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CFPB releases FAQs on ‘buy now, pay later’ products

The Consumer Financial Protection Bureau released frequently asked questions to help industry participants understand, implement, and comply with the requirements in Regulation Z for “buy now, pay...

Sep 19, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

Fed cuts rates by 50 basis points

The Federal Open Market Committee voted to cut target interest rates by 50 basis points due to improved confidence that inflation is moving sustainably toward its 2% goal.

Sep 19, 2024
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Article
Federal Reserve

Following ICBA advocacy, FDIC includes credit unions in merger guidance

As advocated by ICBA, the FDIC approved a new statement of policy on bank mergers that for the first time explicitly states that additional scrutiny may be needed for deals involving tax-exempt...

Sep 18, 2024
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Article
Credit Unions

Private-sector companies join tokenization project

More than 40 private-sector companies will join a group of central banks in Project Agorá, which will explore how tokenization and a wholesale central bank digital currency could enhance...

Sep 17, 2024
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Article
Digital Assets