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CFPB updates TILA, CLA, FCRA thresholds for 2026 

CFPB updates TILA, CLA, FCRA thresholds for 2026  The Consumer Financial Protection Bureau issued annual threshold adjustments that are effective Jan. 1, 2026. TILA: The CFPB issued a final rule...

Dec 16, 2025
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Article
Compliance

Agencies update appraisal exemption threshold 

Agencies update appraisal exemption threshold  Regulators announced that the 2026 threshold for higher-priced mortgage loans that are subject to special appraisal requirements will increase from...

Dec 16, 2025
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Article
Compliance

ICBA Opposes PayPal Application to Form Industrial Loan Company 

ICBA Opposes PayPal Application to Form Industrial Loan Company  Washington, D.C. — The Independent Community Bankers of America (ICBA) today expressed strong opposition to PayPal’s application to...

Dec 16, 2025
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Article
Loan Operations

FDIC proposes application process for bank subsidiaries to issue stablecoins  

FDIC proposes application process for bank subsidiaries to issue stablecoins   The FDIC issued a proposed rule that would implement the application provisions under the Guiding and Establishing...

Dec 17, 2025
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Article
Digital Assets