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ICBA LIVE’s “Rhythm. Amplified.” Spotlights the Unstoppable Beat of Community Banking

Community bankers and industry leaders from across the nation are set to gather this week for the Independent Community Bankers of America's (ICBA) national convention, ICBA LIVE 2025, at the...

Mar 10, 2025
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Article

ICBA applauds Secretary Bessent for supporting community banks, prudential agency independence

ICBA applauded Treasury Secretary Scott Bessent for his remarks supporting community banks and committing to the continued independence of the nation’s prudential banking regulators and dual...

Mar 07, 2025
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Article

ICBA supports House, Senate versions of ACRE Act

ICBA thanked the sponsors of the Senate and House versions of the Access to Credit for our Rural Economy (ACRE) Act, expressing strong support for the bipartisan legislation.

Mar 07, 2025
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Article
Congressional Matters Agriculture

Resolution to nullify CFPB overdraft rule passes House committee

The House Financial Services Committee voted 30-19 to pass H.J. Res 59, a Congressional Review Act resolution that would overturn a Consumer Financial Protection Bureau rule that regulates...

Mar 06, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA Foundation donates $68K to assist wildfire victims

The ICBA Foundation, in coordination with the California Community Banking Network, raised a total of $68,000 to be donated to the United Way of Greater Los Angeles Wildfire Response Fund. The...

Mar 06, 2025
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Article

Markup today: ICBA urging grassroots action on CFPB overdraft rule

ICBA is calling on community bankers to urge their members of Congress to support resolutions to stop the Consumer Financial Protection Bureau’s overdraft rule ahead of a markup today.

Mar 05, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA-advocated ACRE Act introduced

ICBA expressed strong support for the newly introduced Access to Credit for our Rural Economy (ACRE) Act to support farmers, ranchers, and rural homeowners.

Mar 05, 2025
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Article
Agriculture

ICBA Strongly Supports Bipartisan ACRE Act Offering Lower-Cost Credit to Rural Americans

The Independent Community Bankers of America (ICBA) today expressed strong support for the introduction of the Access to Credit for our Rural Economy (ACRE) Act to support farmers, ranchers, and...

Mar 04, 2025
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Article
Agriculture

ICBA commends FDIC for rescinding ICBA-opposed proposals

ICBA commended the FDIC board of directors for withdrawing three ICBA-opposed proposed rules that would harm community banks and the communities they serve.

Mar 04, 2025
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Article
Federal Deposit Insurance Corporation (FDIC)

With CFPB in spotlight, ICBA urging grassroots outreach on overdraft rule

With Washington focused on reforming the Consumer Financial Protection Bureau, ICBA is calling on community bankers to tell their members of Congress to support legislative efforts to stop the...

Feb 28, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA, state associations push for support of ACRE Act

ICBA and 44 state banking associations sent letters to senators and representatives asking them to sponsor the bipartisan Access to Credit for our Rural Economy (ACRE) Act (S. 838 and H.R. 1822).

Mar 06, 2025
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Article
Agriculture

ICBA backs bill to raise CTR, SAR reporting thresholds

ICBA expressed strong support for legislation to raise reporting thresholds for currency transaction reports and suspicious activity reports.

Mar 05, 2025
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Article

FDIC rescinds 2024 bank merger policy statement

The FDIC board of directors voted to rescind its 2024 Statement of Policy on Bank Merger Transactions and will reinstate, on an interim basis.

Mar 04, 2025
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Article
Federal Deposit Insurance Corporation (FDIC)

FDIC delays compliance date for certain provisions of sign and advertising rule

The FDIC delayed the compliance date of certain provisions under its Sign and Advertising Rule

Mar 04, 2025
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Article
Federal Deposit Insurance Corporation (FDIC)

ICBA Commends FDIC for Rescinding Proposed Rules on Brokered Deposits, Corporate Governance, Incentive-Based Compensation

The Independent Community Bankers of America (ICBA) today commended the Federal Deposit Insurance Corp. board of directors for withdrawing three ICBA-opposed proposed rules that would harm...

Mar 04, 2025
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Article
Deposit Operations Federal Deposit Insurance Corporation (FDIC) Regulatory Relief

ICBA opposes GM’s ILC application

ICBA said General Motors Financial Bank’s application for FDIC insurance threatens the Deposit Insurance Fund and doesn’t serve the convenience and needs of the community.

Mar 03, 2025
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Article
Federal Deposit Insurance Corporation (FDIC)

FinCEN not issuing penalties for BOI reporting deadlines

The Financial Crimes Enforcement Network said it will not issue any fines or penalties or take any other enforcement actions against any companies based on failure to file or update beneficial...

Mar 03, 2025
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Article
Financial Crimes Enforcement Network (FinCEN)

ICBA opposes consolidation of banking regulators

ICBA said it opposes calls from Wall Street bank executives and others to consolidate the nation’s banking regulators.

Feb 27, 2025
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Article
Agencies/Regulators 

ICBA: Stablecoin legislation must protect role of community banks

ICBA told Congress that any legislation establishing a regulatory framework for stablecoins must address stablecoin risks without disintermediating community banks.

Feb 27, 2025
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Article
Digital Assets

ICBA Statement Opposing Consolidation of the Nation’s Banking Regulators

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement opposing the consolidation of the nation’s banking regulators.

Feb 26, 2025
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Article
Compliance

Independent Banker: How community banks are fighting AI-powered elder fraud

Community banks are working to combat fraudsters using artificial intelligence to target seniors, according to the latest Independent Banker magazine.

Feb 26, 2025
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Article
Fraud

Romero Rainey: ICBA letter to Trump administration key to reform push

ICBA’s recent letter urging the Trump administration to advance several needed reforms is essential to supporting community banks while avoiding unintended consequences, ICBA President and CEO...

Feb 26, 2025
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Article
Government Banks

ICBA urges Trump administration to advance pro-community bank reforms

ICBA urged the Trump administration to advance key policies under its “Repair, Reform, and Thrive” plan to continue advancing policies that support community banks.

Feb 24, 2025
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Article

McKernan, Pulte vow to streamline CFPB, FHFA activities

The Consumer Financial Protection Bureau will center its regulation on real risks to consumers and focus its enforcement on bad actors, CFPB director nominee Jonathan McKernan told Congress.

Feb 28, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

Bowman: Rightsized regulations key to bright community banking future

The future of community banking is bright as long as regulators focus on appropriate regulations and guidance and recognize that investment in innovation and growth is a necessity, not a roadblock,...

Feb 28, 2025
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Article

ICBA continuing grassroots push on CFPB overdraft rule

ICBA continues calling on community bankers to tell their members of Congress to support legislative efforts to stop the Consumer Financial Protection Bureau's overdraft rule.

Feb 27, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA Strongly Supports Bipartisan ACRE Act Offering Lower-Cost Credit to Rural Americans

The Independent Community Bankers of America (ICBA) today expressed strong support for the Senate introduction of the Access to Credit for our Rural Economy (ACRE) Act to support farmers, ranchers,...

Feb 26, 2025
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Article
Agriculture Lending Agriculture Rural Development

Community bank net income declines in Q4

Community bank net income fell 6.5% in the fourth quarter and was down 2.4% in 2024 from the previous year, according to the FDIC’s latest Quarterly Banking Profile.

Feb 26, 2025
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Article

ICBA urging grassroots outreach to stop CFPB overdraft rule

ICBA is calling on community bankers to tell their members of Congress to support legislative efforts to stop the Consumer Financial Protection Bureau's overdraft rule.

Feb 24, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

New op-ed urges Illinois lawmakers to rethink credit union tax exemption

A new op-ed from Community Bankers Association of Illinois Chairman David Stanton calls on policymakers to tax credit unions like every other business in the state.

Feb 20, 2025
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Article
Credit Unions

ICBA, U.S. Postal Inspection Service partner to combat check fraud

ICBA announced a partnership with the U.S. Postal Inspection Service to combat the threat of check fraud.

Feb 24, 2025
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Article
Fraud

ICBA, U.S. Postal Inspection Service partner to combat check fraud

ICBA announced a partnership with the U.S. Postal Inspection Service to combat the threat of check fraud.

Feb 21, 2025
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Article
Fraud

ICBA urging community banker outreach on stopping CFPB overdraft rule

ICBA is calling on community bankers to tell their members of Congress to stop the Consumer Financial Protection Bureau's overdraft rule.

Feb 21, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

Latest ILC application brings total pending bids to three

With auto company Stellantis last week applying to form an industrial loan company in Utah, the number of pending ILC applications now stands at three.

Feb 21, 2025
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Article

ICBA and U.S. Postal Inspection Service Partner to Help Community Banks Combat Check Fraud

The Independent Community Bankers of America® (ICBA) today announced a partnership with the U.S. Postal Inspection Service to combat the threat of check fraud.

Feb 20, 2025
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Article
Fraud Postal Service Banking

FinCEN: BOI reporting requirements back in effect with extended deadline

Following a court decision, the Financial Crimes Enforcement Network announced that beneficial ownership information reporting requirements are back in effect, with a new deadline of March 21 for...

Feb 20, 2025
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Article
Financial Crimes Enforcement Network (FinCEN)

Trump directs independent agencies to run proposals through White House

President Donald Trump issued an executive order requiring independent agencies to submit rules to the White House before publishing them in the Federal Register.

Feb 20, 2025
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Article
Agencies/Regulators 

Independent Banker: ICBA speaks out against one-size-fits-all regulations

The latest Independent Banker magazine details how ICBA is advocating for threshold changes that would lighten community banks’ regulatory burden.

Feb 19, 2025
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Article

Hood: OCC will push to include credit union data in merger reviews

Acting Comptroller of the Currency Rodney Hood said he wants to revisit how credit unions affect regulatory reviews of bank mergers, as advocated by ICBA.

Feb 19, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA, farm groups continue to urge support of crop insurance

Farm and rural groups joined ICBA in urging the new leaders of the Agriculture Department and Office of Management and Budget to protect crop insurance from harmful cuts that would undermine U.S....

Feb 19, 2025
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Article
Agriculture