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Drive Efficiency With These 9 Back Office Upgrades

Much of a community bank’s technical success starts behind the curtain: in the back office. By optimizing this area of operations, a bank can run like a well-oiled machine.

May 01, 2025
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Article

Future Commercial Lending Success Through Consumer Loans

Read Teslar’s white paper to explore why community banks need to engage consumer borrowers to grow and sustain their commercial lending pipeline—and how to do it successfully.

May 01, 2025
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Article
Lending

Protect Your Bank From Card Fraud Losses

ICBA Payments helps banks recuperate losses from card fraud with its Fraud Loss Protection Plan, a unique-to-the- industry product designed for and available exclusively to community banks.  

May 01, 2025
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Article
Compliance

Jack E. Hopkins: Marching to the Beat of Community Banking

As I take on the role of ICBA chairman, I do so with humility, honor and pride in this industry and our mission as community bankers.

Apr 01, 2025
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Article

Live Oak Bank's Office Design Is Rooted in Innovation

In June 2024, $12.9 billion-asset Live Oak Bank in Wilmington, N.C., debuted a new office building constructed with mass timber materials.

Apr 01, 2025
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Article

How Community Banks Open Doors for Local Restaurants

Restaurants, just like community banks, are a part of every local economy. And community banks know the best way to support this higher-risk industry.

Apr 01, 2025
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Article
Lending

Jacob Eisen: Changing for the Better

Winston Churchill famously said, “To improve is to change, so to be perfect is to have changed often.”

Apr 01, 2025
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Article
Payments

Scott Anchin: 'Friendly Fraud' Isn't Bank Friendly

Recent research has found that “friendly fraud” costs U.S. businesses more than $100 billion a year. But what is it, and what can we do to minimize its effects?

Apr 01, 2025
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Article
Compliance

What Role Will Your Core Play in Open Banking?

The CFPB’s open banking rule opens financial data to authorized third parties. Will your core processor be ready if it takes effect?

Apr 01, 2025
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Article
Payments

5 Ways Community Banks Can Take Advantage of FedNow

FedNow has solidified its place in the banking industry, and now’s the time for community banks to get in on the action. Learn how your bank can ease the instant payments system into its operations.

Apr 01, 2025
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Article
Payments

Jim Reber and Ron Haynie: Fannie and Freddie 3.0

The Trump administration shows interest in reprivatizing the housing GSEs.

Apr 01, 2025
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Article

Aaron Stetter: The ICBA Capital Summit Shapes the Future of Community Banking

Every year, ICBA hosts its signature lobbying event that encourages grassroots action for our industry and presents bankers the opportunity to meet with legislators.

Apr 01, 2025
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Article
Advocacy

First National Bank: Redefining Retail Banking

First National Bank’s eStore aims for customer convenience, delivering personalized banking through a high-tech customer experience.

Apr 01, 2025
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Article

Powering Potential: 5 Ways ICBA Can Improve Your Advocacy Efforts

Discover how ICBA’s resources equip you to excel in your lobbying efforts.

Apr 01, 2025
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Article
Advocacy

The Ultimate Community Banker Guidebook for All Things Advocacy

This year, a new presidential administration and a new Congress bring opportunities for regulatory and legislative changes.

Apr 01, 2025
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Article
Advocacy

Powering Potential: ICBA Certification Q&A with Vance Keller

Vance Keller has built a dynamic career in banking since 1999. Keller shares how his commitment to continuous learning and collaboration drives his success in navigating compliance challenges.

Apr 01, 2025
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Article

Out of Office: Gerardo Munoz

The SVP and chief information officer at $3.4 billion-asset D.L. Evans Bank in Burley, Idaho, collects and refurbishes vintage watches.

Apr 01, 2025
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Article

The Future of Risk Management: Adapt or Fall Behind

The past 18 months have been a wake-up call for the banking industry. Market instability, interest rate swings, and uncertainty demand agile, data-driven risk management.

Apr 01, 2025
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Article
Compliance

ACT Deposit Program Can Help Improve Your Bank’s CRA Rating

Discover a new, innovative way for bankers to boost their CRA rating while enjoying safety and returns for large cash balances.

Apr 01, 2025
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Article

Lucas White: Translating Advocacy Into Action

While advocacy has always been a core ICBA pillar, the massive number of new regulations we've faced over the past year is a reminder of the importance of community bankers taking part in advocacy.

Mar 01, 2025
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Article

How to Fight AI-Boosted Spear Phishing Fraud

AI has streamlined spear phishing, a kind of cyberattack involving emails, video calls or other forms of communication facilitated by fraudsters posing as a trusted colleague, boss or organization.

Mar 01, 2025
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Article
Compliance

Why is Streaming the Hottest New Marketing Platform for Community Banks?

As streaming services grow in popularity with viewers, community bankers are exploring the targeting capabilities and flexibility of advertising on connected TV.

Apr 01, 2025
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Article
Growing the Community

The Data Advantage: Key Strategies for Community Bank Success

With larger regional banks increasingly viewing community financial institutions as rising competition, the time to tap into your data advantage is now.

Apr 01, 2025
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Article

Proven Practices For Back-Office Efficiency

Shrinking net interest margins, rising costs, and manual processes challenge community banks to maintain efficiency and profitability in a competitive market.

Apr 01, 2025
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Article
Payments

Community Bank of Parkersburg Shreds for Security

Community Bank of Parkersburg, partnered with local shredding company Gator Shredding to host a community “shred day,” where members of the community could bring documents to be safely destroyed.

Mar 01, 2025
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Article

Ways to Get the Most Out of Your AML/CFT Program

Anti-money laundering and combating the financing of terrorism programs have become a priority for regulators. Here’s how to ensure your program is up to par.

Mar 01, 2025
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Article
Compliance

ESSA Bank & Trust Is All in on Accessible Homeownership

ESSA Bank & Trust is committed to empowering first-time homebuyers and historically underserved communities with its financial education and loan programs.

Mar 01, 2025
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Article

Marketing Personalization Is More Than Adding Names to Emails

The advent of data-focused, personalized marketing has opened up doors to deeper customer relationships for community banks.

Mar 01, 2025
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Article
Growing the Community

Charles Potts: Putting the "Person" in Personalized Banking

Today, personalization reigns supreme. According to Deloitte, about half of Gen Zers and millennials find personalized experiences important in their banking and business relationships.

Mar 01, 2025
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Article

Lindsay LaNore: How to Bridge Gaps With Fellow Employees

In a diverse world, one of the greatest skills a leader can have is the ability to talk to people with different perspectives.

Mar 01, 2025
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Article

How Marketing Can Win Over the C-Suite

Getting buy-in from the C-suite is essential in all facets of the bank, including marketing. Here are tips for how to get executives and the marketing team working toward the same goals.

Mar 01, 2025
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Article
Growing the Community

Kari Mitchum: The Fedwire Transitions to ISO 20022

What community banks need to know about the Fedwire ISO 20022 switch.

Mar 01, 2025
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Article
Advocacy

Out of Office: Richard Thiessens

The EVP and chief technology officer at $746 million-asset FinWise Bank in Murray, Utah, makes his own wine, cider and mead.

Mar 01, 2025
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Article

Renovation Lending: The Solution to a Tough Mortgage Market?

With many prospective and first-time homebuyers buying fixer-uppers, community banks can tap into a new market to supplement their mortgage and construction portfolios.

Mar 01, 2025
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Article
Lending

Powering Potential: Marketing Made Easier for Your Community Bank

The ICBA Marketing Resource Center delivers dynamic, evolving resources that can help you save time, elevate your messaging and win over current and prospective customers.

Mar 01, 2025
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Article
Growing the Community

How Community Banks Are Fighting AI-Powered Elder Fraud

Generative AI has made scamming vulnerable people alarmingly simple. Banks must raise awareness among their senior customers of the dangers and help build financial security.

Feb 18, 2025
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Article
Compliance

Streamline Your Bank’s Appraisal and Vendor Management with ValuTrac

Tired of juggling spreadsheets, emails, and phone calls to manage appraisals and vendors? ValuTrac offers a unified workspace that transforms how banks manage their appraisal and valuation processes.

Mar 01, 2025
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Article
Lending

IT MSP, Integris, Reveals Top IT Trends for the Second Year in New Report, “Understanding US Banks’ Annual IT Spend in 2025”

Discover where banks stand on technology in 2025! Our survey of 1,000+ bank executives reveals IT’s growing role, key infrastructure needs, cybersecurity concerns, and economic impacts.

Mar 01, 2025
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Article
Payments

Loan Pricing strategies: Don’t let your bank become a Castaway.

With rapidly changing market conditions, your bank could easily find itself isolated like Tom Hanks in Castaway, on a desert island alone.

Mar 01, 2025
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Article
Lending Payments

Jacob Eisen: The Difference Between Direct and Agent Bank Credit Card Programs

Credit cards remain the most widely used credit product in the U.S., and the Federal Reserve’s latest payments study points to a continued climb in the number of card transactions, their overall...

Feb 05, 2025
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Article
Payments