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2021: The Year of Community Bank Innovation—with More to Come
In the innovation world, 2021 may go down in history as the year of community bank innovation. Despite the ongoing COVID-19 pandemic and associated challenges thrown in our path, community banks...
Trust in Code? Smart Contracts, DeFi, and Use Cases for Community Banking
Smart contracts — computer programs that automatically execute specific actions — are becoming increasingly relevant to community banks. Here’s a breakdown of smart contracts and how...
Three Principles to Drive Community Bank Innovation
For $200 million-asset First Community Bank and Trust in Beecher, Ill., having an innovation mindset means being open to explore new ways to solve for business challenges and opportunities.
Reconciliation Update: IRS Reporting, Tax Hikes, and Needed Grassroots
Community bankers are witnessing the fruits of their labor in ICBA’s months-long campaign opposing the onerous IRS bank reporting proposal. However, the grassroots push must continue.