduled markup of the American Privacy Rights Act following concerns about the bill.

Jun 28, 2024
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Article
Climate

Credit Analyst Institute heads to Texas

ICBA's Credit Analyst Institute, scheduled for Aug. 11-14 in Grapevine, Texas., will examine the evolving role of the credit analyst and dive into the intricacies of financial analysis, business...

Jun 26, 2024
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Article

Q2 Community Bank Briefing on Thursday

ICBA this week is hosting a complimentary community bank briefing on key congressional and regulatory developments.

Jun 25, 2024
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Article

ICBA Opposes FDIC Approval of Industrial Loan Company Application

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s Federal Deposit Insurance Corp. approval of the formation of...

Jun 21, 2024
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Article

ICBA Opposes Approval of Freddie Mac Plan to Enter Market Already Well Served by Private-Sector Community Banks

ICBA President and CEO Rebeca Romero Rainey issued the following statement on the Federal Housing Finance Agency’s conditional approval of Freddie Mac’s proposal to engage in a pilot program to...

Jun 24, 2024
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Article
Federal Housing Finance Agency

CDFI Fund extends deadlines for certification application

The Community Development Financial Institutions Fund extended the application deadlines outlining when current CDFIs must reapply for CDFI certification using the revised version of the application.

Jun 24, 2024
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Article
Community Development Financial Institution (CDFI)

Fed issues ICBA-requested extension on Fedwire comment period

The Federal Reserve extended until Sept. 6 the comment period on its proposal to expand Fedwire Funds Service and National Settlement Services operating hours. Comments on the proposal were...

Jun 24, 2024
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Article

ICBA urges unified, streamlined bank merger review process

ICBA told the FDIC that its bank merger review process requires significant revisions to be streamlined and equitable to community banks.

Jun 20, 2024
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Article

FDIC finalizes new resolution filings for banks over $50B

The FDIC approved a final rule to require resolutions plans for banks with at least $100 billion in assets and “informational filings” for banks over $50 billion.

Jun 21, 2024
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Article
Deposit Insurance

Banking agencies propose amending BSA requirements

Federal banking regulators issued a proposed rule that would amend Bank Secrecy Act requirements for anti-money-laundering and countering-the-financing-of-terrorism programs.

Jun 21, 2024
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML)

Bill to pause Fed debit card rule introduced in Senate

ICBA-advocated legislation directing the Federal Reserve to stop and study its proposed changes to Regulation II before finalizing the rule was introduced in the Senate.

Jun 20, 2024
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Article

ICBA CRA Solutions/USI Alliance Names NY Community Banker New Chairman

ICBA CRA Solutions/USI Alliance, an ICBA subsidiary, today announced the election of Robert Fisher, chairman and president of Tioga State Bank in Spencer, N.Y. as chairman of the USI Alliance board...

Jun 18, 2024
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Article
Bank Director/Board Member

Independent Banker publishes guide for succession planning

Only 20% of community banks feel fully prepared for the succession of their CEO and other executives to the next generation, according to a recent article in Independent Banker magazine.

Jun 18, 2024
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Article

Fed's Bowman touts cautious regulatory approach to innovations

Federal Reserve Governor Michelle Bowman said regulators need to understand emerging technologies such as artificial intelligence, blockchain, and tokenization, including how they may be used in...

Jun 18, 2024
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Article

Nominations open for Best Community Banks to Work For awards

ICBA’s Independent Banker magazine opened nominations for its 2024 Best Community Banks to Work For awards, sponsored by FIS.

Jun 17, 2024
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Article

Community Bank Briefing for Q2

Join ICBA experts for a quarterly update on industry news and highlights on Thursday, June 27, at 2 p.m. (Eastern time). Register here.

Jun 14, 2024
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Article

Survey: Almost all central banks are researching CBDC

Nearly all central banks are researching whether to issue a central bank digital currency, according to a Bank for International Settlements survey.

Jun 17, 2024
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Article
Digital Assets

Biden taps Goldsmith Romero to lead FDIC

President Joe Biden announced his intent to nominate Christy Goldsmith Romero as chair of the Federal Deposit Insurance Corporation.

Jun 14, 2024
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Article

Fed holds rates steady, predicts fewer cuts in 2024

The Federal Open Market Committee voted to hold target interest rates steady, due to an uncertain economic outlook and inflation risks.

Jun 13, 2024
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Article

Boozman releases Senate GOP farm bill framework

Senate Agriculture Committee Ranking Member John Boozman (R-Ark.) released the Senate Republican framework for the next farm bill.

Jun 12, 2024
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Article
Farm Bill

ICBA study: Small-business owners satisfied with community banks, but regulations threaten lending

ICBA released findings from a study showing that while small-business owners prefer community banks, increasingly burdensome and complex regulations threaten to restrict small-business lending.

Jun 11, 2024
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Article

Virtual seminar on analyzing financial statements tomorrow

ICBA is hosting a virtual seminar on financial statements starting at 10 a.m. (Eastern time) tomorrow.

Jun 11, 2024
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Article

Podcast: Banking Transformed

A new episode of the Banking Transformed podcast from ICBA Preferred Service Provider MeridianLink shares actionable insights to boost bank' growth, efficiency, and customer experience.

Jun 11, 2024
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Article

ICBA requests comment extension on Fedwire schedule change

ICBA requested a 90-day extension to the Federal Reserve Board’s request for comment on expanding Fedwire Funds Service and National Settlement Services operating hours.

Jun 12, 2024
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Article