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Independent Banker: Top CEO challenge is growing deposits
More than half of community bank executives say their biggest challenge in 2025 is growing deposits, according to the latest Independent Banker magazine.
Fed’s Bowman urges tailored community bank regulations
Regulators should support the banking system with a more pragmatic approach, including tailoring regulations to the size of the bank, Federal Reserve Governor Michelle Bowman said.
ICBA Names Peter Nelson Senior Executive Vice President of Member Engagement
The Independent Community Bankers of America® (ICBA) today announced Peter Nelson as senior executive vice president of member engagement. Nelson will assume his new duties on Feb. 10 and will lead...
'40 Under 40' nominations open
Independent Banker magazine recently opened nominations for its 2025 “40 Under 40: Community Bank Leaders” awards.
CFPB proposes to expand EFTA coverage to digital assets, video games
The CFPB proposed an interpretive rule on how Regulation E and the Electronic Fund Transfer Act apply to emerging payment mechanisms, such as stablecoins and digital assets that operate as a medium...
House panel names vice chair, subcommittee chairs
House Financial Services Committee Chairman French Hill (R-Ark.) announced the panel’s vice chairman, subcommittees chairs, vice chair for communications, and committee whip for the 119th Congress.
ICBA Foundation delivers $180,000 in hurricane disaster relief
The ICBA Foundation Disaster Relief Program announced it has collected and disbursed $180,000 to assist community banks and their employees affected by hurricanes Helene and Milton, including a...
OCC: Banks affected by California wildfires can close
The OCC issued a proclamation allowing national banks, federal savings associations, and federal branches to close offices in areas of California affected by wildfires.
ICBA introduces plan for new Congress and administration
ICBA this week unveiled its plan for the 119th Congress and incoming administration to address banking regulations and kickstart economic growth in local communities.
Romero Rainey: With historic opportunity, ICBA pushing for meaningful change
With a new Congress and administration arriving in Washington this month, the nation’s community banks have a momentous opportunity to make significant changes to the regulatory system, ICBA...
ICBA: CFPB’s overdraft rule must be enjoined and overturned
ICBA said the Consumer Financial Protection Bureau’s overdraft rule is likely to negatively affect consumers and their access to banking services and should be legally stopped.
Section 1033 guidebook now available
ICBA released the Open Banking Guidebook detailing the Consumer Financial Protection Bureau’s final rule implementing Section 1033 of the Dodd-Frank Act.
ICBA Introduces ‘Repair, Reform, and Thrive’ Plan for New Congress and Administration
ICBA today unveiled its new “Repair, Reform, and Thrive” plan for the new 119th Congress and incoming Trump administration to address the nation’s broken banking regulations and kickstart economic...
Rebecca Kruse Named ICBA Payments President, Juan Costantini Joins as Executive Vice President, General Counsel
ICBA Payments®, the payments-services subsidiary of the Independent Community Bankers of America® (ICBA), today announced that Rebecca Kruse has been appointed president.
A call for fairness in credit union policies: new ICBA blog post
Following a record number of credit union acquisitions of community banks last year, ICBA is renewing its push for leveling the tax and regulatory playing field, according to a new ICBA blog post.
ICBA Foundation Provides $180,000 in Disaster Relief for Hurricane-Affected Communities
The ICBA Foundation Disaster Relief Program announced it collected and disbursed $180,000 to assist community banks and their employees affected by hurricanes Helene and Milton, including a $25,000...
ICBA introduces plan for new Congress and administration
ICBA today is unveiling its plan for the new 119th Congress and incoming Trump administration to address banking regulations and kickstart economic growth in local communities.
ICBA publishes Section 1033 guidebook
ICBA released the Open Banking Guidebook detailing the Consumer Financial Protection Bureau’s final rule implementing Section 1033 of the Dodd-Frank Act.
Fed’s Barr stepping down as vice chair for supervision
The Federal Reserve announced that Michael Barr will step down from his position as vice chair for supervision on Feb. 28.
Fed payment services will operate normally on Thursday
The Federal Reserve said that while its Washington, D.C., offices will be closed this Thursday due to the national day of mourning for former President Jimmy Carter, its payment systems will...
End the Fannie Mae, Freddie Mac conservatorship: blog
With a new Congress and administration coming to Washington, it’s time for policymakers to free Fannie Mae and Freddie Mac from government control to support the nation’s housing sector, according...
Blog: Innovation takes ICBA forward
ICBA doubled down on its commitment to innovation in 2024, according to a new ICBA blog post.
FHFA, Treasury preview process on ending GSE conservatorship
The Federal Housing Finance Agency and Treasury Department announced a process for eventually receiving public input on options and potential effects of ending the conservatorship of Fannie Mae and...
Podcast: Following successful 2024, community bankers look forward to 2025
2024 was a successful year for ICBA’s advocacy efforts, which sets the table for more wins in 2025, according to the latest Independent Banker podcast.
After latest credit union acquisition, ICBA says policymakers must act
The record-extending 22nd credit union acquisition of a community bank in 2024 demands a response from policymakers, ICBA said following the announcement of the latest deal.
Latest beneficial ownership update: Companies not required to file
The Financial Crimes Enforcement Network announced that, in light of a recent federal court order, reporting companies are not currently required to file beneficial ownership information, or BOI.
ICBA urging congressional outreach on spending package’s farm provisions
ICBA is calling on community bankers to contact their members of Congress and urge support for including a farm bill extension and farm aid package in a pending end-of-year funding bill.
ICBA urges Congress to pass emergency farm aid
ICBA called on Congress to pass a farm bill extension and a farm aid package in addition to assisting citizens recovering from weather-related disasters.
Tickets available for ’80s-themed ICBA PAC auction
Tickets are now available for ICBA PAC’s 36th Annual Auction Fundraiser, scheduled for March 12 during ICBA LIVE in Nashville.
ICBA Applauds Congressional Passage of Funding Bill with Farm Bill, Farm Aid
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement applauding the inclusion of a farm bill extension and a $10 billion farm aid...
ICBA encourages grassroots calls on farm aid package
ICBA is urging community bankers to call their members of Congress to urge inclusion of an emergency farm aid package in a final funding bill when Congress approves a continuing resolution, or CR.
’80s-themed ICBA PAC auction set for ICBA LIVE
ICBA PAC is hosting its 36th Annual Auction Fundraiser on Wednesday, March 12, during ICBA LIVE in Nashville. Tickets for the ’80s-themed event go on sale Friday, Jan. 3.
Agencies adjust CRA asset thresholds
Federal regulators announced the 2025 updated asset-size thresholds used to define "small banks" and "intermediate small banks" under their current Community Reinvestment Act regulations.
Fed cuts rates by 25 basis points
The Federal Open Market Committee voted to cut target interest rates by 25 basis points due to an easing labor market and inflation moving toward its 2% goal.
CFPB targets credit card reward programs
The Consumer Financial Protection Bureau issued a circular warning that some credit card companies operating rewards programs may be breaking the law.
ICBA applauds farm aid package, farm bill extension
ICBA applauded the initial inclusion of a farm bill extension and a $10 billion farm aid package in the year-end continuing resolution before Congress.
ICBA-advocated trigger leads bill passes Senate
ICBA-advocated legislation that would protect the financial privacy of mortgage applicants passed the Senate by unanimous consent.
Romero Rainey: Credit unions should pay taxes—period
Credit unions should pay taxes, as The Wall Street Journal rightly pointed out in a recent editorial, ICBA President and CEO Rebeca Romero Rainey said in a LinkedIn post.
ICBA Applauds CR Farm Aid Package, Farm Bill Extension
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey today issued the following statement applauding the initial inclusion of a farm bill extension and a $10...
OCC: Commercial credit risk stabilizing
The OCC reported that the federal banking system remains sound but said it expects banks to remain diligent and adhere to prudent risk management practices across all risk areas.