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ICBA, others request extension of comment period for GENIUS Act proposal
2026-03-11 ICBA and other groups requested that the OCC extend the deadline for public comments on its proposed rule on implementing GENIUS Act provisions on issuing payment stablecoins. Details:...
ICBA: Guidance on AI agent systems must reflect the realities of community banking
2026-03-11 ICBA recommended to the National Institute of Standards and Technology that any future guidance on artificial intelligence agents reflect the realities of community banking. Details: In...
Credit union acquires bank amid launch of ICBA’s ‘Illusionists’ campaign
2026-03-11 The latest reported credit union acquisition of a community bank comes follows this week’s launch of ICBA’s “The Illusionists” national advocacy and marketing campaign on the harmful...
Lavarnway appointed to New York Fed advisory group
The Federal Reserve Bank of New York announced that Mark Lavarnway, president and CEO of Watertown Savings Bank in Watertown, N.Y., has been appointed to its Community Depository Institutions...
FDIC’s Hill: CAMELS proposals coming
2026-03-12 FDIC Chairman Travis Hill said that over the past few months, the federal banking agencies have made significant progress on reforms to the CAMELS rating system that they hope to propose...
Independent Banker: New ICBA chair wants to prepare the next generation of community bankers
Independent Banker: New ICBA chair wants to prepare the next generation of community bankers 2026-03-12 New ICBA Chairman Alice Frazier is focusing her term as chairman on engaging the next...
Treasury issues update on Iran-related cyber threats
The Treasury Department’s Office of Cybersecurity and Critical Infrastructure Protection released a new flash alert (ICBA login required) on Iranian threats against financial institutions. Alert:...
Fed’s Bowman: Changes to capital rules coming soon
2026-03-13 Federal Reserve Vice Chair for Supervision Michelle Bowman said federal banking regulators will soon propose rules to implement the final phase of the Basel III Endgame capital...
Senate passes housing bill as ICBA continues push for reg relief provisions
Senate passes housing bill as ICBA continues push for reg relief provisions 2026-03-13 The Senate passed housing legislation without ICBA-advocated community bank regulatory relief provisions,...
ICBA Commends Trump Administration for Executive Order to Help Community Banks Promote Housing Affordability
2026-03-13 ICBA Innovation.png Washington, D.C. (March 13, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on President...
Q4 GDP growth revised down to 0.7%
Q4 GDP growth revised down to 0.7% 2026-03-16 The Commerce Department downwardly revised its estimate for fourth-quarter gross domestic product growth from 1.4% to 0.7%. The decline from the 4.4%...
ICBA to participate in panels at EGRPRA meeting this month
2026-03-16 ICBA will be participating in two panels during this month’s Economic Growth and Regulatory Paperwork Reduction Act outreach meeting in Washington, D.C. Details: At the March 26 meeting:...
Agency board meetings this week on bank capital rules
2026-03-16 Federal banking regulators are scheduled to meet this week to consider proposed rules to reform bank capital rules. Details: The FDIC board of directors and Federal Reserve Board are...
Trump issues executive order to help community banks promote housing affordability
2026-03-16 ICBA commended the Trump administration for issuing an executive order directing regulatory reforms that will help community banks promote housing affordability. Directing Reg Relief:...
Amid House-Senate standoff, ICBA urges inclusion of pro-community bank provisions
2026-03-17 Following last week’s Senate passage of a housing bill without ICBA-advocated community bank regulatory relief provisions, ICBA urged lawmakers to adopt these bipartisan provisions in...
ICBA Statement on Proposed Rules on Regulatory Capital
2026-03-19 Washington, D.C. (March 19, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s interagency proposed...
Credit Union Acquisitions Continue Following Launch of ICBA’s “The Illusionists” Campaign
The Illusionists With Logo.png Washington, D.C. (March 19, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the...
Future of Community Banking: Mentoring the Next Generation
Discover how ICBA and industry leaders are mentoring the next generation of community bankers through targeted succession planning and professional development.
Community Bank Innovation: Navigating Core Providers
Discover how community bank innovation thrives through core provider integrations, API access, and regulatory compliance support from the ICBA in 2026.
Ballston Spa National Bank Hits a Hole-in-One for the Community
Ballston Spa National Bank (BSNB) in Ballston Spa, New York, brought creativity, connection and community spirit to the Saratoga County Annual Business Showcase last fall, transforming a...
How to Build a Layered Fraud Defense for Community Banks
Discover how community banks can fight fraud using a 4-layered defense strategy involving internal controls, governance, staff training, and AI technologies.
ICBA Thanks Lawmakers for Introducing New Bills Advancing the Deposit Insurance Debate
2026-03-25 Capital Profile DC Washington, D.C. (March 25, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the...
Rep. Waters asks K.C. Fed for more information on Kraken master account decision
2026-03-27 House Financial Services Committee Ranking Member Maxine Waters (D-Calif.) asked the Federal Reserve Bank of Kansas City for information on its recent decision to approve a...
ICBA urges tiered regulation at EGRPRA outreach meeting
ICBA urged regulators gathered for an Economic Growth and Regulatory Paperwork Reduction Act outreach meeting to tailor regulation and supervision to reform regulations that are outdated,...
FDIC issuing GENIUS Act stablecoin prudential proposal ‘soon’
2026-03-27 The FDIC will soon be issuing proposed prudential requirements for FDIC-supervised payment stablecoin issuers, an agency official told Congress. Details: Testifying before the House...
FDIC official: Regulators should enable greater AI adoption
FDIC official: Regulators should enable greater AI adoption 2026-03-27 Testifying before the House Subcommittee on Digital Assets, FDIC Director of Risk Management Supervision Ryan Billingsley said...
Payments Policy for Community Banks: Digital Asset Rules
Learn how community banks can navigate the new era of payments policy, digital asset regulations, and advocacy efforts with ICBA Payments CEO Jacob Eisen.
4 Government Regulations Driving ICBA’s Government Relations for Community Banks in 2026
Community banks entered 2026 with numerous legislative and regulatory issues in play at the same time. While some are familiar pressure points, others reflect how newer policies and technologies...
How to Maximize Your Community Bank's Core Capabilities
Learn how community banks can maximize core processing capabilities to avoid a disruptive core conversion. Discover optimization reviews and vendor strategies.
Synthetic Identity Fraud: A Guide for Community Banks
Learn how community banks can detect synthetic identity fraud, one of the fastest-growing fraud types using personally identifiable information.
What Community Banks Need to Know About Bank-Sale Leasebacks
Learn why community banks in the banking industry are utilizing bank-sale leasebacks to unlock real estate capital. Explore pros, cons, and expert tips.
Community Bank Portfolio Management: 2026 Shop Talk Strategy
Explore 2026 community bank portfolio management strategies, including yield curve impacts, CBLR, and agency MBS, in this shop talk with ICBA's Jim Reber.
Regulatory Relief for Community Banks: ICBA 2026 Updates
Learn how community banks can benefit from regulatory relief in 2026, including updates on the SMART Act, Community Bank Deposit Access Act, and TRUST Act.
Meet the ICBA 2026/27 Board of Directors: Community Bank Leadership
Get to know the ICBA 2026/27 board of directors. Discover their strategic goals, top advocacy priorities, and advice for the next generation of community bankers.
Why Choose a Community Bank? Community Banking Benefits
Discover the top reasons to love community banking. Learn how community banks support colleagues, customers, local businesses, and communities.
How to Nurture the Next Generation of Community Bank Leaders
Learn how to identify, train, and retain Gen Z workers as the next generation of community bank leaders. Explore expert strategies and real-world banking examples.
Claremont Savings Bank Provides $4 Million Line of Credit to SAU 6
Learn how Claremont Savings Bank (CSB) saved the SAU 6 school year with a $4 million line of credit and a $100,000 donation during a severe budget shortfall.
How Queensborough Bank Supports Jefferson Hospital
Learn how Queensborough National Bank & Trust Company supports rural healthcare through $600,000 in donations to Jefferson Hospital and the Georgia HEART Program.
ICBA shares information on converting credit unions to mutual banks
2026-03-31 ICBA published a guide to converting from credit unions to mutual banks to help financial institutions better serve their communities. Details: Upgrade Your Charter A Guide on Converting...
ICBA objects to PAYO national trust charter application
ICBA objects to PAYO national trust charter application 2026-03-31 ICBA opposed PAYO Digital Bank’s application for a national trust charter, saying it has significant concerns regarding the...