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Independent Banker offers ideas to budget strategically
The 2025 budgeting season will be difficult because of the current interest rate environment, according to a new Independent Banker article, but there are opportunities for community banks to...
ICBA: FHFA overstepping with FHLBank inquiry
The Federal Housing Finance Agency does not have the authority to redefine the mission of the Federal Home Loan Banks, ICBA told American Banker.
FDIC announces initial dates for new resolution filings
The FDIC announced initial submission dates for its final rule requiring resolutions plans for banks with at least $100 billion in assets and “informational filings” for banks over $50 billion.
FDIC issues notice on asset manager exemption notice
The FDIC issued a Financial Institution Letter on an amended Labor Department rule governing how qualified professional asset managers handle exemption requests under the Prohibited Transaction...
Fed’s Bowman: Bankers and regulators aren’t on the same page about M&A
When it comes to process reform for mergers and acquisitions, it can feel like bankers and regulators are living in different worlds, according to Federal Reserve Governor Michelle Bowman.
FDIC issues guidance on interactive teller machines
The FDIC issued guidance on whether the use of interactive teller machines at a location other than an established branch facility would require banks to file a domestic branch application.
ICBA requests comment extension on bank-fintech arrangements
ICBA and other groups requested a 30-day extension to the comment period for the regulatory agencies’ request for information on bank-fintech arrangements.
Independent Banker deciphers FHFA credit score transition
A new Independent Banker article breaks down the Federal Housing Finance Agency’s new credit scoring requirements for Fannie Mae and Freddie Mac and ICBA’s concerns with the models.
OCC: Banks affected by Hurricane Debby can close
The OCC issued a proclamation allowing national banks, federal savings associations, and federal branches to close offices in areas of Maryland, North Carolina, South Carolina, Virginia, and...
ICBA urges Congress to advance community bank tax priorities
ICBA urged members of the House Ways and Means Committee Tax Teams to advance several community banking industry tax initiatives as they craft priorities for tax legislation in 2025.
Agencies request comment on data collection proposal
Federal financial regulators requested comment on a proposed rule that would establish data standards for certain information collections submitted to the agencies.
EGRPRA outreach meeting registration closes Friday
ICBA encourages community bankers interested in providing oral comments at federal regulators’ virtual public outreach meeting on banking regulations to register by this Friday’s deadline.
ICBA: Fed has discretion to deny master account access
ICBA told a U.S. appellate court that federal law provides the Federal Reserve Banks with the discretion to deny or grant master account access.
EGRPRA outreach meeting registration closes tomorrow
ICBA encourages community bankers interested in providing oral comments at federal regulators’ virtual public outreach meeting on banking regulations to register by tomorrow’s deadline.
Independent Banker: What community banks can learn from behavioral economics
Research into behavioral economics has generated insights on how consumers make decisions, which can help community banks meet the needs of customers, according to the latest issue of Independent...
EGRPRA outreach meeting registration closes Friday
ICBA encourages community bankers interested in providing oral comments at federal regulators’ virtual public outreach meeting on banking regulations to register by this Friday’s deadline.
FHA publishes final rule on engagement with mortgagors in default
The Federal Housing Administration published a final rule to update a HUD regulation that requires mortgagees to meet in person with borrowers who are in default on their mortgage payments.
ICBA objects to FCC using Weiss Ratings for access to certain programs
ICBA told the Federal Communications Commission that Weiss Ratings is ill-suited for use as a gatekeeper for certain FCC programs.
OCC: Banks in Florida, Georgia affected by Hurricane Debby can close
The OCC issued a proclamation allowing national banks, federal savings associations, and federal branches to close offices in areas of Florida and Georgia affected by Hurricane Debby.
Ohio Community Banker Named TCM Bank Chairman
TCM Bank, N.A., the credit card bank of ICBA Payments, announced the election of new board members.
ICBA: New FHLBank lending restrictions will reduce access to home loans
A recent Federal Home Loan Bank of New York decision to impose new reporting requirements on member banks will restrict access to home loans, ICBA said.
ICBA continues seeking feedback on check fraud
ICBA continues encouraging community bankers to share their experiences and input on the challenge of check fraud.
ICBA: New Federal Home Loan Bank Lending Restrictions Will Harm Access to Home Loans
The Independent Community Bankers of America (ICBA) today issued the following statement on the Federal Home Loan Bank of New York’s recent announcement that it will restrict lending by its member...
ICBA: FHLBanks’ mission should not be changed
ICBA told the Federal Housing Finance Agency that the Federal Home Loan Banks’ mission is clear and does not need to be substantially changed or clarified.
FDIC holding second signage webinar for bank officers
The FDIC this month is scheduled to hold the second of four webinars for bank officers and employees on its final rule governing the usage of official FDIC signs, advertising, name, logo, and more.
Comments on FHLBank system mission review due today
Today is the deadline for community bankers and others to submit comments on the Federal Housing Finance Agency’s request for input on the mission of the Federal Home Loan Bank System.
AT&T discloses customer data breach
AT&T released a statement on unauthorized access of customer data from a third-party cloud platform.
FDIC nominee: Community banks are the lifeblood of many communities
The Biden administration’s nominee for FDIC chair—Christy Goldsmith Romero—told Congress she gained a great appreciation for community banks during her time at the Office of the Special...
Input on FHLBank system mission review due Monday
Monday is the deadline for community bankers and others to submit comments on the Federal Housing Finance Agency’s request for input on the mission of the Federal Home Loan Bank System.
Fed researchers: Banks that share name with failed institutions experience loss of business
Federal Reserve researchers said banks that share their name with a failed bank experience a half-percent drop in transaction deposits relative to banks with similar characteristics but different...
FHFA releases VantageScore 4.0 credit scores
The Federal Housing Finance Agency announced that Fannie Mae and Freddie Mac are making historical VantageScore 4.0 credit scores available to approved users to support the transition to updated...
Megabank group urges IG to investigate community bank assessment exemption
The Bank Policy Institute called on the FDIC Office of the Inspector General to investigate the FDIC’s recent special assessment, which exempted the vast majority of community banks.
Comptroller lauds ICBA’s check fraud efforts
Acting Comptroller of the Currency Michael Hsu highlighted the formation of ICBA’s Check Fraud Task Force as an important step in addressing financial fraud.
Fed’s Powell: Regulators should issue new Basel III Endgame proposal
Federal Reserve Chairman Jerome Powell told Congress that regulators should issue a revised Basel III Endgame proposal.
Bowman: Banks well-positioned to support financial inclusion
The U.S. banking system is well-positioned to bring consumers into the financial mainstream by providing innovative solutions to meet their credit needs, Federal Reserve Governor Michelle Bowman said.
NCUA budgets far fewer exam hours than FDIC: inspector general
Credit unions have a much easier time with exams, according to a report by the National Credit Union Administration’s inspector general.
Independent Banker spotlights importance of change management
As new technologies and solutions ebb and flow, change-management strategies are critical to ensure community bank success, according to the latest Independent Banker.
Fed to Congress: No rate cut until inflation comes down
The Federal Reserve does not plan to reduce target interest rates until inflation comes down more, according to its latest Monetary Policy Report to Congress.
Senate hearing this week on FDIC chair nomination
Senate hearing this week on FDIC chair nomination.
ICBA ThinkTECH Accelerator Showcase Hosted at Graduate School of Banking at Colorado
ICBA announced its upcoming ICBA ThinkTECH Accelerator program Showcase will take place at the Graduate School of Banking at Colorado (GSBC).