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Task force updates AML-deficiency jurisdiction list

The Financial Action Task Force—a global anti-money-laundering watchdog—updated its statements concerning jurisdictions with strategic AML, terrorist-financing, and...

Jun 30, 2023
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Article
Compliance

Agencies finalize CRE guidance update

Banking regulators finalized updates to agency guidance on commercial real estate loan accommodations for borrowers.

Jun 30, 2023
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Article
Compliance

ICBA ThinkTECH Accelerator Demo Day Highlights the Future of Real-time Payments and Deposit Innovation for Community Banks

The Independent Community Bankers of America (ICBA) hosted its fifth annual ICBA ThinkTECH Accelerator Demo Day, the first since ICBA brought the accelerator program in-house and in its new home in...

Jun 29, 2023
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Article

OCC releases Cybersecurity Supervision Work Program

The OCC released the Cybersecurity Supervision Work Program, which provides high-level examination objectives and procedures for cybersecurity assessment.

Jun 27, 2023
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Article
Cybersecurity

ICBA urging grassroots outreach on credit card routing bill

ICBA is calling on community bankers to urge their members of Congress to oppose legislation to impose routing mandates on credit card transactions.

Jun 27, 2023
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Article
Credit Cards Payments

CFPB issues FAQs on 1071 rule

The Consumer Financial Protection Bureau issued frequently asked questions on its Section 1071 small-business data collection and reporting rule. The FAQs cover which financial institutions,...

Jun 30, 2023
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Article
Compliance

ICBA Commends Fed’s Bowman for Remarks on Pending Regulatory Capital Reforms

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on Federal Reserve Governor Michelle Bowman’s recent remarks on responsive and...

Jun 28, 2023
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Article
Regulatory Relief

ICBA backs FTC inquiry on cloud computing providers

ICBA said it supports the Federal Trade Commission’s interest in the role and business practices of cloud service providers, or CSPs.

Jun 27, 2023
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Article
Cybersecurity

CFPB accepting Community Bank Advisory Council applications

The Consumer Financial Protection Bureau said it will be accepting applications for membership on the Community Bank Advisory Council and other advisory committees between July 3 and July 16.

Jun 27, 2023
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Article
Compliance

Agencies issue 2023 list of CRA geographies

Federal banking regulators issued the 2023 list of distressed or underserved nonmetropolitan middle-income geographies.

Jun 27, 2023
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Article
Compliance

Next ICBA ThinkTECH Accelerator application period underway

ICBA is accepting applications for the second ICBA ThinkTECH Accelerator program of 2023 through Thursday, July 15.

Jun 23, 2023
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Article

CFPB webinar next week on 1071 rule

The Consumer Financial Protection Bureau is hosting a webinar next week on its 1071 rule on small-business lending.

Jun 23, 2023
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Article
Compliance

Powell shares personal community banking story in testimony on industry’s importance

Federal Reserve Chairman Jerome Powell pledged to Congress that the Fed would consider the impact on community banks of any new regulatory initiatives.

Jun 23, 2023
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Article
Community Bank Awareness

ICBA, groups raise concerns with new FHFA credit score models

ICBA and other groups raised concerns about a Federal Housing Finance Agency plan for transitioning Fannie Mae and Freddie Mac to new credit score models

Jun 23, 2023
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Article
Secondary Mortgage Market Secondary Mortgage Market

ICBA Services Network Announces Appointments to its Community Banker-led Board of Directors

ICBA Services Network, the business-services subsidiary of the Independent Community Bankers of America (ICBA), today announced the election of three community bankers to its board of directors.

Jun 22, 2023
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Article

ICBA Bancard Names New Mexico Community Banker as Chairman While Michigan Community Banker Joins Board

ICBA Bancard announced the election of Ruth Christopher, board member for Citizens Bank of Las Cruces, N.M., and secretary of its holding company, Amador Bancshares Inc., as chairman of the ICBA...

Jun 21, 2023
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Article

Fed publishes master account database

The Federal Reserve Board published a database of financial institutions with access to, or requests to access, Federal Reserve Bank master accounts and services.

Jun 20, 2023
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Article
Federal Reserve

Senate committee taking up bank executive clawback bill tomorrow

The Senate Banking Committee tomorrow is scheduled to take up legislation that would expand existing regulatory authority to claw back compensation from the executives of certain failed banks.

Jun 20, 2023
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Article
Regulatory Relief

Fed nominees, Powell appearing at committees this week

In addition to the Senate Banking Committee markup, there are several key committee hearings this week.

Jun 20, 2023
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Article
Congressional Matters

FDIC revises guidance on re-presentment fees following ICBA outreach

The FDIC updated its supervisory guidance on multiple re-presentment nonsufficient funds fees to clarify that it will not ask institutions to conduct a lookback review absent a likelihood of...

Jun 20, 2023
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Article
Compliance Payments