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Merchants Having it Both Ways on Interchange and Fraud
Merchants Having it Both Ways on Interchange and Fraud A recent security breach helps demonstrate that when it comes to fraud and interchange price fixing, merchants apparently are looking to have...
Regulatory Burden, Community Banks, and Voices
Regulatory Burden, Community Banks, and Voices There is no doubt that community banks are suffering under a plethora of stifling and, in many cases, unnecessary regulations. For several decades...
Assessment Savings a Testament to Community Bank Resilience
Assessment Savings a Testament to Community Bank Resilience For years we made the case that the deposit-insurance assessment base is unfair for community banks. And for years no one seemed to...
One Size Does Not Fit All
One Size Does Not Fit All The community bank business model is nothing like the Wall Street business model. So why would we want Wall Street firms or mortgage banks to speak for us any more than...