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Standing Together For Our Communities
Standing Together For Our Communities As the coronavirus emergency continues, ICBA has been working around the clock and through the weekend to ensure critical reforms and resources are available...
Congress Passes Stimulus with Key Community Bank Provisions
Congress Passes Stimulus with Key Community Bank Provisions While you have stood strong for your customers and communities, ICBA has been standing strong in Washington to shape and advance this...
SBA Launches PPP Portal, Issues FAQs
SBA Launches PPP Portal, Issues FAQs The SBA launched a long-awaited portal while ICBA Chairman Noah Wilcox and ICBA Vice Chairman Brad Bolton participated in a virtual White House meeting with...
Key Provisions for Community Banks Secured in Stimulus Bill
Key Provisions for Community Banks Secured in Stimulus Bill Undoubtedly due to the tireless efforts of Team ICBA, community bankers secured key provisions in the stimulus bill that will help them...
Latest Updates to SBA Paycheck Protection Program
Latest Updates to SBA Paycheck Protection Program There are many late-breaking developments from the Treasury Department and Small Business Administration on the Paycheck Protection Program, and we...
SBA PPP Systems Reserved for Banks Under $1 Billion in Assets Later Today
SBA PPP Systems Reserved for Banks Under $1 Billion in Assets Later Today The Small Business Administration just announced that to ensure access for the smallest lenders and their small-business...
SBA Provides Answers on PPP Notes, Forgiveness Period
SBA Provides Answers on PPP Notes, Forgiveness Period The Treasury Department and Small Business Administration just answered key questions ICBA has been asking about the Paycheck Protection...
Digital Payments Strategy: A Necessity for Your Community Bank
Digital Payments Strategy: A Necessity for Your Community Bank Digital payments continue to grow in popularity as an easy-to-use way for both businesses and consumers to make payments. Not only...
Core Providers Weigh in on Community Bank Innovation
Core Providers Weigh in on Community Bank Innovation “Because we’ve always done it that way” are perhaps the seven most painful words in the English language when it comes to innovation. It’s...
Working Together to 'Wake Up' Congress
Working Together to 'Wake Up' Congress We're a week into ICBA's new "Wake Up" campaign taking on credit unions' risky practices and tax exemption, and the community bank response has been...
ICBA ThinkTECH: A Vision Come to Fruition
ICBA ThinkTECH: A Vision Come to Fruition Fostering innovation is critical to ensure community banks continue delivering high-tech, high-touch service. So, as ICBA looked ahead to how we could help...
Megabanks Continue Exiting Local Communities
Megabanks Continue Exiting Local Communities The latest news from Wells Fargo reinforces what we've long known about Wall Street—when the going gets tough, the megabanks head for the exits....
Supporting Financial Choice for Service Members
Supporting Financial Choice for Service Members As the House and Senate are busy negotiating final language for defense spending legislation, community banks are working to provide military service...
Boarding Up the ILC Loophole
Boarding Up the ILC Loophole ICBA continues to lead the opposition to mixing banking and commerce through exploitation of the ILC loophole, recently expressing strong support for new legislation...
Relationships That Stand the Test of Time
Relationships That Stand the Test of Time Community banks have gotten it right again. With the evolution of technology and the rise of a movement to all digital-banking, others within the industry...
Unexpected Benefits of ICBA’s ThinkTECH Accelerator
Unexpected Benefits of ICBA’s ThinkTECH Accelerator ICBA's Kevin Tweddle discusses unexpected benefits of ICBA's ThinkTECH Accelerator program with community bankers John Buhrmaster of First...
Senate passes PPP extension with community bank allocation
Senate passes PPP extension with community bank allocation The Senate just passed bipartisan legislation that includes an additional $310 billion to restart the Paycheck Protection Program and an...
SBA Offers PPP Answers on Directors, Partnerships, and More
SBA Offers PPP Answers on Directors, Partnerships, and More The Treasury Department and Small Business Administration just answered key ICBA questions about the Paycheck Protection Program relating...
Treasury, SBA Issue New PPP Resources
Treasury, SBA Issue New PPP Resources The Treasury Department and Small Business Administration have released additional resources for Paycheck Protection Program lenders. Dear Community Banker:...
How Banks Can Embrace the “Next Normal” in Payments and Digital Experiences
How Banks Can Embrace the “Next Normal” in Payments and Digital Experiences With the pandemic representing a turning point in payments, community banks must take steps now to embrace digital...
New PPP Guidance Amid Relaunch Difficulties
New PPP Guidance Amid Relaunch Difficulties Following this morning's relaunch of the Paycheck Protection Program, ICBA is hearing the many problems community bankers are having accessing Small...
House sends PPP extension to President Trump
House sends PPP extension to President Trump The House just passed bipartisan legislation to restart the Paycheck Protection Program and dedicate funding exclusively to community banks, sending it...
Survey Says: Community Bankers Come Through
Survey Says: Community Bankers Come Through What does $349 billion in government funding look like for an individual small business? A lifeline, according to many of the small businesses that...
Now is the time to act on PPP reform
Now is the time to act on PPP reform If community bankers were waiting for the right time to contact Congress and urge needed reforms to the Paycheck Protection Program, the wait is over. By Rebeca...
Digital Payment Apps - An Overview
Digital Payment Apps - An Overview As ICBA’s Executive Brief on digital wallets demonstrated, consumer use of digital payments technology is increasing due to the convenience and speed these...
Community Bankers Give Back in Light of COVID-19 Crisis
Community Bankers Give Back in Light of COVID-19 Crisis In the face of a global pandemic, it’s easy to be drawn into a doom-and-gloom mindset that focuses only on the negative. At ICBA, we know...
Lessons Learned from PPP Funding 1.0
Lessons Learned from PPP Funding 1.0 When times get tough, the tough get going. As cliched as that may be, nothing could be truer as we look to community banks’ response to the Small Business...
Treasury: Contemporaneous Guidance Applies to PPP Applications
Treasury: Contemporaneous Guidance Applies to PPP Applications ICBA has confirmed that any Paycheck Protection Program applications received by lenders prior to today can be processed based on...
Tell Congress & regulators to wake up
Tell Congress & regulators to wake up As we continue our relentless focus on customers in need, we must not let our guard down in continuing to urge Congress, the agencies, and the public to “wake...
Short, Sharp, and Spotty: What to Expect from the Coronavirus Recession and How Community Banks Can Help
Short, Sharp, and Spotty: What to Expect from the Coronavirus Recession and How Community Banks Can Help With irrefutable evidence that the United States is in a recession, zealous market watchers...
SBA releases loan-level PPP data
SBA releases loan-level PPP data The SBA and Treasury Department just publicly released loan-by-loan information about Paycheck Protection Program loans, as they said they would on June 19. By...
Strengthening Small-Business Relationships with Payments
Community banks have long served the small-business market, but given the pandemic impact, new opportunities have emerged to support these customers’ payments needs and address areas of friction.
Capitalizing on Bank-Centric Bill Payment Opportunity
Capitalizing on Bank-Centric Bill Payment Opportunity With U.S. consumers paying approximately 15 billion bills valued at $4 trillion annually, nearly 30 percent of all consumer spending comes in...
Staying Connected Amid COVID-19
Staying Connected Amid COVID-19 Crisis response is not a new concept for community banks that have weathered economic recessions, natural and man-made disasters, and previous pandemics—all of...
Community Banks Respond to Americans’ Needs
Community Banks Respond to Americans’ Needs While we have never before experienced anything quite like COVID-19, we can identify a bright spot: community banks rising to serve the needs of their...
When the Going Gets Tough, the Tough Get Lending
When the Going Gets Tough, the Tough Get Lending Well before coronavirus saturated our headlines, community banks accounted for 60 percent of small-business lending, served 58 percent of small...
Stats Offer Perspective on Community Bank PPP Loan Impact
Stats Offer Perspective on Community Bank PPP Loan Impact It’s no surprise that community banks have been financial first responders during the coronavirus pandemic. Their mission, vision and...
Green Grass and High Strides: A Story of Resilience and Commitment in Community Banks’ Latest Performance Numbers
Green Grass and High Strides: A Story of Resilience and Commitment in Community Banks’ Latest Performance Numbers Second-quarter FDIC Quarterly Banking Profile statistics are not just evidence of...
Customer Data Sharing: What you (and your customers) should know
Customer Data Sharing: What you (and your customers) should know When I think about customer-permissioned data sharing, I am reminded of the scene from the movie, Ferris Bueller’s Day Off where...
When Fintech Meets Regtech
When Fintech Meets Regtech Unless you have been living on a desert island for the past few years, you would be hard-pressed to miss the technological revolution that is sweeping our nation’s...