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Week in Washington: Fed’s Waller shares economic outlook, hearings on housing supply, capital access

Registration is open for the 2024 ICBA Capital Summit, the industry’s premier advocacy event scheduled for April 28-May 1 in Washington, D.C.

Jan 16, 2024
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Article

‘Tell Your Story’ Toolkit offers resources for 2024

ICBA’s complimentary "Tell Your Story" Marketing Communications Toolkit offers new and updated resources to help community banks plan for the year ahead.

Jan 16, 2024
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Article
Marketing

ICBA, Travelers Celebrate Program’s 40th Anniversary with 22nd Dividend Payout

ICBA announced that its partnership with Travelers, which celebrated 40 years in 2023, will provide its 22nd consecutive annual dividend, bringing its total payout to more than $80 million for...

Jan 17, 2024
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Article

ICBA Statement on Overdraft Proposed Rule’s Community Bank Exemption

ICBA President and CEO Rebeca Romero Rainey issued the following statement on today’s Consumer Financial Protection Bureau proposed rule on overdraft services, which would exempt community banks...

Jan 17, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

‘40 Under 40’ nominations now open

ICBA Independent Banker opened nominations for its 2024 “40 Under 40: Community Bank Leaders” awards.

Jan 16, 2024
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Article

Senators seek agency review of Navy Federal lending disparities

Senate Banking Committee Chairman Sherrod Brown and other Democratic members of the panel called on federal agencies to review Navy Federal Credit Union’s mortgage lending practices following...

Jan 12, 2024
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Article
Credit Unions

ICBA Statement on Tax-Exempt Credit Union Acquisitions of Tax-Paying Community Banks

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on recent acquisitions of tax-paying community banks by tax-exempt credit unions.

Jan 11, 2024
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Article
Credit Unions

ICBA urges action on credit unions following latest community bank acquisition

Following the latest report of a credit union acquisition of a tax-paying community bank, ICBA continued its call for Congress to investigate the credit union tax exemption.

Jan 11, 2024
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Article
Credit Unions

SEC approves bitcoin-based exchange-traded funds

The Securities and Exchange Commission approved a series of proposed rule changes that will allow for the listing and trading of bitcoin-based products on national securities exchanges.

Jan 11, 2024
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Article
Security

Six payment trends for 2024 featured in new blog post

A new blog post from ICBA Payments President and CEO Tina Giorgio spotlights six key payments trends that will help community banks ease regulatory and economic pressure in 2024.

Jan 16, 2024
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Article

CFPB issues guidance to consumer reporting companies

The Consumer Financial Protection Bureau issued guidance to consumer reporting companies to address inaccurate background check reports and credit file sharing practices.

Jan 12, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

Blog post details six payment trends for 2024

A new blog post from ICBA Payments President and CEO Tina Giorgio spotlights six key payments trends that will help community banks ease regulatory and economic pressure in 2024.

Jan 12, 2024
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Article

ICBA hits back after second credit union acquisition in two days

Following the second report of a historically large credit union acquisition of a tax-paying community bank in as many days, ICBA once again called on Congress to investigate.

Jan 12, 2024
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Article
Credit Unions

ICBA briefs GAO on authorized payment fraud

ICBA this week met with Government Accountability Office officials to discuss authorized payment fraud, in which scammers dupe consumers into authorizing payments.

Jan 12, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

CFPB report on credit reporting rulemaking includes ICBA input

The Consumer Financial Protection Bureau released a report on its small-business review ahead of issuing new rules under the Fair Credit Reporting Act.

Jan 11, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

ICBA Capital Summit registration open

Registration is open for the 2024 ICBA Capital Summit, the industry’s premier advocacy event scheduled for April 28-May 1 in Washington, D.C.

Jan 11, 2024
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Article

Senate short of votes to override 1071 veto

The Senate fell short of the two-thirds majority needed to override President Joe Biden’s veto of a resolution to overturn the Consumer Financial Protection Bureau’s Section 1071 rule, despite...

Jan 11, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA pressing grassroots as senators push for credit card routing hearing

With senators pushing for a hearing as soon as next month on ICBA-opposed legislation to impose credit card routing restrictions, ICBA is calling on community bankers to urge their members of...

Jan 10, 2024
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Article
Credit Cards

ICBA supports proposed CFPB oversight of Big Tech firms

ICBA expressed support for a Consumer Financial Protection Bureau proposed rule that would establish bureau oversight of Big Tech firms and other large nonbank tech companies that offer payments...

Jan 10, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

FinCEN reports on Identity-Related Suspicious Activity

The Financial Crimes Enforcement Network said 42% of the Bank Secrecy Act reports filed in 2021 related to identity, indicating $212 billion in identity-related exploitations through various schemes.

Jan 10, 2024
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Article
Financial Crimes Enforcement Network (FinCEN)

Beneficial ownership reports to FinCEN top 100K: Yellen

The Financial Crimes Enforcement Network has received more than 100,000 filings on beneficial ownership information since it began accepting reports last week, Treasury Secretary Janet Yellen said.

Jan 09, 2024
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Article
Financial Crimes Enforcement Network (FinCEN)

FDIC’s McKernan: Agencies should review policies on major asset managers

FDIC Director Jonathan McKernan said regulators should investigate the impact of the “Big Three” asset managers—Vanguard, BlackRock, and State Street—on the banking industry.

Jan 08, 2024
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Article

Grassroots on rural lending relief continues

ICBA continues calling on community bankers to continue urging their members of Congress to co-sponsor legislation to support lending in rural communities.

Jan 10, 2024
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Article
Grassroots/Be Heard

CRA Partners Adds Community Reinvestment Act Support Services

CRA Partners, a subsidiary of ICBA, announced the addition of CRA support services under an agreement with Michael P. Wallace of Wallace Consulting Co. LLC to help community banks meet new...

Jan 10, 2024
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Article

ICBA pressing grassroots on rural lending relief

With lawmakers returning to Washington for the second session of the 118th Congress, ICBA is calling on community bankers to continue urging their members of Congress to co-sponsor legislation to...

Jan 09, 2024
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Article
Grassroots/Be Heard

Bowman: Climate guidance reflects agency loss of focus

Interagency climate risk principles for institutions with at least $100 billion in assets illustrate banking regulators’ lost focus on core financial risks, Federal Reserve Governor Michelle Bowman...

Jan 09, 2024
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Article

Agency panel advances report seeking DeFi framework

The Commodity Futures Trading Commission’s Technology Advisory Committee advanced a report calling on the government to address risks posed by decentralized finance.

Jan 09, 2024
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Article
Agencies/Regulators 

Joint letter on pending overdraft rules makes headlines

A joint letter from ICBA and other groups to the Consumer Financial Protection Bureau on pending rulemakings related to overdraft and non-sufficient-funds fees is making news.

Jan 08, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

Yellen beneficial ownership remarks kick off week in Washington

Yellen beneficial ownership remarks kick off week in Washington.

Jan 08, 2024
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Article
Agencies/Regulators 

ThinkTECH Accelerator sessions start next week

Community bankers can register to participate in the sixth ICBA ThinkTECH Accelerator program to meet with six emerging fintech companies advancing community bank innovation.

Jan 08, 2024
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Article

CFPB accepting HMDA data submissions

The Consumer Financial Protection Bureau said its filing period for Home Mortgage Disclosure Act data collected in 2023 opened on Jan. 1. Submissions will be considered timely if received on or...

Jan 05, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

FDIC compares bank impact of different inflationary periods

The recent inflationary period has had a different impact on banks than did the periods of stagflation during the 1970s, the FDIC said in a new report.

Jan 05, 2024
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Article
Federal Deposit Insurance Corporation (FDIC)

ICBA Supports Proposed Long-Term Debt Requirements for Large Banks

The Independent Community Bankers of America (ICBA) expressed support for an interagency proposal to require banks with $100 billion or more in assets to maintain minimum levels of externally...

Jan 04, 2024
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Article

ICBA supports proposed debt requirements for large banks

ICBA expressed support for an interagency proposal to require banks with $100 billion or more in assets to maintain minimum levels of externally issued long-term debt.

Jan 04, 2024
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Article

CFPB sending $6M in relief checks

The Consumer Financial Protection Bureau said it recently sent $6 million in financial relief to consumers harmed by illegal lending practices targeting veterans.

Jan 03, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

Independent Banker offers 2024 CEO outlook

The January issue of ICBA's Independent Banker magazine features a look ahead at the coming year from a roundtable of community bank CEOs.

Jan 03, 2024
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Article

ICBA announces support for proposed large-bank debt rules

ICBA announced its support for an interagency proposal to require banks with $100 billion or more in assets to maintain minimum levels of externally issued long-term debt.

Jan 05, 2024
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Article

Rep. Blaine Luetkemeyer won’t seek reelection

Rep. Blaine Luetkemeyer (R-Mo.), who chairs the House Financial Services Committee’s national security subcommittee, said he will retire from Congress at the end of his current term.

Jan 05, 2024
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Article
Housing Finance/GSEs

ICBA Community tops 2,000 members

The ICBA Community online platform continues to grow, recently surpassing 2,000 members since its launch in July.

Jan 04, 2024
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Article

ICBA to CFPB: Small-biz review needed ahead of overdraft proposal

ICBA and other groups called on the CFPB to hold off on any rulemakings related to overdraft and non-sufficient-funds fees until it conducts a statutorily required review under the Small Business...

Jan 04, 2024
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Article
Consumer Financial Protection Bureau (CFPB)