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ICBA: GLBA is a solid framework that needs to be modernized

ICBA urged Congress to reduce duplicative Gramm-Leach-Bliley Act requirements for community banks while modernizing the law to ensure nonbank entities are subject to equivalent consumer data...

Aug 29, 2025
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Article
Congressional Matters

ICBA publishes guide to help community banks work with influencers

ICBA released the Guide to Local Influencer Marketing for Community Banks, which provides community bankers with step-by-step guidance and tools to successfully reach and attract the next...

Aug 28, 2025
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Article

SBA orders lenders to submit reports on debanking compliance

The Small Business Administration ordered the banks in its network to halt the practice of debanking certain individuals and businesses and to submit reports to the agency on their compliance with...

Aug 28, 2025
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Article
Small Business Administration

ICBA opposes changes to megabank leverage ratio

ICBA opposed the federal banking regulators’ proposal to modify the enhanced supplementary leverage ratio standard that applies to the largest banking organizations.

Aug 27, 2025
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Article

New op-ed: Credit unions shouldn’t qualify as CDFIs

A new op-ed says credit unions should not be designated as community development financial institutions due to their tax exemption.

Aug 25, 2025
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Article
Credit Unions

Community Bankers of Michigan: Apply CRA to state’s credit unions

The Community Bankers of Michigan called on state lawmakers to subject credit unions to sound regulations such as the Community Reinvestment Act.

Aug 25, 2025
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Article
Credit Unions

ICBA supports inclusion of CDFI amendments in defense bill

ICBA said it supported four pieces of legislation aimed at strengthening community development financial institutions that are being considered as an amendment to the National Defense Authorization...

Aug 22, 2025
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Article

Solid labor market, stalling disinflation led to rate decision: minutes

Disinflation appeared to stall during the first half of the year while labor market conditions remained solid, according to the minutes of the Federal Open Market Committee’s July 29–30 meeting.

Aug 21, 2025
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Article
Federal Reserve

Sessions next month on leadership, retention, growth

ICBA next month is hosting three Let’s Chat sessions on how community banks are using ICBA’s talent development solutions to support leadership succession, employee retention, and team growth.

Aug 22, 2025
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Article

ICBA urging community banker grassroots letters on fraud

ICBA is calling on community bankers to use its newly published grassroots guide to submit comment letters on an ICBA-supported interagency request for information on mitigating payments fraud.

Aug 20, 2025
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Article
Grassroots/Be Heard

ICBA, others urge Congress to keep interchange amendments out of defense bill

ICBA and other groups urged Congress to reject the Marshall-Durbin interchange legislation—formally known as the Credit Card Competition Act—and a related “commissary interchange” study.

Aug 20, 2025
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Article
Credit Cards

ICBA urges Fed not to finalize proposed revisions to the large financial institution rating system

ICBA urged the Federal Reserve not to finalize the proposed revisions to the large financial institution rating system and framework for the supervision of insurance organizations.

Aug 18, 2025
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Article
Federal Reserve

Fed will sunset novel activities supervision program

The Federal Reserve announced it will sunset its novel activities supervision program and return to monitoring banks' novel activities through the normal supervisory process.

Aug 18, 2025
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Article
Federal Reserve

Article: Credit unions abandoning mission

A new article says some credit unions may be abandoning their mission with “Wall Street-style” behavior and no longer serving their core members.

Aug 14, 2025
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Article
Credit Unions

Independent Banker: Community bank CFOs are busier than ever

The latest Independent Banker magazine says there’s plenty to keep community bank chief financial officers on their toes, such as interest rate volatility, new accounting and capital reporting...

Aug 13, 2025
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Article

Past ICBA chairman featured in new documentary

Past ICBA Chairman Brad Bolton is featured in a new documentary series on community banking.

Aug 13, 2025
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Article
Bank Director/Board Member

Consumer prices up in July

The Consumer Price Index increased a seasonally adjusted 0.2% in July after increasing 0.3% in June, according to the Labor Department.

Aug 13, 2025
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Article
Consumer Lending

Independent Banker shares CD growth tips

The latest Independent Banker magazine details how some community banks are revamping their certificate of deposit strategies.

Aug 19, 2025
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Article

Treasury requests comments on GENIUS Act

The Treasury Department issued a request for comment on its implementation of parts of the GENIUS Act stablecoin law.

Aug 19, 2025
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Article
Digital Assets

CDFI Fund to resume acceptance of CDE applications

The Community Development Financial Institutions Fund announced it will resume acceptance of new applications for Certification as a Community Development Entity effective Sept. 9.

Aug 19, 2025
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Article
Community Development Financial Institution (CDFI)

ICBA move strengthens industry presence

ICBA is relocating its national headquarters to a new space in Washington, D.C.

Aug 18, 2025
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Article

Blog post: ICBA’s most immersive leadership experience is next month

As detailed in a new blog post, ICBA’s LEAD FWD Summit—the most immersive leadership experience for community bankers—is scheduled for Sept. 8-9 in Bloomington, Minn.

Aug 15, 2025
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Article

Treasury sanctions cryptocurrency exchange for enabling cyber crime

The Treasury Department sanctioned cryptocurrency exchange Garantex Europe OU, which has directly facilitated notorious ransomware actors and other cybercriminals by processing over $100 million in...

Aug 15, 2025
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Article
Digital Assets

ICBA, other groups ask Congress to fix GENIUS Act flaw

ICBA and other groups asked Congress to strike Section 16(d) of the recently enacted GENIUS Act and to oppose any expansion of its scope in this or future legislation.

Aug 14, 2025
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Article
Digital Assets

Blog post: Flood of charter applications demands OCC response

A new ICBA blog post says a sudden influx of applications from nonbank financial technology firms for national bank trust charters requires the OCC to change course.

Aug 12, 2025
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Article
Office of the Comptroller of Currency (OCC)

Foundation makes last pitch for donations for Texas flood victims

The ICBA Foundation Disaster Relief Program in coordination with the Independent Bankers Association of Texas is making a final push for tax-deductible donations to assist community banks and...

Aug 12, 2025
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Article

ICBA: Community banks are built on fair banking

After President Donald Trump released an executive order on ensuring fair banking for all Americans, ICBA said community banks are built to provide fair access to consumers.

Aug 08, 2025
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Article

ICBA publishes summary of passed trigger leads legislation

ICBA published a summary of the Homebuyers Privacy Protection Act, which would substantially limit the use of marketing products known as “trigger leads.”

Aug 08, 2025
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Article

ICBA Statement on U.S. District Court’s Debit Interchange Ruling

ICBA President and CEO Rebeca Romero Rainey issued the following statement on the U.S. District Court for the District of North Dakota ruling in Corner Post v. Board of Governors of the Federal...

Aug 08, 2025
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Article
Debit Cards

Summary of the ICBA-Backed Trigger Leads Bill

Advanced by Reps. John Rose (R-Tenn.) and Ritchie Torres (D-N.Y.) in the House and Sens. Jack Reed (D-R.I.) and Bill Hagerty (R-Tenn.) in the Senate, the ICBA-backed Homebuyers Privacy Protection...

Aug 07, 2025
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Article

CISA releases malware analysis report for SharePoint vulnerabilities

The Cybersecurity and Infrastructure Security Agency published a malware analysis report on files related to Microsoft SharePoint vulnerabilities and encouraged organizations to use the indicators...

Aug 07, 2025
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Article
Cybersecurity

ICBA opposes Ripple’s application for a national trust bank charter

ICBA expressed opposition to blockchain tech company Ripple’s application for a national trust bank charter for its proposed subsidiary, Ripple National Trust Bank.

Aug 06, 2025
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Article
Office of the Comptroller of Currency (OCC)

Judge rules Fed’s cap on debit card swipe fees is illegal

A federal judge ruled that the Federal Reserve’s cap on debit card swipe fees is illegal.

Aug 08, 2025
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Article
Debit Cards

ICBA Statement on Executive Order on Ensuring Access to Fair Banking

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s executive order from President Donald Trump on ensuring fair banking...

Aug 07, 2025
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Article

Independent Banker showcases community bank milestones

The latest Independent Banker magazine highlights ICBA member banks celebrating 100, 125, 150, 175, and even 200 years in service.

Aug 07, 2025
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Article

Independent Banker shares how to get more out of tech spending

To help community banks save money, time and frustration, the latest Independent Banker magazine shares what to look out for when assessing a tech budget.

Aug 05, 2025
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Article

ICBA-advocated bill restricting mortgage ‘trigger leads’ passes Senate, heads to president’s desk

The Senate passed ICBA-advocated legislation restricting credit reporting agencies from selling consumers’ contact information when they apply for a residential mortgage.

Aug 04, 2025
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Article
Congressional Matters

Personal income, spending increase in June

Personal income and spending each increased 0.3% in June, the Commerce Department reported. From the same month one year ago, the PCE price index increased 2.6%.

Aug 01, 2025
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Article

2025 Summer Internship Diaries - Vol. 4

We've officially completed our nine weeks at ICBA this summer! From learning and laughing together, whether in the office or on team calls, it is safe to say that this summer was full of valuable...

Aug 05, 2025
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Article

American Banker: Credit unions are buying more banks

A new article says credit unions are indeed announcing more and more bank acquisitions, sometimes thousands of miles away.

Aug 05, 2025
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Article
Credit Unions