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FDIC proposes ICBA-advocated threshold adjustments
The FDIC proposed raising various regulatory thresholds to account for inflation and to allow future adjustments using an indexing methodology, as advocated by ICBA.
ICBA opposes Nissan’s ILC application
ICBA urged the FDIC to reject Nissan’s deposit insurance application for its proposed industrial loan company, Nissan Bank.
ICBA meets with FDIC chair on de novo banks
Senior ICBA staff and ICBA’s De Novo Working Group met with FDIC Acting Chairman Travis Hill to discuss regulatory challenges that de novo banks face.
FDIC updates approach to pre-filled customer information
The FDIC announced it is updating its supervisory approach regarding whether banks can use pre-populated customer information for the purpose of opening an account to satisfy Customer...
FDIC proposes changes to sign and advertising requirements
The FDIC proposed amending regulations governing the display of the FDIC official digital sign and non-deposit signage.
ICBA endorses bill to coordinate beneficial ownership rulemakings
ICBA called on Congress to advance legislation to coordinate and strengthen recent Financial Crimes Enforcement Network anti-money laundering rulemakings.
ICBA urges FinCEN to modify proposed beneficial owner reporting form
ICBA called on the Financial Crimes Enforcement Network to modify its proposed form for collecting beneficial ownership information from reporting companies.
FinCEN underestimating burden of info-sharing requests: ICBA
The Financial Crimes Enforcement Network underestimates the regulatory burden of information sharing requests between banks and law enforcement under the USA PATRIOT Act, ICBA told the agency.
FinCEN updates beneficial ownership information resources
The Financial Crimes Enforcement Network updated its beneficial ownership information frequently asked questions, Small Entity Compliance Guide, quick reference materials, and informational video.
FinCEN ceremony recognizes BSA reporting
The Financial Crimes Enforcement Network held its ninth annual Law Enforcement Awards Program to recognize agencies that used Bank Secrecy Act data to successfully pursue and prosecute criminal...
ICBA Supports Nomination of Travis Hill for FDIC Chairman
The Independent Community Bankers of America (ICBA) today encouraged Senate Banking Committee members to advance the nomination of Federal Deposit Insurance Corporation Acting Chairman Travis Hill...
ICBA supports Travis Hill for FDIC chairman
ICBA encouraged senators to advance the nomination of FDIC Acting Chairman Travis Hill to serve as FDIC chairman.
FDIC: CRA exams will occur less frequently for most banks
The FDIC announced that Community Reinvestment Act evaluations will occur less frequently for most institutions.
FDIC to meet next week on appeals of material supervisory determinations
FDIC to meet next week on appeals of material supervisory determinations The FDIC announced its board of directors will meet next week to discuss amendments to its guidelines for appeals of...
ICBA, fintechs push for modernized CSI framework
ICBA, fintechs push for modernized CSI framework ICBA and the American Fintech Council encouraged the federal banking agencies to modernize the framework governing confidential supervisory...
Travis Hill sworn in as FDIC chairman
Travis Hill sworn in as FDIC chairman Travis Hill was sworn in as the 23rd chairman of the FDIC. Background: Hill has served as acting chairman since January 2025. He was nominated by President...
FDIC issues Q3 state profiles
FDIC issues Q3 state profiles The FDIC issued its state profiles for the third quarter of 2025. The series provides quarterly summaries of banking and economic conditions for each state. 2026-01-16
ICBA, others oppose PayPal’s ILC application
ICBA, others oppose PayPal’s ILC application ICBA and the Bank Policy Institute said the FDIC should not issue deposit insurance to any industrial loan company applicant, including PayPal Bank,...
FDIC extends comment period on stablecoin rule
FDIC extends comment period on stablecoin rule The FDIC issued an ICBA-advocated extension of the comment period for its proposed rulemaking on the GENIUS Act. Details: The FDIC announced a 90-day...
Nissan is latest automaker to apply for ILC charter
Nissan this week became the latest automaker to apply to form an industrial loan company in Utah.
Agencies release resolution plans for large banks
The Federal Reserve and FDIC released the public sections of resolution plans for the eight largest and most complex domestic banking organizations and 56 foreign banking organizations.
FDIC publishes consumer compliance supervisory highlights
The FDIC published its annual Consumer Compliance Supervisory Highlights, which includes a summary of the overall consumer compliance performance of FDIC-supervised institutions in 2024.
FDIC announces relief for Texas banks
The FDIC announced regulatory relief to facilitate recovery in areas of Texas affected by severe storms, straight-line winds, and flooding.
Senators call for moratorium on ILC approvals
Two Democratic senators called on the FDIC to halt industrial loan company charter approvals until Congress passes a law defining ILCs as banks.
FDIC announces new process for nonbanks to bid on failed large banks
The FDIC announced that it has developed a pre-qualification process for nonbank bidders with the intent of qualifying nonbank bidders in advance of any offering.
ICBA Congratulates Travis Hill on Nomination as FDIC Chairman
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on President Donald Trump’s nomination of Travis Hill to serve as chairman of...
ICBA: FDIC should raise reporting requirement threshold
ICBA called on the FDIC to raise the threshold for auditor attestation and reporting requirements under its proposal to adjust and index certain regulatory thresholds.
President nominates Travis Hill as FDIC chairman
President Donald Trump nominated FDIC Acting Chairman Travis Hill to be FDIC chairman.
ICBA: Supervisory appeals reviewers should have community banking experience
ICBA told the FDIC that in revising the agency’s supervisory appeals process, the FDIC should ensure that reviewers have significant community banking experience.
FDIC seeking input on AML/CFT compliance costs
The FDIC requested comment on a proposal to survey banks about the costs to comply with the Bank Secrecy Act and related anti-money laundering and countering the financing of terrorism requirements.
Senate confirms Miran for Fed post
The Senate voted 48-47 to confirm the nomination of Stephen Miran to be a Federal Reserve governor.
ICBA Commends Proposed Rule to Lower Community Bank Leverage Ratio
ICBA Commends Proposed Rule to Lower Community Bank Leverage Ratio Washington, D.C. — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following...
ICBA Congratulates Travis Hill on Confirmation as FDIC Chairman
ICBA Congratulates Travis Hill on Confirmation as FDIC Chairman Washington, D.C. — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following...
ICBA supports proposal to bar agency use of reputation risk
ICBA supports proposal to bar agency use of reputation risk ICBA expressed support for a proposed rule to prohibit the use of reputation risk by regulatory agencies and urged the agencies to...
Senate confirms Hill as FDIC chairman
Senate confirms Hill as FDIC chairman The Senate confirmed Travis Hill as FDIC chairman. Hill has served as acting chairman since January and was previously sworn in as vice chairman in January...
ICBA Backs Bills to Tailor CFPB’s 1071 Reporting Rule
ICBA today expressed support for three House bills to mitigate the negative impact of a Consumer Financial Protection Bureau proposal implementing new data collection and reporting requirements for...
CFPB cautions consumers on ‘buy now, pay later’
CFPB cautions consumers on ‘buy now, pay later’ The Consumer Financial Protection Bureau recently published a blog post for consumers on buy-now-pay-later credit. The Consumer Financial Protection...
FDIC, CFPB update financial education curriculum
FDIC, CFPB update financial education curriculum The FDIC and Consumer Financial Protection Bureau released an enhanced version of the Money Smart for Older Adults financial education curriculum....
ICBA Urges Court and CFPB to Grant Relief from 1071 Small-Business Rule
ICBA, the Independent Bankers Association of Texas (IBAT), and Texas First Bank today filed a motion and complaint calling on a federal court to declare that the CFPB’s Section 1071 final rule is...
ICBA requests 1071 relief in court filings, CFPB letter
ICBA on Friday filed a motion and complaint calling on the court to invalidate the Consumer Financial Protection Bureau’s Section 1071 final rule and enjoin the CFPB from enforcing it.