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Yield enhancer, or gimmick? Callable securities present risk and reward.

Most representatives of the broker-dealer industry have been suggesting to their customers, especially community banks, that their collection of bonds could be situated to perform pretty well in 2025.

Jan 07, 2025
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Article

Countdown to ISO 20022: Key Steps for Community Banks to Ensure a Smooth Fedwire Transition

With the Federal Reserve scheduled to convert the Fedwire Funds Service to the ISO 20022 message format on March 10, community banks have a few remaining weeks to ensure they are ready.

Feb 14, 2025
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Article
Federal Reserve

ICBA’s Regulator Day: Fostering Community Bank Innovation Through Industry Collaboration

Innovation never stops, but regulatory considerations can impede progress if not properly managed. That’s why it’s crucial to create dedicated spaces where innovators, regulators, and policymakers...

Feb 24, 2025
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Article
Fintech Regulation

Vigilante justice?

While it will possibly take months and even the rest of the year to see the full shakeout, April 2025 was a laboratory for market efficiency. Some might contend there was an element of ruthlessness...

May 02, 2025
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Article