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Credit union acquisitions of community banks continue garnering media attention

Credit union acquisitions of community banks received renewed media attention this week with a new article on the largest acquisition so far this year.

Sep 24, 2025
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Article
Credit Unions

ICBA, state groups urge broad implementation of ACRE Act tax exclusion

ICBA and its affiliated state community banking associations called on the Treasury Department to ensure an ICBA-advocated tax exclusion passed under the One Big Beautiful Bill Act applies to as...

Sep 29, 2025
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Article

ICBA: FDIC should raise reporting requirement threshold

ICBA called on the FDIC to raise the threshold for auditor attestation and reporting requirements under its proposal to adjust and index certain regulatory thresholds.

Sep 30, 2025
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Article
Federal Deposit Insurance Corporation (FDIC)

ICBA-CISA hosting Cybersecurity Awareness Month tabletop exercise

ICBA and the Cybersecurity and Infrastructure Security Agency are scheduled to host a members-only tabletop exercise to support community bank cybersecurity at noon (Eastern time) Thursday, Oct. 16.

Sep 23, 2025
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Article
Cybersecurity

Feds prepare for Sept. 30 transition from paper checks

The federal government launched an updated webpage with information on its Sept. 30 transition away from issuing paper checks for most federal payments, while the IRS said it will publish guidance...

Sep 24, 2025
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Article
Checks Government Banks

ICBA, groups request Treasury comment extension on GENIUS Act

ICBA and other groups called on the Treasury Department to extend the 30-day comment period for its advance notice of proposed rulemaking on the implementation of the Guiding and Establishing...

Sep 25, 2025
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Article
Digital Assets

ICBA raises profile of payments fraud at interagency commission meeting

ICBA spotlighted payments fraud trends in a presentation to the Financial Education and Literacy Commission, a statutory commission chaired by the Treasury secretary and comprising the heads of 24...

Sep 25, 2025
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Article
Fraud

Cybersecurity coordination law to lapse next week if Congress doesn’t act

ICBA continues working with Congress to advance an extension of a law that strengthens public-private cybersecurity coordination before the law expires next week.

Sep 25, 2025
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Article
Cybersecurity

Revising community bank capital framework a key priority: Bowman

Revising community bank capital standards and addressing check fraud are top priorities for the Federal Reserve, Fed Vice Chair for Supervision Michelle Bowman said.

Sep 29, 2025
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Article

Former NCUA official calls for transparency in credit union bank acquisitions

A new blog post spotlights the lack of information that credit union member-owners are privy to when their credit union decides to acquire a bank.

Sep 29, 2025
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Article
Credit Unions

CDFI Fund announces first awards of 2025

The Community Development Financial Institutions Fund announced it has awarded 56 organizations $8.8 million in technical assistance awards under the fiscal 2025 funding round.

Oct 01, 2025
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Article

ICBA Congratulates Travis Hill on Nomination as FDIC Chairman

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on President Donald Trump’s nomination of Travis Hill to serve as chairman of...

Oct 01, 2025
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Article
Federal Deposit Insurance Corporation (FDIC)

President nominates Travis Hill as FDIC chairman

President Donald Trump nominated FDIC Acting Chairman Travis Hill to be FDIC chairman.

Oct 02, 2025
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Article
Federal Deposit Insurance Corporation (FDIC)

Agencies share shutdown information

Federal agencies shared information on their programs and functionality during the government shutdown.

Oct 02, 2025
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Article
Government Banks

SBA releases form to help community banks report on debanking compliance

As requested by ICBA, the Small Business Administration released a streamlined form to help community banks comply with President Donald Trump’s executive order on ensuring access to fair banking.

Oct 02, 2025
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Article
Small Business Administration

SEC permits trust companies to custody cryptoassets

The SEC indicated it would permit registered funds and advisers to use state trust companies to custody cryptoassets.

Oct 06, 2025
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Article
Digital Assets

Shutdown would affect SBA, USDA programs

Several programs that community banks rely on would be affected by a federal shutdown if Congress can’t agree on a short-term funding resolution before midnight tonight.

Sep 30, 2025
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Article
Congressional Matters Government Banks

Treasury issues consumer guidance as federal paper checks end

The Treasury Department shared options for consumers who receive federal payments by check as the government officially ceased issuing checks.

Oct 01, 2025
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Article

ICBA shares Cybersecurity Awareness Month marketing tools

ICBA offers ready-to-use marketing tools that community bankers can use in October via its Marketing Resource Center.

Oct 01, 2025
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Article
Cybersecurity

FDIC issues Q2 state profiles

The FDIC issued its state profiles for the second quarter. The series provides quarterly summaries of banking and economic conditions for each state.

Oct 03, 2025
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Article
Federal Deposit Insurance Corporation (FDIC)

ICBA updates advocacy dashboard

ICBA updated its “Advocacy in Action” government relations dashboard for the fourth quarter with the latest community banking advocacy successes and priorities.

Oct 03, 2025
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Article

Independent Banker shares tips for tackling cyber threats

The latest Independent Banker magazine shares ways that community banks can fight cyber attacks that are being supercharged by AI and other technological capabilities.

Oct 03, 2025
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Article
Cybersecurity

Compliance questions on National Flood Insurance Program, end of penny production

The ICBA Compliance Center Question of the Week page features several new Q&As on the National Flood Insurance Program and the Treasury Department’s decision to end production of the penny.

Oct 06, 2025
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Article
Climate

ICBA calls for farm aid package, favorable community bank treatment

ICBA called on the Treasury and Agriculture Departments to provide farmers a large aid package and ensure that community banks are treated favorably when they help facilitate farm aid.

Oct 06, 2025
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Article
Agriculture

ICBA Applauds OCC’s Commitment to Regulatory Relief for Community Banks

ICBA expressed strong support for today’s Office of the Comptroller of the Currency (OCC) announcement of a series of regulatory relief measures aimed at empowering community banks to continue...

Oct 06, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA Commends FDIC, OCC on Proposals to Improve Regulatory Oversight

ICBA President and CEO Rebeca Romero Rainey released the following statement on today’s FDIC and OCC proposed rules to prohibit the use of reputation risk by regulators and to revise the...

Oct 07, 2025
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Article
Federal Deposit Insurance Corporation (FDIC) Office of the Comptroller of Currency (OCC) Compliance

FDIC, OCC announce proposals to streamline regulatory oversight

ICBA commended the FDIC and OCC for issuing proposed rules to prohibit the use of reputation risk by regulators and to revise the supervisory framework for “unsafe or unsound” banking practices.

Oct 08, 2025
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Article
Federal Deposit Insurance Corporation (FDIC) Office of the Comptroller of Currency (OCC)

FFIEC releases second version of 2025 CRA software

The Federal Financial Institutions Examination Council announced that the second version of the 2025 Community Reinvestment Act Data Entry Software Release is now available on the FFIEC CRA website.

Oct 08, 2025
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Article
Compliance

ICBA Urges Congress to Preserve Access to Credit by Extending Prohibition on Yield-Bearing Stablecoins

As the Senate considers legislation to establish a regulatory framework for digital assets, ICBA is calling on lawmakers to ensure the legislation prohibits digital asset exchanges & affiliates...

Oct 08, 2025
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Article
Digital Assets

ICBA urging EGRPRA grassroots comment letters

ICBA is urging community bankers to submit comment letters by Oct. 23 on the final round of the banking agencies’ Economic Growth and Regulatory Paperwork Reduction Act of 1996 review.

Oct 07, 2025
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Article
Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRPRA s.2155)

ICBA urges Treasury to restart production of pennies

ICBA called on the Treasury Department to restart production of the penny and develop a formal plan to phase out production of the one-cent coin.

Oct 07, 2025
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Article

OCC announces regulatory relief for community banks

The OCC announced several ICBA-supported efforts to reduce regulatory burden for community banks.

Oct 07, 2025
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Article
Compliance Office of the Comptroller of Currency (OCC)

Fed’s Bowman vows to continue improving regulatory framework for community banks

Federal Reserve Vice Chair for Supervision Michelle Bowman said the Fed will continue to prioritize changes to the community bank regulatory and supervisory framework that will allow community...

Oct 08, 2025
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Article
Federal Reserve

ICBA briefs Indiana community bankers

ICBA briefed Indiana Bankers Association members in Washington ahead of meetings with regulators and congressional offices.

Oct 08, 2025
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Article

ICBA Names Wayne Miller Executive Vice President, Chief Innovation Officer

ICBA announced the promotion of Wayne Miller to executive vice president, chief innovation officer. In this role, Miller will help drive innovation strategy, helping to source, refine & scale...

Oct 09, 2025
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Article

ICBA Thanks Secretary Bessent, Vice Chair Bowman for Pro-Community Bank Remarks at Fed Conference

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Federal Reserve’s Community Bank Conference.

Oct 10, 2025
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Article
Federal Reserve Community Bank Awareness

Bank financial officers report tighter standards for commercial, industrial loans

Respondents to the Federal Reserve’s latest survey of senior financial officers shared their opinions on the standards and terms on, and demand for, bank loans to businesses and households over the...

Nov 04, 2025
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Article
Federal Reserve

ICBA Urges OCC to Deny Coinbase’s Application for a National Trust Bank Charter

The Independent Community Bankers of America (ICBA) urged the Office of the Comptroller of the Currency (OCC) to reject Coinbase’s application for a national trust bank charter for its subsidiary,...

Nov 04, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA urges OCC to deny Coinbase’s national trust bank charter application

ICBA urged the OCC to deny Coinbase’s application for a national trust bank charter for its subsidiary, Coinbase National Trust Co.

Nov 04, 2025
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Article
Office of the Comptroller of Currency (OCC)

Treasury sanctions North Korean institutions involved in cybercrime

The Treasury Department sanctioned eight North Korean individuals and two entities for their role in laundering funds derived from a variety of illicit schemes, including cybercrime and information...

Nov 05, 2025
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Article