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Charles Potts: Today's Data Marketing Mindset
Business planning functions as a life cycle. Strategy overlies everything, but it’s discovery that informs, leading to tactics and activation.
A community bank-fueled payments rail
A secure, open-loop, cost-saving, customer-accessible, multiplatform P2P payments network might sound too good to be true, but community bank consortium Alloy Labs Alliance hopes to achieve just...
The IT Vendor Decision That Could Make or Break Your Bank
The IT Vendor Decision That Could Make or Break Your Bank SPONSORED | Choosing the wrong IT vendor can cost your bank in security, compliance, and growth. Discover how to evaluate your MSP and make...
Charles Potts: The Powerful Role of Data in Community Bank Innovation
Data is king. Everyone—from Big Tech to retailers to systems providers—prioritizes data for its ability to deliver on revenue expectations.
Agencies release megabank stress test scenarios
Agencies release megabank stress test scenarios The FDIC and OCC released economic and financial market scenarios for use in upcoming stress tests for covered institutions over $250 billion in...
New op-ed: Credit union tax status hasn’t kept up with changing industry
New op-ed: Credit union tax status hasn’t kept up with changing industry A new community banker op-ed says credit unions have changed and are abusing their tax advantage to acquire tax-paying...
Charles Potts: How Core Providers Are Becoming Core to Innovation
On February 5, the ICBA Innovation team conducted our first core day with our AP5 Accelerator cohort.
How to Get Ready for the FedNow Service
The Federal Reserve’s FedNowSM Service is launching in July 2023. Find tips and resources in this article that can support you on your way to instant payments.
Preventing Synthetic Identity Fraud
SPONSORED | How regional institutions can originate more accounts while building defenses for digital channels.
How to build a successful payments strategy
Customer expectations and fierce competition—it’s never been more important to think strategically about your payments offering.
K.C. Fed: Ag real estate values remain firm
K.C. Fed: Ag real estate values remain firm Despite softer farm finances, the value of cropland in the Kansas City Federal Reserve District was nearly unchanged from a year ago, while ranchland...
Rebeca Rainey Romero: Community Banking in Uncertain Times
ICBA President and CEO Rebecca Romero Rainey reflects on how community banks remain steadfast amid uncertainty. From CDFIs to rural institutions, resilience, leadership, and mission-driven banking...
FTC warns consumers about romance scams
FTC warns consumers about romance scams With Valentine’s Day approaching, the Federal Trade Commission issued a consumer alert on romance scams. Details: The FTC said romance scams have become more...
The IT Vendor Decision That Could Make or Break Your Bank
The IT Vendor Decision That Could Make or Break Your Bank SPONSORED | Choosing the wrong IT vendor can cost your bank in security, compliance, and growth. Discover how to evaluate your MSP and make...
Your Next Payments Partner? Pick the People First
Your Next Payments Partner? Pick the People First SPONSORED | When payments fail, technology alone won’t save you. Learn why community banks are rethinking partnerships and choosing providers based...
FFIEC announces changes to UBPR peer groups
FFIEC announces changes to UBPR peer groups The Federal Financial Institutions Examination Council announced changes to the Uniform Bank Performance Report’s commercial bank peer group population...
USDA announces specialty crop assistance
USDA announces specialty crop assistance The Agriculture Department announced $1 billion in assistance for specialty crops and sugar not covered through the previously announced Farmer Bridge...
FinCEN launches whistleblower webpage
FinCEN launches whistleblower webpage The Financial Crimes Enforcement Network launched a webpage to confidentially accept whistleblower tips on fraud, money laundering, and sanctions violations....
New farm bill introduced
New farm bill introduced House Agriculture Committee Chairman Glenn Thompson (R-Pa.) introduced a new farm bill and said the committee would hold a markup on it this month. Details: Thompson said...
ICBA supports legislation targeting online scam ads
ICBA supports legislation targeting online scam ads ICBA signaled support for bipartisan legislation to combat predatory online scam advertisements. Bill Details: Introduced in the House by Reps....
FinCEN relaxes certain beneficial owner requirements
FinCEN relaxes certain beneficial owner requirements The Financial Crimes Enforcement Network announced it is relaxing parts of its 2016 rule that requires covered financial institutions to...
Labor Department releases AI literacy framework
Labor Department releases AI literacy framework The Labor Department published a framework to guide nationwide artificial intelligence efforts across workforce and education systems. Scope: The...
Bowman previews Fed proposals to support bank participation in mortgages
Bowman previews Fed proposals to support bank participation in mortgages Federal Reserve Vice Chair for Supervision Michelle Bowman said her agency will soon introduce two regulatory proposals to...
OCC proposes changes to appeals process
OCC proposes changes to appeals process The OCC proposed establishing revised procedures and policies for appeals by OCC-supervised entities of material supervisory determinations. Details: The OCC...
The AI Readiness Gap in Banking
The AI Readiness Gap in Banking SPONSORED | Is your bank AI-ready? Most aren't. Low data quality scores reveal the gap between AI ambitions and reality. Learn how to fix visibility, governance, and...
Smart Ways Community Banks Can Address Card Fraud
Card fraud is rising and community banks are feeling the impact. Learn how the right mix of technology, staff training, collaboration, and customer education can help banks detect fraud faster,...
How CDFIs and MDIs Are Navigating Uncertainty
CDFIs and MDIs share how potential funding cuts and regulatory shifts could affect their ability to serve underserved communities, and why their mission matters more than ever.
Treasury initiative to promote AI cybersecurity, risk management
Treasury initiative to promote AI cybersecurity, risk management The Treasury Department announced a public-private initiative to strengthen cybersecurity and risk management for artificial...
Fed officials unsure how fast inflation will fall: minutes
Fed officials unsure how fast inflation will fall: minutes Federal Reserve officials said they anticipate that inflation will move down toward their 2% objective, though the pace and timing of this...
FDIC: Loans to nondepository institutions increasing
FDIC: Loans to nondepository institutions increasing Bank lending to nondepository financial institutions has been the fastest-growing loan segment since the global financial crisis, according to...
ICBA Urges Credit Union Tax Reform as Acquisitions of Tax-Paying Community Banks Continues
ICBA Urges Credit Union Tax Reform as Acquisitions of Tax-Paying Community Banks Continues Washington, D.C. (Feb. 19, 2026) — Independent Community Bankers of America (ICBA) President and CEO...
G20 meetings to cover digital assets, cross-border payments, and fraud/scams
G20 meetings to cover digital assets, cross-border payments, and fraud/scams The Treasury Department announced the G20 Finance Track meetings for 2026, which include an emphasis on digital assets,...
Fed hosting EGRPRA outreach meeting next month
Fed hosting EGRPRA outreach meeting next month The Federal Reserve announced it will hold a public outreach meeting next month as part of its review of regulations under the Economic Growth and...
ICBA urges credit union tax reform as acquisitions continue
ICBA urges credit union tax reform as acquisitions continue Following the latest reported acquisition of a tax-paying community bank by a tax-exempt credit union—the second deal of the year—ICBA...
ICBA op-ed: Durbin-Marshall credit card restrictions would harm consumers
ICBA op-ed: Durbin-Marshall credit card restrictions would harm consumers A new op-ed from ICBA community banker Sarah Getzlaff says community bank credit card programs that provide local customer...
Bowman says Fed continues work to improve community bank capital standards
Bowman says Fed continues work to improve community bank capital standards Federal Reserve Vice Chair for Supervision Michelle Bowman said her agency continues working on changes to help community...