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ICBA Commends Senate Banking Committee for Passing Bipartisan Cannabis-Banking Bill

ICBA today commended the Senate Banking Committee for its passage of the SAFER Banking Act, legislation that would establish a safe harbor from sanctions for financial institutions that serve...

Sep 27, 2023
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Article
Cannabis banking

ICBA requests comment extension on overtime proposal

ICBA and other groups asked the Labor Department to extend by 60 days the comment period on its proposal to increase the number of employees who are entitled to overtime compensation.

Sep 27, 2023
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Article
Small Business Administration

Key stakeholders join opposition to credit card routing bill

A key member of the House along with major airlines and transportation unions last week announced their opposition to legislation that would impose credit card routing restrictions, which ICBA...

Sep 25, 2023
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Article
Credit Cards Payments

Fed’s Bowman urges community banks to weigh in on agency rulemakings

Federal Reserve Governor Michelle Bowman encouraged community bankers to provide feedback on agency rulemakings.

Sep 25, 2023
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Article
Climate Community Reinvestment Act (CRA) Risk

CFPB outlines proposals to remove medical bills from credit reports

The Consumer Financial Protection Bureau said it is beginning a rulemaking process to remove medical bills from Americans’ credit reports.

Sep 22, 2023
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Article
Compliance

Grassroots urgent as Senate prepares to act on 1071 reversal

With the Senate set to act as soon as this week on a resolution to block the Consumer Financial Protection Bureau’s Section 1071 rule, ICBA is urging community bankers to urge their senators to...

Sep 25, 2023
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Article
Compliance

SBA Advocacy roundtables on new overtime proposal

The Small Business Administration’s Office of Advocacy this week is hosting roundtable discussions on the Labor Department’s proposal to increase the number of employees who are entitled to...

Sep 25, 2023
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Article
Small Business Administration

ICBA opposing latest effort to advance credit card routing bill

ICBA continues calling on community bankers to urge their senators to oppose legislation that would impose credit card routing restrictions amid renewed efforts to attach it to government funding...

Sep 22, 2023
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Article
Credit Cards Payments

Consumer groups press CFPB for arbitration crackdown

Several consumer groups recently petitioned the Consumer Financial Protection Bureau for a rulemaking on pre-dispute arbitration.

Sep 22, 2023
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Article
Compliance

FDIC’s Hill cites credit unions in discussion of bank merger review

If the FDIC reopens its policies on bank mergers, it should consider competition from credit unions and other nonbank institutions that perform bank-like functions, FDIC Vice Chairman Travis Hill...

Sep 22, 2023
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Article
Compliance Credit Unions De Novo Banks

Another court rules against CFPB’s 1071 rule

Another federal district court has ruled that the Consumer Financial Protection Bureau may not enforce its Section 1071 small-business rule until the Supreme Court rules on the constitutionality of...

Sep 18, 2023
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Article
Compliance

ICBA ThinkTECH Solutions Forum Spotlights Faster Payments Offerings for Community Banks

ICBA hosted its first ThinkTECH Solutions Forum yesterday. This forum, which was designed to foster industry collaboration in support of community bank adoption of faster payments, is the first of...

Sep 15, 2023
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Article
Payments Technology Fintech Innovation

Financial Services Industry Opposes Effort by Senators Durbin & Marshall to Force Credit Card Routing Mandates into Military Construction, Veterans Affairs Funding Bill

Today, 11 trade associations representing virtually all banks and credit unions released a joint statement opposing the effort by Sen. Dick Durbin (D-IL) and Roger Marshall (R-KS) to attach credit...

Sep 15, 2023
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Article
Payments

CFPB updates FAQs on 1071 rule

The Consumer Financial Protection Bureau updated its frequently asked questions on its Section 1071 small-business rule.

Sep 15, 2023
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Article
Compliance

Innovation and relationship banking define community bank value proposition: ICBA leaders

Data show that consumers and small businesses value the symbiotic relationship between innovation and relationship banking that community banks offer, ICBA community bankers wrote in a new LinkedIn...

Sep 15, 2023
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Article
Fintech Innovation

ICBA Commends House Committee Passage of Bill Barring Creation of U.S. Central Bank Digital Currency

The Independent Community Bankers of America (ICBA) today commended the House Financial Services Committee for passing ICBA-advocated legislation to restrict the ability of the federal government...

Sep 20, 2023
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Article
Digital Assets Payments

CFPB issues guidance on credit denials by lenders using AI

The Consumer Financial Protection Bureau issued guidance about certain legal requirements that lenders must adhere to when using artificial intelligence and other complex models.

Sep 20, 2023
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Article
Compliance Technology

ICBA ThinkTECH Accelerator Alum Chimney Wins “Best of Show” Honors at FinovateFall 2023

The Independent Community Bankers of America (ICBA) celebrates this year’s FinovateFall 2023 Best of Show winner, Chimney, a member of the 2022 ICBA ThinkTECH Accelerator cohort.

Sep 19, 2023
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Article
Technology

ICBA, groups oppose effort to slip credit card bill into military funding package

ICBA and other groups expressed united opposition to efforts by Sens. Roger Marshall (R-Kan.) and Richard Durbin (D-Ill.) to attach their ICBA-opposed credit card routing bill to a must-pass...

Sep 18, 2023
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Article
Credit Cards Payments

Senate panel to mark up cannabis banking bill this month

The Senate Banking Committee said it would meet Sept. 27 to consider ICBA-advocated legislation to establish a safe harbor from federal sanctions for financial institutions that serve...

Sep 18, 2023
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Article
Cannabis banking